Visa is updating U.S. credit interchange rates and related modifications that will be effective in April 2022. Please see below for more details.
Canada Domestic Interchange Programs
New Interchange Fee Programs for US Manual Cash Disbursement Transactions
Additional Interchange Rates for Commercial Choice Program in the US Region
Merchant Segment Interchange Fee Programs for Visa Consumer Credit Transactions
Product 1 Interchange Fee Programs for Visa Consumer Credit Transactions
MasterCard: Interregional and Intraregional Interchange Programs
Discover: New US Consumer Charity Interchange Programs
US Manual Cash Disbursement Transactions
Existing Visa Consumer Credit Fee Programs
MasterCard: U.S. Domestic Consumer and Commercial Interchange
Discover: Consumer and Commercial Interchange Programs
Discover: Acquirer Assessment Fee – Card Brand Fee
MasterCard: Expanding Digital Enablement in the United States Region
Changes to Canada Domestic Interchange Programs for Visa Consumer Credit Products
| Card Brand Description | FPI | IQSTA | IC Level | New Fee Program (PPM Description Name) | New MAS and TSYS Express Fee Descriptor | New e-Connections Description | New Interchange Rate % | New Interchange Per Item $ | PPM Key Value Code |
| CAN Performance Token Consumer NNSS | C59 | 12292 | 11G | VS CA Performance Token Consumer NNSS | CA PTKCNSNNSS | VS CA Performance Token Consumer NNSS | 1.30% | $0.00 | V12292 |
| CAN Performance Token Consumer ISS | C60 | 12293 | 11H | VS CA Performance Token Consumer ISS | CA PTKCNS ISS | VS CA Performance Token Consumer ISS | 1.30% | $0.00 | V12293 |
| CAN Performance Token Infinite NNSS | C57 | 12290 | 11I | VS CA Performance Token Infinite NNSS | CA PTKINFNNSS | VS CA Performance Token Infinite NNSS | 1.55% | $0.00 | V12290 |
| CAN Performance Token Infinite ISS | C58 | 12291 | 11J | VS CA Performance Token Infinite ISS | CA PTKINF ISS | VS CA Performance Token Infinite ISS | 1.55% | $0.00 | V12291 |
| CAN Performance Token Infinite Privilege NNSS | FE3 | 12288 | 11K | VS CA Performance Token Infinite Privilege NNSS | CA PTINFPNNSS | VS CA Performance Token Inf Priv NNSS | 2.30% | $0.00 | V12288 |
| CAN Performance Token Infinite Privilege ISS | FE4 | 12289 | 11L | VS CA Performance Token Infinite Privilege ISS | CA PTKINFPISS | VS CA Performance Token Inf Priv ISS | 2.30% | $0.00 | V12289 |
| CAN Card Not Present Token Consumer NNSS | C55 | 12298 | 11M | VS CA Card Not Present Token Consumer NNSS | CA CNPTKCNNSS | VS CA Card Not Present Token Cons NNSS | 1.35% | $0.00 | V12298 |
| CAN Card Not Present Token Consumer ISS | C56 | 12299 | 11N | VS CA Card Not Present Token Consumer ISS | CA CNPTKCISS | VS CA Card Not Present Token Cons ISS | 1.35% | $0.00 | V12299 |
| CAN Card Not Present Token Infinite NNSS | FE1 | 12296 | 11O | VS CA Card Not Present Token Infinite NNSS | CA CNPTKINNSS | VS CA Card Not Present Token Inf NNSS | 1.60% | $0.00 | V12296 |
| CAN Card Not Present Token Infinite ISS | FE2 | 12297 | 11P | VS CA Card Not Present Token Infinite ISS | CA CNPTKIISS | VS CA Card Not Present Token Inf ISS | 1.60% | $0.00 | V12297 |
| CAN Card Not Present Token Infinite Privilege NNSS | FD9 | 12294 | 11R | VS CA CNP Token Infinite Privilege NNSS | CA CNPTIPNNSS | VS CA CNP Token Infinite Privilege NNSS | 2.35% | $0.00 | V12294 |
| CAN Card Not Present Token Infinite Privilege ISS | FD0 | 12295 | 11S | VS CA CNP Token Infinite Privilege ISS | CA CNP TIPISS | VS CA CNP Token Infinite Privilege ISS | 2.35% | $0.00 | V12295 |
| CAN Recurring Payment Token Consumer NNSS | B37 | 12304 | 11T | VS CA Recurring Payment Token Consumer NNSS | CA RPTKCNNSS | VS CA Recurring Payment Token Cons NNSS | 1.20% | $0.00 | V12304 |
| CAN Recurring Payment Token Consumer ISS | B38 | 12305 | 11U | VS CA Recurring Payment Token Consumer ISS | CA RPTKCNSISS | VS CA Recurring Payment Token Cons ISS | 1.20% | $0.00 | V12305 |
| CAN Recurring Payment Token Infinite NNSS | FD7 | 12302 | 11V | VS CA Recurring Payment Token Infinite NNSS | CA RPTKINNSS | VS CA Recurring Payment Token Inf NNSS | 1.48% | $0.00 | V12302 |
| CAN Recurring Payment Infinite ISS | FD8 | 12303 | 11W | VS CA Recurring Payment Infinite ISS | CA RCPYINFISS | VS CA Recurring Payment Infinite ISS | 1.48% | $0.00 | V12303 |
| CAN Recurring Payment Token Infinite Privilege NNSS | FD5 | 12300 | 11X | VS CA Rec Pay Token Infinite Privilege NNSS | CA RPTIPNNSS | VS CA Rec Pay Token Inf Privilege NS | 1.90% | $0.00 | V12300 |
| CAN Recurring Payment Token Infinite Privilege ISS | FD6 | 12301 | 11Y | VS CA Recurring Pay Token Infinite Privilege ISS | CA RPTIP ISS | VS CA Recurring Pay Token Inf Priv ISS | 1.90% | $0.00 | V12301 |
Changes to the Visa Utility Fee Program
| Card Brand Description | FPI | IQSTA | IC Level | New Fee Program (PPM Description Name) | New MAS and TSYS Express Fee Descriptor | New e-Connections Description | New Interchange Rate % | New Interchange Per Item $ | PPM Key Value Code |
| Utility Recurring Consumer DB PPD | UTR | 12306 | 11Z | VS Utility Recurring Payment DB/PPD | UTILRECPAYDBPP | VS Utility Recurring Payment DB/PPD | 0.00% | $0.45 | V12306 |
| US Regulated | 338 | 12308 | 1L5 | VS REG DB Utility Recurring Payment DB/PPD | US REG | VS REG DB Utility Recurring Payment DB/PPD | 0.05% | $0.22 | V12308 |
| Utility Recurring Business DB PPD | UBR | 12307 | 12A | VS Utility Recurring Payment Bus DB/PPD | UTILRECBUSDBPP | VS Utility Recurring Payment Bus DB/PPD | 0.00% | $0.75 | V12307 |
| US Regulated | 338 | 12309 | 1L5 | VS REG DB Utility Recurring Payment Bus DB/PPD | US REG | VS REG DB Utility Recurring Payment Bus DB/PPD | 0.05% | $0.22 | V12309 |
New Interchange Fee Programs for US Manual Cash Disbursement Transactions
| Card Brand Description | FPI | IQSTA | IC Level | New Fee Program (PPM Description Name) | New MAS and TSYS Express Fee Descriptor | New e-Connections Description | New Interchange Rate % | New Interchange Per Item $ | PPM Key Value Code |
| Manual Cash Consumer Government and Payroll | 8E1 | 12310 | 12B | VS Manual Cash Consumer Government and Payroll | MAN CSH GVT/PR | VS Manual Cash Consumer Gov and Payroll | 0.00% | $2.00 | V12310 |
| Manual Cash Surcharge | 8E2 | 12311 | 12C | VS Manual Cash Surcharge | MAN CSH SURCHG | VS Manual Cash Surcharge | 0.00% | $0.60 | V12311 |
| Manual Cash No Surcharge | 8E3 | 12312 | 12D | VS Manual Cash No Surcharge | MAN CSH N/SRCG | VS Manual Cash No Surcharge | 0.35% | $0.55 | V12312 |
| Manual Cash No Surcharge Cap | 12313 | 12E | VS Manual Cash No Surcharge Cap | MN CSH N/SCCAP | VS Manual Cash No Surcharge Cap | 0.00% | $3.00 | V12313 |
Changes to Support Additional Interchange Rates for Commercial Choice Program in the US Region
| Card Brand Description | FPI | IQSTA | IC Level | New Fee Program (PPM Description Name) | New MAS and TSYS Express Fee Descriptor | New e-Connections Description | New Interchange Rate % | New Interchange Per Item $ | PPM Key Value Code |
| Commercial Choice Program | 978 | 12314 | 12F | VS Commerical Choice A001 | COMM CHC A001 | VS Commerical Choice A001 | 0.40% | $0.00 | V12314 |
| 12315 | 12G | VS Commerical Choice A002 | COMM CHC A002 | VS Commerical Choice A002 | 0.45% | $0.00 | V12315 | ||
| 12316 | 12H | VS Commerical Choice A003 | COMM CHC A003 | VS Commerical Choice A003 | 0.50% | $0.00 | V12316 | ||
| 12317 | 12I | VS Commerical Choice A004 | COMM CHC A004 | VS Commerical Choice A004 | 0.55% | $0.00 | V12317 | ||
| 12318 | 12J | VS Commerical Choice A005 | COMM CHC A005 | VS Commerical Choice A005 | 0.60% | $0.00 | V12318 | ||
| 12319 | 12K | VS Commerical Choice A006 | COMM CHC A006 | VS Commerical Choice A006 | 0.65% | $0.00 | V12319 | ||
| 12320 | 12L | VS Commerical Choice A007 | COMM CHC A007 | VS Commerical Choice A007 | 0.70% | $0.00 | V12320 | ||
| 12321 | 12M | VS Commerical Choice A008 | COMM CHC A008 | VS Commerical Choice A008 | 0.75% | $0.00 | V12321 | ||
| 12322 | 12N | VS Commerical Choice A009 | COMM CHC A009 | VS Commerical Choice A009 | 0.80% | $0.00 | V12322 | ||
| 12323 | 12O | VS Commerical Choice A010 | COMM CHC A010 | VS Commerical Choice A010 | 0.85% | $0.00 | V12323 | ||
| 12324 | 12P | VS Commerical Choice A011 | COMM CHC A011 | VS Commerical Choice A011 | 0.90% | $0.00 | V12324 | ||
| 12325 | 12Q | VS Commerical Choice A012 | COMM CHC A012 | VS Commerical Choice A012 | 0.95% | $0.00 | V12325 | ||
| 12326 | 12R | VS Commerical Choice A013 | COMM CHC A013 | VS Commerical Choice A013 | 1.00% | $0.00 | V12326 | ||
| 12327 | 12S | VS Commerical Choice A014 | COMM CHC A014 | VS Commerical Choice A014 | 1.05% | $0.00 | V12327 | ||
| 12328 | 12T | VS Commerical Choice A015 | COMM CHC A015 | VS Commerical Choice A015 | 1.10% | $0.00 | V12328 | ||
| 12329 | 12U | VS Commerical Choice A016 | COMM CHC A016 | VS Commerical Choice A016 | 1.15% | $0.00 | V12329 | ||
| 12330 | 12V | VS Commerical Choice A017 | COMM CHC A017 | VS Commerical Choice A017 | 1.20% | $0.00 | V12330 | ||
| 12331 | 12W | VS Commerical Choice A018 | COMM CHC A018 | VS Commerical Choice A018 | 1.25% | $0.00 | V12331 | ||
| 12332 | 12X | VS Commerical Choice A019 | COMM CHC A019 | VS Commerical Choice A019 | 1.30% | $0.00 | V12332 | ||
| 12333 | 12Y | VS Commerical Choice A020 | COMM CHC A020 | VS Commerical Choice A020 | 1.35% | $0.00 | V12333 | ||
| 12334 | 12Z | VS Commerical Choice A021 | COMM CHC A021 | VS Commerical Choice A021 | 1.40% | $0.00 | V12334 | ||
| 12335 | 13A | VS Commerical Choice A022 | COMM CHC A022 | VS Commerical Choice A022 | 1.45% | $0.00 | V12335 | ||
| 12336 | 13B | VS Commerical Choice A023 | COMM CHC A023 | VS Commerical Choice A023 | 0.00% | $0.00 | V12336 | ||
| 12337 | 13C | VS Commerical Choice A024 | COMM CHC A024 | VS Commerical Choice A024 | 0.05% | $0.00 | V12337 | ||
| 12338 | 13D | VS Commerical Choice A025 | COMM CHC A025 | VS Commerical Choice A025 | 0.10% | $0.00 | V12338 | ||
| 12339 | 13E | VS Commerical Choice A026 | COMM CHC A026 | VS Commerical Choice A026 | 0.15% | $0.00 | V12339 | ||
| 12340 | 13F | VS Commerical Choice A027 | COMM CHC A027 | VS Commerical Choice A027 | 0.20% | $0.00 | V12340 | ||
| 12341 | 13G | VS Commerical Choice A028 | COMM CHC A028 | VS Commerical Choice A028 | 0.25% | $0.00 | V12341 | ||
| 12342 | 13H | VS Commerical Choice A029 | COMM CHC A029 | VS Commerical Choice A029 | 0.30% | $0.00 | V12342 | ||
| 12343 | 13I | VS Commerical Choice A030 | COMM CHC A030 | VS Commerical Choice A030 | 0.35% | $0.00 | V12343 | ||
| 12344 | 13J | VS Commerical Choice A031 | COMM CHC A031 | VS Commerical Choice A031 | 1.50% | $0.00 | V12344 | ||
| 12345 | 13K | VS Commerical Choice A032 | COMM CHC A032 | VS Commerical Choice A032 | 1.55% | $0.00 | V12345 | ||
| 12346 | 13L | VS Commerical Choice A033 | COMM CHC A033 | VS Commerical Choice A033 | 1.60% | $0.00 | V12346 | ||
| 12347 | 13M | VS Commerical Choice A034 | COMM CHC A034 | VS Commerical Choice A034 | 1.65% | $0.00 | V12347 | ||
| 12348 | 13N | VS Commerical Choice A035 | COMM CHC A035 | VS Commerical Choice A035 | 1.70% | $0.00 | V12348 | ||
| 12349 | 13O | VS Commerical Choice A036 | COMM CHC A036 | VS Commerical Choice A036 | 1.75% | $0.00 | V12349 | ||
| 12350 | 13P | VS Commerical Choice A037 | COMM CHC A037 | VS Commerical Choice A037 | 1.80% | $0.00 | V12350 | ||
| 12351 | 13Q | VS Commerical Choice A038 | COMM CHC A038 | VS Commerical Choice A038 | 1.85% | $0.00 | V12351 | ||
| 12352 | 13R | VS Commerical Choice A039 | COMM CHC A039 | VS Commerical Choice A039 | 1.90% | $0.00 | V12352 | ||
| 12353 | 13S | VS Commerical Choice A040 | COMM CHC A040 | VS Commerical Choice A040 | 1.95% | $0.00 | V12353 | ||
| 12354 | 13T | VS Commerical Choice A041 | COMM CHC A041 | VS Commerical Choice A041 | 2.00% | $0.00 | V12354 | ||
| 12355 | 13U | VS Commerical Choice A042 | COMM CHC A042 | VS Commerical Choice A042 | 2.05% | $0.00 | V12355 | ||
| 12356 | 13V | VS Commerical Choice A043 | COMM CHC A043 | VS Commerical Choice A043 | 2.10% | $0.00 | V12356 | ||
| 12357 | 13W | VS Commerical Choice A044 | COMM CHC A044 | VS Commerical Choice A044 | 2.15% | $0.00 | V12357 | ||
| 12358 | 13X | VS Commerical Choice A045 | COMM CHC A045 | VS Commerical Choice A045 | 2.20% | $0.00 | V12358 | ||
| 12359 | 13Y | VS Commerical Choice A046 | COMM CHC A046 | VS Commerical Choice A046 | 2.25% | $0.00 | V12359 |
Changes to Merchant Segment Interchange Fee Programs for Visa Consumer Credit Transactions
| Card Brand Description | FPI | IQSTA | IC Level | New Fee Program (PPM Description Name) | New MAS and TSYS Express Fee Descriptor | New e-Connections Description | New Interchange Rate % | New Interchange Per Item $ | PPM Key Value Code |
| VT Real Estate Non Token | 617 | 12360 | 13Z | VS VT Real Estate Non Token | VT RE NON TKN | VS VT Real Estate Non Token | 1.53% | $0.05 | V12360 |
| VTR Real Estate Non Token | 618 | 12361 | 14A | VS VTR Real Estate Non Token | VTR RE NON TKN | VS VTR Real Estate Non Token | 1.53% | $0.05 | V12361 |
| VS VIN Real Estate Non Token | 619 | 12362 | 14B | VS VIN Real Estate Non Token | VIN RE NON TKN | VS VIN Real Estate Non Token | 1.53% | $0.05 | V12362 |
| VSP VIQ Real Estate Non Token | 620 | 12363 | 14C | VS VSP VIQ Real Estate Non Token | VSPVIQRENONTKN | VS VSP VIQ Real Estate Non Token | 2.25% | $0.10 | V12363 |
| VT Education Non Token | 621 | 12364 | 14D | VS VT Education Non Token | VT ED NONTOKEN | VS VT Education Non Token | 1.53% | $0.05 | V12364 |
| VTR Education Non Token | 622 | 12365 | 14E | VS VTR Education Non Token | VTR ED NON TKN | VS VTR Education Non Token | 1.53% | $0.05 | V12365 |
| VS VIN Education Non Token | 623 | 12366 | 14F | VS VIN Education Non Token | VIN ED NON TKN | VS VIN Education Non Token | 1.53% | $0.05 | V12366 |
| VSP VIQ Education Non Token | 624 | 12367 | 14G | VS VSP VIQ Education Non Token | VSPVIQED N/TKN | VS VSP VIQ Education Non Token | 2.25% | $0.10 | V12367 |
| VT Health Non Token | 613 | 12368 | 14H | VS VT Health Non Token | VT HLTH N/TKN | VS VT Health Non Token | 1.53% | $0.05 | V12368 |
| VTR Health Non Token | 614 | 12369 | 14I | VS VTR Health Non Token | VTR HLTH N/TKN | VS VTR Health Non Token | 1.53% | $0.05 | V12369 |
| VS VIN Health Non Token | 615 | 12370 | 14J | VS VIN Health Non Token | VIN HLTH N/TKN | VS VIN Health Non Token | 1.53% | $0.05 | V12370 |
| VSP VIQ Health Non Token | 616 | 12371 | 14K | VS VSP VIQ Health Non Token | VSPVIQHLTHNTKN | VS VSP VIQ Health Non Token | 2.40% | $0.10 | V12371 |
| VT Advertisement Non Token | 605 | 12372 | 14L | VS VT Advertisement Non Token | VT ADVMT N/TKN | VS VT Advertisement Non Token | 1.65% | $0.10 | V12372 |
| VTR Advertisement Non Token | 606 | 12373 | 14M | VS VTR Advertisement Non Token | VTRADVMT N/TKN | VS VTR Advertisement Non Token | 1.80% | $0.10 | V12373 |
| VS VIN Advertisement Non Token | 607 | 12374 | 14N | VS VIN Advertisement Non Token | VINADVMT N/TKN | VS VIN Advertisement Non Token | 1.85% | $0.10 | V12374 |
| VSP VIQ Advertisement Non Token | 608 | 12375 | 14O | VS VSP VIQ Advertisement Non Token | VSPVIQADMTNTKN | VS VSP VIQ Advertisement Non Token | 2.40% | $0.10 | V12375 |
| VT Insurance Non Token | 609 | 12376 | 14P | VS VT Insurance Non Token | VT INS N/TKN | VS VT Insurance Non Token | 1.53% | $0.05 | V12376 |
| VTR Insurance Non Token | 610 | 12377 | 14Q | VS VTR Insurance Non Token | VTR INS NONTKN | VS VTR Insurance Non Token | 1.53% | $0.05 | V12377 |
| VS VIN Insurance Non Token | 611 | 12378 | 14R | VS VIN Insurance Non Token | VIN INS NONTKN | VS VIN Insurance Non Token | 1.53% | $0.05 | V12378 |
| VSP VIQ Insurance Non Token | 612 | 12379 | 14S | VS VSP VIQ Insurance Non Token | VSPVIQINSN/TKN | VS VSP VIQ Insurance Non Token | 2.35% | $0.10 | V12379 |
| VT Services Non Token | 625 | 12380 | 14T | VS VT Services Non Token | VT SRVC N/TKN | VS VT Services Non Token | 1.65% | $0.10 | V12380 |
| VTR Services Non Token | 626 | 12381 | 14U | VS VTR Services Non Token | VTR SRVC N/TKN | VS VTR Services Non Token | 1.80% | $0.10 | V12381 |
| VS VIN Services Non Token | 627 | 12382 | 14V | VS VIN Services Non Token | VIN SRVC N/TKN | VS VIN Services Non Token | 1.95% | $0.10 | V12382 |
| VSP VIQ Services Non Token | 628 | 12383 | 14W | VS VSP VIQ Services Non Token | VSPVIQSRVCNTKN | VS VSP VIQ Services Non Token | 2.40% | $0.10 | V12383 |
| Recurring Payment Non Token | 629 | 12384 | 14X | VS Recurring Payment Non Token | RECPAY NON/TKN | VS Recurring Payment Non Token | 1.53% | $0.05 | V12384 |
| VSP VIQ Recurring Payment Non Token | 630 | 12385 | 14Y | VS VSP VIQ Recurring Payment Non Token | VSPVIQRECPNTKN | VS VSP VIQ Recurring Payment Non Token | 2.30% | $0.05 | V12385 |
Changes to Product 1 Interchange Fee Programs for Visa Consumer Credit Transactions
| Card Brand Description | FPI | IQSTA | IC Level | New Fee Program (PPM Description Name) | New MAS and TSYS Express Fee Descriptor | New e-Connections Description | New Interchange Rate % | New Interchange Per Item $ | PPM Key Value Code |
| Small Merchant VT Product 1 | SM3 | 12545 | 14Z | VS Small Merchant VT Product 1 | SM VT PROD1 | VS Small Merchant VT Product 1 | 1.58% | $0.10 | V12545 |
| Small Merchant VTR Product 1 | 12546 | 15A | VS Small Merchant VTR Product 1 | SM VTR PROD1 | VS Small Merchant VTR Product 1 | 1.73% | $0.10 | V12546 | |
| Small Merchant VS VIN Product 1 | 12547 | 15B | VS Small Merchant VS VIN Product 1 | SM VSVIN PRD1 | VS Small Merchant VS VIN Product 1 | 1.73% | $0.10 | V12547 | |
| Small Merchant VSP VIQ Product 1 | 12548 | 15C | VS Small Merchant VSP VIQ Product 1 | SM VSPVIQ PRD1 | VS Small Merchant VSP VIQ Product 1 | 2.18% | $0.10 | V12548 | |
| Small Merchant VT Product 2 | SM4 | 12549 | 15D | VS Small Merchant VT Product 2 | SM VT PROD2 | VS Small Merchant VT Product 2 | 1.29% | $0.10 | V12549 |
| Small Merchant VTR Product 2 | 12550 | 15E | VS Small Merchant VTR Product 2 | SM VTR PROD2 | VS Small Merchant VTR Product 2 | 1.43% | $0.10 | V12550 | |
| Small Merchant VS VIN Product 2 | 12551 | 15F | VS Small Merchant VS VIN Product 2 | SM VSVIN PRD2 | VS Small Merchant VS VIN Product 2 | 1.43% | $0.10 | V12551 | |
| Small Merchant VSP VIQ Product 2 | 12552 | 15G | VS Small Merchant VSP VIQ Product 2 | SM VSPVIQ PRD2 | VS Small Merchant VSP VIQ Product 2 | 1.88% | $0.10 | V12552 | |
| VT Product 1 Token | 631 | 12386 | 15H | VS VT Product 1 Token | VT PROD 1 TKN | VS VT Product 1 Token | 1.80% | $0.10 | V12386 |
| VTR Product 1 Token | 632 | 12387 | 15I | VS VTR Product 1 Token | VTR PROD 1 TKN | VS VTR Product 1 Token | 1.95% | $0.10 | V12387 |
| VS VIN Product 1 Token | 633 | 12388 | 15J | VS VIN Product 1 Token | VSVIN PROD1TKN | VS VIN Product 1 Token | 1.95% | $0.10 | V12388 |
| VSP VIQ Product 1 Token | 634 | 12389 | 15K | VS VSP VIQ Product 1 Token | VSPVIQPROD1TKN | VS VSP VIQ Product 1 Token | 2.40% | $0.10 | V12389 |
Mastercard AN 4743: Enhancements to Interregional and Intraregional Interchange Programs
| Card Brand Description | IRD | IQSTA | IC Level | New Fee Program (PPM Description Name) | New MAS and TSYS Express Fee Descriptor | New e-Connections Description | New Interchange Rate % | New Interchange Per Item $ | PPM Key Value Code |
| IRD YA – Interregional Consumer Rate I – Digital Commerce – Core | YA | 12226 | 2TW | MC Consumer Rate 1-Digital Commerce Core | CNSRATE1DIGCOM | MC Consumer Rate1-Digital Comm Core | 1.60% | $0.00 | M12226 |
| IRD YB – Interregional Consumer Rate I – Digital Commerce – Premium | YB | 12227 | 2TX | MC Consumer Rate 1-Digital Commerce Prem | CNSRT1DIGCOMPR | MC Consumer Rate 1-DigitalComm Prem | 1.85% | $0.00 | M12227 |
| IRD YC – Interregional Consumer Rate I – Digital Commerce – Super Premium | YC | 12228 | 2TY | MC Consumer Rate 1-Digital Commerce Super Prem | CNSRT1DIGCMSPR | MC Consumer Rate 1-DigitCommSupPrem | 1.98% | $0.00 | M12228 |
| IRD YD – Interregional Consumer Rate II – Card Present – Core | YD | 12229 | 2TZ | MC Consumer Rate 2-Card Present Core | CNSRT2CPCORE | MC Consumer Rate 2-Card Present Core | 1.10% | $0.00 | M12229 |
| IRD YE – Interregional Consumer Rate II – Card Present – Premium | YE | 12230 | 2T0 | MC Consumer Rate 2-Card Present Premium | CNSRT2CPPREM | MC Consumer Rate 2-Card Present Premium | 1.85% | $0.00 | M12230 |
| IRD YF – Interregional Consumer Rate II – Card Present – Super Premium | YF | 12231 | 2T1 | MC Consumer Rate 2-Card Present Super Premium | CNSRT2CPSPREM | MC Consumer Rate 2-CardPres Sup Premium | 1.98% | $0.00 | M12231 |
| IRD YG – Interregional Consumer Rate III – Base – Core | YG | 12232 | 2T2 | MC Consumer Rate 3-Base Core | CNSRATE3BASE | MC Consumer Rate 3-Base Core | 1.60% | $0.00 | M12232 |
| IRD YH – Interregional Consumer Rate III – Base – Premium | YH | 12233 | 2T3 | MC Consumer Rate 3-Base Premium | CNSRATE3BASEPR | MC Consumer Rate 3-Base Premium | 1.85% | $0.00 | M12233 |
| IRD YI – Interregional Consumer Rate III – Base – Super Premium | YI | 12234 | 2T4 | MC Consumer Rate 3-Base Super Premium | CNSRT3BASESPR | MC Consumer Rate 3-Base Super Premium | 1.98% | $0.00 | M12234 |
| IRD YA – Interregional Consumer Rate I – Digital Commerce – Core Refund | YA | 12235 | 2T5 | MC Consumer Rate 1-Digital Commerce Core Refund | CNSR1DIGCOMREF | MC Consumer Rate 1-Digital Comm Core Ref | 1.00% | $0.00 | M12235 |
| IRD YB – Interregional Consumer Rate I – Digital Commerce – Premium Refund | YB | 12236 | 2T6 | MC Consumer Rate 1-Digital Commerce Prem Refund | CNSRT1DCOMPRRF | MC Consumer Rate 1-Digital Comm Prem Ref | 1.00% | $0.00 | M12236 |
| IRD YC – Interregional Consumer Rate I – Digital Commerce – Super Premium Refund | YC | 12237 | 2T7 | MC Consumer Rate 1-Digital Comm Super Prem Refund | CNSRT1DCMSPRRF | MC Consumer Rate1-DigitComm Sup Prem Ref | 1.00% | $0.00 | M12237 |
| IRD YD – Interregional Consumer Rate II – Card Present – Core Refund | YD | 12238 | 2T8 | MC Consumer Rate 2-Card Present Refund | CNSR2CPREFCORE | MC Consumer Rate 2-Card Present Refund | 1.00% | $0.00 | M12238 |
| IRD YE – Interregional Consumer Rate II – Card Present – Premium Refund | YE | 12239 | 2T9 | MC Consumer Rate 2-Card Present Premium Refund | CNSR2CPREMREF | MC Consumer Rate 2-Card Present Prem Ref | 1.00% | $0.00 | M12239 |
| IRD YF – Interregional Consumer Rate II – Card Present – Super Premium Refund | YF | 12240 | 2UA | MC Cons Rate 2-Card Present Super Premium Refund | CNSR2CPSPREMRF | MC Consumer Rate2-Card Pres Sup Prem Ref | 1.00% | $0.00 | M12240 |
| IRD YG – Interregional Consumer Rate III – Base – Core Refund | YG | 12241 | 2UB | MC Consumer Rate 3-Base Core Refund | CNSR3BASECORE | MC Consumer Rate 3-Base Core Refund | 1.00% | $0.00 | M12241 |
| IRD YH – Interregional Consumer Rate III – Base – Premium Refund | YH | 12242 | 2UC | MC Consumer Rate 3-Base Premium Refund | CNSR3BASEPRREF | MC Consumer Rate 3-Base Premium Ref | 1.00% | $0.00 | M12242 |
| IRD YI – Interregional Consumer Rate III – Base – Super Premium Refund | YI | 12243 | 2UD | MC Consumer Rate 3-Base Super Premium Refund | CNSR3BASESPRRF | MC Consumer Rate 3-Base Super Prem Ref | 1.00% | $0.00 | M12243 |
| IRD YA – Intraregional Consumer Rate I – Digital Commerce – Core | YA | 12244 | 2UE | MC LAC Consumer Rate 1-Digital Commerce Core | LACCNSRT1DGCOM | MC LAC Cons Rate 1-Digital Commerce Core | 1.60% | $0.00 | M12244 |
| IRD YB – Intraregional Consumer Rate I – Digital Commerce – Premium | YB | 12245 | 2UF | MC LAC Consumer Rate 1-Digital Commerce Premium | LACCNRT1DGCMPR | MC LAC Cons Rate 1-Digital Comm Premium | 1.85% | $0.00 | M12245 |
| IRD YC – Intraregional Consumer Rate I – Digital Commerce – Super Premium | YC | 12246 | 2UG | MC LAC Consumer Rate 1-Digital Commerce Super Prem | LACCNR1DGCMSPR | MC LAC Cons Rate 1-Digit Comm Sup Prem | 1.98% | $0.00 | M12246 |
| IRD YD – Intraregional Consumer Rate II – Card Present – Core | YD | 12247 | 2UH | MC LAC Consumer Rate 2-Card Present Core | LACCNSR2CPCORE | MC LAC Consumer Rate 2-Card Present Core | 1.10% | $0.00 | M12247 |
| IRD YE – Intraregional Consumer Rate II – Card Present – Premium | YE | 12248 | 2UI | MC LAC Consumer Rate 2-Card Present Premium | LACCNSR2CPREM | MC LAC Cons Rate 2-Card Present Premium | 1.85% | $0.00 | M12248 |
| IRD YF – Intraregional Consumer Rate II – Card Present – Super Premium | YF | 12249 | 2UJ | MC LAC Consumer Rate 2-Card Present Super Premium | LACCNR2CPSPREM | MC LAC Cons Rate 2-Card Pres Super Prem | 1.98% | $0.00 | M12249 |
| IRD YG – Intraregional Consumer Rate III – Base – Core | YG | 12250 | 2UK | MC LAC Consumer Rate 3-Base Core | LACCNSRT2BASE | MC LAC Consumer Rate 3-Base Core | 1.60% | $0.00 | M12250 |
| IRD YH – Intraregional Consumer Rate III – Base – Premium | YH | 12251 | 2UL | MC LAC Consumer Rate 3-Base Premium | LACCNSRT3BASPR | MC LAC Consumer Rate 3-Base Premium | 1.85% | $0.00 | M12251 |
| IRD YI – Intraregional Consumer Rate III – Base – Super Premium | YI | 12252 | 2UM | MC LAC Consumer Rate 3-Base Super Premium | LACCNSRT3BSSPR | MC LAC Cons Rate 3-Base Super Premium | 1.98% | $0.00 | M12252 |
| IRD YA – Intraregional Consumer Rate I – Digital Commerce – Core Refund | YA | 12253 | 2UN | MC LAC Consumer Rate 1-Digital Commerce Refund | LACCNSR1DGCMRF | MC LAC Cons Rate 1-Digital Comm Refund | 1.00% | $0.00 | M12253 |
| IRD YB – Intraregional Consumer Rate I – Digital Commerce – Premium Refund | YB | 12254 | 2UO | MC LAC CNS Rate 1-Digital Comm Premium Refund | LACCNR1DGCMPRF | MC LAC Cons Rate 1-Digital Comm Prem Ref | 1.00% | $0.00 | M12254 |
| IRD YC – Intraregional Consumer Rate I – Digital Commerce – Super Premium Refund | YC | 12255 | 2UP | MC LAC CNS Rate 1-Digital Comm Super Prem Refund | LACCNR1DCMSPRF | MC LAC Cons Rate 1-Digtl Comm S Prem Ref | 1.00% | $0.00 | M12255 |
| IRD YD – Intraregional Consumer Rate II – Card Present – Core Refund | YD | 12256 | 2UQ | MC LAC Consumer Rate 2-Card Present Refund | LACCNSR2CPREF | MC LAC Cons Rate 2-Card Present Refund | 1.00% | $0.00 | M12256 |
| IRD YE – Intraregional Consumer Rate II – Card Present – Premium Refund | YE | 12257 | 2UR | MC LAC Consumer Rate 2-Card Present Prem Refund | LACCNSR2CPRMRF | MC LAC Cons Rate 2-Card Present Prem Ref | 1.00% | $0.00 | M12257 |
| IRD YF – Intraregional Consumer Rate II – Card Present – Super Premium Refund | YF | 12258 | 2US | MC LAC CNS Rate 2-Card Present Super Prem Refund | LACCNR2CPSPMRF | MC LAC Cons Rate 2-Card Pres S Prem Ref | 1.00% | $0.00 | M12258 |
| IRD YG – Intraregional Consumer Rate III – Base – Core Refund | YG | 12259 | 2UT | MC LAC Consumer Rate 3-Base Core Refund | LACCNSR2BASERF | MC LAC Cons Rate 3-Base Core Refund | 1.00% | $0.00 | M12259 |
| IRD YH – Intraregional Consumer Rate III – Base – Premium Refund | YH | 12260 | 2UU | MC LAC Consumer Rate 3-Base Premium Refund | LACCNSR3BPRRF | MC LAC Cons Rate 3-Base Premium Refund | 1.00% | $0.00 | M12260 |
| IRD YI – Intraregional Consumer Rate III – Base – Super Premium Refund | YI | 12261 | 2UV | MC LAC Consumer Rate 3-Base Super Premium Refund | LACCNSR3BSPRRF | MC LAC Cons Rate 3-Base Super Prem Ref | 1.00% | $0.00 | M12261 |
| Interregional Consumer Rate I – Digital Commerce – Core Regulated | LD | 12400 | 2KE | MC REG Consumer Rate 1-Digital Commerce Core | REGCNSR1DCOMM | MC REG Cons Rate 1-Digital Commerce Core | 0.05% | $0.21 | M12400 |
| Interregional Consumer Rate I – Digital Commerce – Core Regulated w/Fraud | LF | 12420 | 2KF | MC REGF Consumer Rate 1-Digital Commerce Core | REGFCNSR1DCOMM | MC REGF Cons Rate 1-Digital Comm Core | 0.05% | $0.22 | M12420 |
| Interregional Consumer Rate I – Digital Commerce – Premium Regulated | LD | 12401 | 2KE | MC REG Consumer Rate 1-Digital Commerce Premium | REGCNSR1DCOMPR | MC REG Cons Rate 1-Digital Comm Premium | 0.05% | $0.21 | M12401 |
| Interregional Consumer Rate I – Digital Commerce – Premium Regulated w/Fraud | LF | 12421 | 2KF | MC REGF Consumer Rate 1-Digital Commerce Premium | REGFCNSR1DCMPR | MC REGF Cons Rate 1-Digital Comm Premium | 0.05% | $0.22 | M12421 |
| Interregional Consumer Rate I – Digital Commerce – Super Premium Regulated | LD | 12402 | 2KE | MC REG Consumer Rate 1-Digital Comm Super Premium | REGCNSRT1DCSPR | MC REG Cons Rate 1-Digtl Comm S Premium | 0.05% | $0.21 | M12402 |
| Interregional Consumer Rate I – Digital Commerce – Super Premium Regulated w/Fraud | LF | 12422 | 2KF | MC REGF Consumer Rate 1-Digital Comm Super Premium | REGFCNSRT1DCSP | MC REG Cons Rate 1-Digit Comm Super Prem | 0.05% | $0.22 | M12422 |
| Interregional Consumer Rate II – Card Present – Core Regulated | LD | 12403 | 2KE | MC REG Consumer Rate 2-Card Present Core | REGCNSR2CPCORE | MC REG Cons Rate 2-Card Present Core | 0.05% | $0.21 | M12403 |
| Interregional Consumer Rate II – Card Present – Core Regulated w/Fraud | LF | 12423 | 2KF | MC REGF Consumer Rate 2-Card Present Core | REGFCNSR2CPCRE | MC REGF Cons Rate 2-Card Present Core | 0.05% | $0.22 | M12423 |
| Interregional Consumer Rate II – Card Present – Premium Regulated | LD | 12404 | 2KE | MC REG Consumer Rate 2-Card Present Premium | REGCNSR2CPPREM | MC REG Cons Rate 2-Card Present Premium | 0.05% | $0.21 | M12404 |
| Interregional Consumer Rate II – Card Present – Premium Regulated w/Fraud | LF | 12424 | 2KF | MC REGF Consumer Rate 2-Card Present Premium | REGFCNSR2CPPRM | MC REGF Cons Rate 2-Card Present Premium | 0.05% | $0.22 | M12424 |
| Interregional Consumer Rate II – Card Present – Super Premium Regulated | LD | 12405 | 2KE | MC REG Consumer Rate 2-Card Present Super Premium | REGCNSR2CPSPRM | MC REG Cons Rate 2-Card Present Sup Prem | 0.05% | $0.21 | M12405 |
| Interregional Consumer Rate II – Card Present – Super Premium Regulated w/Fraud | LF | 12425 | 2KF | MC REGF Consumer Rate 2-Card Present Super Premium | REGFCNSR2CPSPRM | MC REGF Cons Rate 2-CardPresent Sup Prem | 0.05% | $0.22 | M12425 |
| Interregional Consumer Rate III – Base – Core Regulated | LD | 12406 | 2KE | MC REG Consumer Rate 3-Base Core | REGCNSR3BASE | MC REG Consumer Rate 3-Base Core | 0.05% | $0.21 | M12406 |
| Interregional Consumer Rate III – Base – Core Regulated w/Fraud | LF | 12426 | 2KF | MC REGF Consumer Rate 3-Base Core | REGFCNSR3BASE | MC REGF Consumer Rate 3-Base Core | 0.05% | $0.22 | M12426 |
| Interregional Consumer Rate III – Base – Premium Regulated | LD | 12407 | 2KE | MC REG Consumer Rate 3-Base Premium | REGCNSR3BASEPR | MC REG Consumer Rate 3-Base Premium | 0.05% | $0.21 | M12407 |
| Interregional Consumer Rate III – Base – Premium Regulated w/Fraud | LF | 12427 | 2KF | MC REGF Consumer Rate 3-Base Premium | REGFCNSR3BPR | MC REGF Consumer Rate 3-Base Premium | 0.05% | $0.22 | M12427 |
| Interregional Consumer Rate III – Base – Super Premium Regulated | LD | 12408 | 2KE | MC REG Consumer Rate 3-Base Super Premium | REGCNSR3BSPR | MC REG Cons Rate 3-Base Super Premium | 0.05% | $0.21 | M12408 |
| Interregional Consumer Rate III – Base – Super Premium Regulated w/Fraud | LF | 12428 | 2KF | MC REGF Consumer Rate 3-Base Super Premium | REGFCNSRT3BSPR | MC REGF Cons Rate 3-Base Super Premium | 0.05% | $0.22 | M12428 |
| Intraregional Consumer Rate I – Digital Commerce – Core Regulated | LD | 12410 | 2KC | MC LAC REG Consumer Rate 1-Digital Commerce Core | LACREGCNSR1DGC | MC LAC REG Cons R1-Digital Commerce Core | 0.05% | $0.21 | M12410 |
| Intraregional Consumer Rate I – Digital Commerce – Core Regulated w/Fraud | LF | 12430 | 2KD | MC LAC REGF Consumer Rate 1-Digital Commerce Core | LACREGFCNSR1DC | MC LAC REGF Cons R1-Digital Comm Core | 0.05% | $0.22 | M12430 |
| Intraregional Consumer Rate I – Digital Commerce – Premium Regulated | LD | 12411 | 2KC | MC LAC REG Consumer Rate 1-Digital Commerce Prem | LACREGCNR1DCPR | MC LAC REG Cons R1-Digital Commerce Prem | 0.05% | $0.21 | M12411 |
| Intraregional Consumer Rate I – Digital Commerce – Premium Regulated w/Fraud | LF | 12431 | 2KD | MC LAC REGF Consumer Rate 1-Digital Commerce Prem | LACREGFCR1DCPR | MC LAC REGF Cons R1-Digital Comm Prem | 0.05% | $0.22 | M12431 |
| Intraregional Consumer Rate I – Digital Commerce – Super Premium Regulated | LD | 12412 | 2KC | MC LAC REG Consumer Rate 1-Digital Comm Super Prem | LACREGCR1DCSPR | MC LAC REG Cons R1-Digital Comm Sup Prem | 0.05% | $0.21 | M12412 |
| Intraregional Consumer Rate I – Digital Commerce – Super Premium Regulated w/Fraud | LF | 12432 | 2KD | MC LAC REGF Consumer Rate 1-Digital Comm SuperPrem | LACREGFCR1DCSP | MC LAC REGF Cons R1-Digital Comm S Prem | 0.05% | $0.22 | M12432 |
| Intraregional Consumer Rate II – Card Present – Core Regulated | LD | 12413 | 2KC | MC LAC REG Consumer Rate 2-Card Present Core | LACREGCNSR2CP | MC LAC REG Cons R2-Card Present Core | 0.05% | $0.21 | M12413 |
| Intraregional Consumer Rate II – Card Present – Core Regulated w/Fraud | LF | 12433 | 2KD | MC LAC REGF Consumer Rate 2-Card Present Core | LACREGFCNSR2CP | MC LAC REGF Cons R2-Card Present Core | 0.05% | $0.22 | M12433 |
| Intraregional Consumer Rate II – Card Present – Premium Regulated | LD | 12414 | 2KC | MC LAC REG Consumer Rate 2-Card Present Premium | LACREGCNR2CPPR | MC LAC REG Cons R2-Card Present Premium | 0.05% | $0.21 | M12414 |
| Intraregional Consumer Rate II – Card Present – Premium Regulated w/Fraud | LF | 12434 | 2KD | MC LAC REGF Consumer Rate 2-Card Present Premium | LACREGFCR2CPPR | MC LAC REGF Cons R2-Card Present Premium | 0.05% | $0.22 | M12434 |
| Intraregional Consumer Rate II – Card Present – Super Premium Regulated | LD | 12415 | 2KC | MC LAC REG Consumer Rate 2-Card Present Super Prem | LACREGCNR2CPSP | MC LAC REG Cons R2-Card Present Sup Prem | 0.05% | $0.21 | M12415 |
| Intraregional Consumer Rate II – Card Present – Super Premium Regulated w/Fraud | LF | 12435 | 2KD | MC LAC REGF Consumer Rate 2-Card Present SuperPrem | LACREGFR2CPSPR | MC LAC REGF Cons R2-Card Pres Super Prem | 0.05% | $0.22 | M12435 |
| Intraregional Consumer Rate III – Base – Core Regulated | LD | 12416 | 2KC | MC LAC REG Consumer Rate 3-Base Core | LACREGCNR2BASE | MC LAC REG Consumer Rate 3-Base Core | 0.05% | $0.21 | M12416 |
| Intraregional Consumer Rate III – Base – Core Regulated w/Fraud | LF | 12436 | 2KD | MC LAC REGF Consumer Rate 3-Base Core | LACREGFCR3BASE | MC LAC REGF Consumer Rate 3-Base Core | 0.05% | $0.22 | M12436 |
| Intraregional Consumer Rate III – Base – Premium Regulated | LD | 12417 | 2KC | MC LAC REG Consumer Rate 3-Base Premium | LACREGFCNR3BPR | MC LAC REG Consumer Rate 3-Base Premium | 0.05% | $0.21 | M12417 |
| Intraregional Consumer Rate III – Base – Premium Regulated w/Fraud | LF | 12437 | 2KD | MC LAC REGF Consumer Rate 3-Base Premium | LACREGFCR3BSPR | MC LAC REGF Consumer Rate 3-Base Premium | 0.05% | $0.22 | M12437 |
| Intraregional Consumer Rate III – Base – Super Premium Regulated | LD | 12418 | 2KC | MC LAC REG Consumer Rate 3-Base Super Premium | LACREGCNR3BSPR | MC LAC REG Cons Rate 3-Base Super Prem | 0.05% | $0.21 | M12418 |
| Intraregional Consumer Rate III – Base – Super Premium Regulated w/Fraud | LF | 12438 | 2KD | MC LAC REGF Consumer Rate 3-Base SuperPrem | LACREGFCR3BSPR | MC LAC REGF Cons Rate3-Base Super Prem | 0.05% | $0.22 | M12438 |
| Interregional Consumer Rate III – Base Core Refund Regulated | LD | 12409 | 2KE | MC REG Consumer Rate Refund | REGCNSRATEREF | MC Regulated Consumer Rate Refund | 0.05% | $0.21 | M12409 |
| Interregional Consumer Rate III – Base Core Refund Regulated w/Fraud | LF | 12429 | 2KF | MC REGF Consumer Rate Refund | REGFCNSRATEREF | MC REG w/Fraud Consumer Rate Refund | 0.05% | $0.22 | M12429 |
| Intraregional Consumer Rate III – Base Core Refund Regulated | LD | 12419 | 2KC | MC LAC REG Consumer Rate Refund | LACREGCNSRTREF | MC LAC Regulated Consumer Rate Refund | 0.05% | $0.21 | M12419 |
| Intraregional Consumer Rate III – Base Core Refund Regulated w/Fraud | LF | 12439 | 2KD | MC LAC REGF Consumer Rate Refund | LACREGFCNRTREF | MC LAC REG w/Fraud Consumer Rate Refund | 0.05% | $0.22 | M12439 |
Mastercard: Puerto Rico
| Card Brand Description | IRD | IQSTA | IC Level | New Fee Program (PPM Description Name) | New MAS and TSYS Express Fee Descriptor | New e-Connections Description | New Interchange Rate % | New Interchange Per Item $ | PPM Key Value Code |
| IRD 30—Puerto Rico Intracountry Petroleum–Premium Credit | 30 | 12440 | 2UW | MC Puerto Rico Petroleum Premium Credit | PR PETROPRM CR | MC PR Petro Premium CR | 1.85% | $0.00 | M12440 |
| IRD 30—Puerto Rico Intracountry Petroleum–Premium Debit | 30 | 12441 | 2UX | MC Puerto Rico Petroleum Premium Debit | PR PETROPRM DB | MC PR Petro Premium DB | 1.85% | $0.00 | M12441 |
| Puerto Rico Regulated Petroleum–Premium Debit | LD | 12442 | 2KG | MC Puerto Rico REG Petroleum Premium Debit | PR REG DB | MC PR REG Petro Premium DB | 0.05% | $0.21 | M12442 |
| Puerto Rico Regulated w/Fraud Petroleum–Premium Debit | LF | 12443 | 2KH | MC Puerto Rico REGF Petroleum Premium Debit | PR REG DB FA | MC PR REGF Petro Premium DB | 0.05% | $0.22 | M12443 |
| IRD 30—Puerto Rico Intracountry Petroleum–Super Premium Credit | 30 | 12444 | 2UY | MC Puerto Rico Petroleum Super Premium Credit | PR PETRO SP CR | MC PR Petro Super Premium CR | 1.98% | $0.00 | M12444 |
| IRD 30—Puerto Rico Intracountry Petroleum–Super Premium Debit | 30 | 12445 | 2UZ | MC Puerto Rico Petroleum Super Premium Debit | PR PETRO SP DB | MC PR Petro Super Premium DB | 1.98% | $0.00 | M12445 |
| Puerto Rico Regulated Petroleum–Super Premium Debit | LD | 12446 | 2KG | MC Puerto Rico REG Petroleum Super Premium Debit | PR REG DB | MC PR REG Petro Super Premium DB | 0.05% | $0.21 | M12446 |
| Puerto Rico Regulated w/Fraud Petroleum–Super Premium Debit | LF | 12447 | 2KH | MC Puerto Rico REGF Petroleum Super Premium Debit | PR REG DB FA | MC PR REGF Petro Super Premium DB | 0.05% | $0.22 | M12447 |
| IRD 30—Puerto Rico Intracountry Petroleum–Commercial Credit | 30 | 12448 | 2U0 | MC Puerto Rico Petroleum Commercial Credit | PR COMM CR | MC PR Petro Commercial CR | 2.00% | $0.00 | M12448 |
| IRD 30—Puerto Rico Intracountry Petroleum–Commercial Debit | 30 | 12449 | 2U1 | MC Puerto Rico Petroleum Commercial Debit | PR COMM DB | MC PR Petro Commercial DB | 2.00% | $0.00 | M12449 |
| Puerto Rico Regulated Petroleum–Commercial Debit | LD | 12450 | 2KG | MC Puerto Rico REG Petroleum Commercial Debit | PR REG DB | MC PR REG Petro Commercial DB | 0.05% | $0.21 | M12450 |
| Puerto Rico Regulated w/Fraud Petroleum–Commercial Debit | LF | 12451 | 2KH | MC Puerto Rico REGF Petroleum Commercial Debit | PR REG DB FA | MC PR REGF Petro Commercial DB | 0.05% | $0.22 | M12451 |
| IRD 31—Puerto Rico Intracountry Warehouse–Premium Credit | 31 | 12452 | 2U2 | MC Puerto Rico Warehouse Premium Credit | PR WHSE PRM CR | MC PR Warehouse Premium CR | 1.85% | $0.00 | M12452 |
| IRD 31—Puerto Rico Intracountry Warehouse–Premium Debit | 31 | 12453 | 2U3 | MC Puerto Rico Warehouse Premium Debit | PR WHSE PRM DB | MC PR Warehouse Premium DB | 1.85% | $0.00 | M12453 |
| Puerto Rico Regulated Warehouse–Premium Debit | LD | 12454 | 2KG | MC Puerto Rico REG Warehouse Premium Debit | PR REG DB | MC PR REG Warehouse Premium DB | 0.05% | $0.21 | M12454 |
| Puerto Rico Regulated w/Fraud Warehouse–Premium Debit | LF | 12455 | 2KH | MC Puerto Rico REGF Warehouse Premium Debit | PR REG DB FA | MC PR REGF Warehouse Premium DB | 0.05% | $0.22 | M12455 |
| IRD 31—Puerto Rico Intracountry Warehouse–Super Premium Credit | 31 | 12456 | 2U4 | MC Puerto Rico Warehouse Super Premium Credit | PR WHSE SPR CR | MC PR Warehouse Super Premium CR | 1.98% | $0.00 | M12456 |
| IRD 31—Puerto Rico Intracountry Warehouse–Super Premium Debit | 31 | 12457 | 2U5 | MC Puerto Rico Warehouse Super Premium Debit | PR WHSE SPR DB | MC PR Warehouse Super Premium DB | 1.98% | $0.00 | M12457 |
| Puerto Rico Regulated Warehouse–Super Premium Debit | LD | 12458 | 2KG | MC Puerto Rico REG Warehouse Super Premium Debit | PR REG DB | MC PR REG Warehouse Super Premium DB | 0.05% | $0.21 | M12458 |
| Puerto Rico Regulated w/Fraud Warehouse–Super Premium Debit | LF | 12459 | 2KH | MC Puerto Rico REGF Warehouse Super Premium Debit | PR REG DB FA | MC PR REGF Warehouse Super Premium DB | 0.05% | $0.22 | M12459 |
| IRD 31—Puerto Rico Intracountry Warehouse–Commercial Credit | 31 | 12460 | 2U6 | MC Puerto Rico Warehouse Commercial Credit | PR WHSE COM CR | MC PR Warehouse Commercial CR | 2.00% | $0.00 | M12460 |
| IRD 31—Puerto Rico Intracountry Warehouse–Commercial Debit | 31 | 12461 | 2U7 | MC Puerto Rico Warehouse Commercial Debit | PR WHSE COM DB | MC PR Warehouse Commercial DB | 2.00% | $0.00 | M12461 |
| Puerto Rico Regulated Warehouse–Commercial Debit | LD | 12462 | 2KG | MC Puerto Rico REG Warehouse Commercial Debit | PR REG DB | MC PR REG Warehouse Commercial DB | 0.05% | $0.21 | M12462 |
| Puerto Rico Regulated w/Fraud Warehouse–Commercial Debit | LF | 12463 | 2KH | MC Puerto Rico REGF Warehouse Commercial Debit | PR REG DB FA | MC PR REGF Warehouse Commercial DB | 0.05% | $0.22 | M12463 |
| IRD 40—Puerto Rico Intracountry Government–Premium Credit | 40 | 12464 | 2U8 | MC Puerto Rico Government Premium Credit | PR GOVT PRM CR | MC PR Government Premium CR | 1.85% | $0.00 | M12464 |
| IRD 40—Puerto Rico Intracountry Government–Premium Debit | 40 | 12465 | 2U9 | MC Puerto Rico Government Premium Debit | PR GOVT PRM DB | MC PR Government Premium DB | 1.85% | $0.00 | M12465 |
| Puerto Rico Regulated Government–Premium Debit | LD | 12466 | 2KG | MC Puerto Rico REG Government Premium Debit | PR REG DB | MC PR REG Government Premium DB | 0.05% | $0.21 | M12466 |
| Puerto Rico Regulated w/Fraud Government–Premium Debit | LF | 12467 | 2KH | MC Puerto Rico REGF Government Premium Debit | PR REG DB FA | MC PR REGF Government Premium DB | 0.05% | $0.22 | M12467 |
| IRD 40—Puerto Rico Intracountry Government–Super Premium Credit | 40 | 12468 | 2VA | MC Puerto Rico Government Super Premium Credit | PR GOVT SPR CR | MC PR Government Super Premium CR | 1.98% | $0.00 | M12468 |
| IRD 40—Puerto Rico Intracountry Government–Super Premium Debit | 40 | 12469 | 2VB | MC Puerto Rico Government Super Premium Debit | PR GOVT SPR DB | MC PR Government Super Premium DB | 1.98% | $0.00 | M12469 |
| Puerto Rico Regulated Government–Super Premium Debit | LD | 12470 | 2KG | MC Puerto Rico REG Government Super Premium Debit | PR REG DB | MC PR REG Government Super Premium DB | 0.05% | $0.21 | M12470 |
| Puerto Rico Regulated w/Fraud Government–Super Premium Debit | LF | 12471 | 2KH | MC Puerto Rico REGF Government Super Premium Debit | PR REG DB FA | MC PR REGF Government SupPremium DB | 0.05% | $0.22 | M12471 |
| IRD 40—Puerto Rico Intracountry Government–Commercial Credit | 40 | 12472 | 2VC | MC Puerto Rico Government Commercial Credit | PR GOVT COM CR | MC PR Government Commercial CR | 2.00% | $0.00 | M12472 |
| IRD 40—Puerto Rico Intracountry Government–Commercial Debit | 40 | 12473 | 2VD | MC Puerto Rico Government Commercial Debit | PR GOVT COM DB | MC PR Government Commercial DB | 2.00% | $0.00 | M12473 |
| Puerto Rico Regulated Government–Commercial Debit | LD | 12474 | 2KG | MC Puerto Rico REG Government Commercial Debit | PR REG DB | MC PR REG Government Commercial DB | 0.05% | $0.21 | M12474 |
| Puerto Rico Regulated w/Fraud Government–Commercial Debit | LF | 12475 | 2KH | MC Puerto Rico REGF Government Commercial Debit | PR REG DB FA | MC PR REGF Government Commercial DB | 0.05% | $0.22 | M12475 |
| IRD 60—Puerto Rico Intracountry Supermarket–Premium Credit | 60 | 12476 | 2VE | MC Puerto Rico Supermarket Premium Credit | PR SMKT PRM CR | MC PR Supermarket Premium CR | 1.85% | $0.00 | M12476 |
| IRD 60—Puerto Rico Intracountry Supermarket–Premium Debit | 60 | 12477 | 2VF | MC Puerto Rico Supermarket Premium Debit | PR SMKT PRM DB | MC PR Supermarket Premium DB | 1.85% | $0.00 | M12477 |
| Puerto Rico Regulated Supermarket–Premium Debit | LD | 12478 | 2KG | MC Puerto Rico REG Supermarket Premium Debit | PR REG DB | MC PR REG Supermarket Premium DB | 0.05% | $0.21 | M12478 |
| Puerto Rico Regulated w/Fraud Supermarket–Premium Debit | LF | 12479 | 2KH | MC Puerto Rico REGF Supermarket Premium Debit | PR REG DB FA | MC PR REGF Supermarket Premium DB | 0.05% | $0.22 | M12479 |
| IRD 60—Puerto Rico Intracountry Supermarket–Super Premium Credit | 60 | 12480 | 2VG | MC Puerto Rico Supermarket Super Premium Credit | PR SMKT SPR CR | MC PR Supermarket Super Premium CR | 1.98% | $0.00 | M12480 |
| IRD 60—Puerto Rico Intracountry Supermarket–Super Premium Debit | 60 | 12481 | 2VH | MC Puerto Rico Supermarket Super Premium Debit | PR SMKT SPR DB | MC PR Supermarket Super Premium DB | 1.98% | $0.00 | M12481 |
| Puerto Rico Regulated Supermarket–Super Premium Debit | LD | 12482 | 2KG | MC Puerto Rico REG Supermarket Super Premium Debit | PR REG DB | MC PR REG Supermarket Super Premium DB | 0.05% | $0.21 | M12482 |
| Puerto Rico Regulated w/Fraud Supermarket–Super Premium Debit | LF | 12483 | 2KH | MC Puerto Rico REGF Supermarket Super Premium DB | PR REG DB FA | MC PR REGF Supermarket Super Premium DB | 0.05% | $0.22 | M12483 |
| IRD 60—Puerto Rico Intracountry Supermarket–Commercial Credit | 60 | 12484 | 2VI | MC Puerto Rico Supermarket Commercial Credit | PR SMKT COM CR | MC PR Supermarket Commercial CR | 2.00% | $0.00 | M12484 |
| IRD 60—Puerto Rico Intracountry Supermarket–Commercial Debit | 60 | 12485 | 2VJ | MC Puerto Rico Supermarket Commercial Debit | PR SMKT COM DB | MC PR Supermarket Commercial DB | 2.00% | $0.00 | M12485 |
| Puerto Rico Regulated Supermarket–Commercial Debit | LD | 12486 | 2KG | MC Puerto Rico REG Supermarket Commercial Debit | PR REG DB | MC PR REG Supermarket Commercial DB | 0.05% | $0.21 | M12486 |
| Puerto Rico Regulated w/Fraud Supermarket–Commercial Debit | LF | 12487 | 2KH | MC Puerto Rico REGF Supermarket Commercial Debit | PR REG DB FA | MC PR REGF Supermarket Commercial DB | 0.05% | $0.22 | M12487 |
| IRD 70 – Puerto Rico Intracountry Emerging Markets–Premium Credit | 70 | 12488 | 2VK | MC Puerto Rico Emerging Markets Premium Credit | PR EMRGMKPRMCR | MC PR Emerging Market Premium CR | 2.12% | $0.00 | M12488 |
| IRD 70—Puerto Rico Intracountry Emerging Markets–Premium Debit | 70 | 12489 | 2VL | MC Puerto Rico Emerging Markets Premium Debit | PR EMRGMKPRMDB | MC PR Emerging Market Premium DB | 1.85% | $0.00 | M12489 |
| Puerto Rico Regulated Emerging Markets–Premium Debit | LD | 12490 | 2KG | MC Puerto Rico REG Emerging Markets Premium Debit | PR REG DB | MC PR REG Emerging Market Premium DB | 0.05% | $0.21 | M12490 |
| Puerto Rico Regulated w/Fraud Emerging Markets–Premium Debit | LF | 12491 | 2KH | MC Puerto Rico REGF Emerging Markets Premium Debit | PR REG DB FA | MC PR REGF Emerging Market Premium DB | 0.05% | $0.22 | M12491 |
| IRD 70—Puerto Rico Emerging Markets–Super Premium Credit | 70 | 12492 | 2VM | MC Puerto Rico Emerging Markets Super Premium CR | PR EMRGMKSPRCR | MC PR Emerging Market Super Premium CR | 2.18% | $0.00 | M12492 |
| IRD 70—Puerto Rico Emerging Markets–Super Premium Debit | 70 | 12493 | 2VN | MC Puerto Rico Emerging Markets Super Premium DB | PR EMRGMKSPRDB | MC PR Emerging Market Super Premium DB | 1.98% | $0.00 | M12493 |
| Puerto Rico Regulated Emerging Markets–Super Premium Debit | LD | 12494 | 2KG | MC Puerto Rico REG Emerging Markets Super Prem DB | PR REG DB | MC PR REG Emerging Market Super Prem DB | 0.05% | $0.21 | M12494 |
| Puerto Rico Regulated w/Fraud Emerging Markets–Super Premium Debit | LF | 12495 | 2KH | MC Puerto Rico REGF Emerging Markets Super Prem DB | PR REG DB FA | MC PR REGF Emerging Market Super Prem DB | 0.05% | $0.22 | M12495 |
| IRD 70—Puerto Rico Intracountry Emerging Markets–Commercial Credit | 70 | 12496 | 2VO | MC Puerto Rico Emerging Markets Commercial Credit | PR EMRGMKCOMCR | MC PR Emerging Market Commercial CR | 2.37% | $0.00 | M12496 |
| IRD 70 – Puerto Rico Intracountry Emerging Markets–Commercial Debit | 70 | 12497 | 2VP | MC Puerto Rico Emerging Markets Commercial Debit | PR EMRGMKCOMDB | MC PR Emerging Market Commercial DB | 2.32% | $0.00 | M12497 |
| Puerto Rico Regulated Emerging Markets–Commercial Debit | LD | 12498 | 2KG | MC Puerto Rico REG Emerging Markets Commercial DB | PR REG DB | MC PR REG Emerging Market Commercial DB | 0.05% | $0.21 | M12498 |
| Puerto Rico Regulated w/Fraud Emerging Markets–Commercial Debit | LF | 12499 | 2KH | MC Puerto Rico REGF Emerging Markets Commercial DB | PR REG DB FA | MC PR REGF Emerging Market Commercial DB | 0.05% | $0.22 | M12499 |
| IRD 71—Puerto Rico Intracountry Utilities Markets–Premium Credit | 71 | 12500 | 2VQ | MC Puerto Rico Utilities Markets Premium Credit | PR UTIL PRM CR | MC PR Utilities Premium CR | 1.85% | $0.00 | M12500 |
| IRD 71—Puerto Rico Intracountry Utilities Markets–Premium Debit | 71 | 12501 | 2VR | MC Puerto Rico Utilities Markets Premium Debit | PR UTIL PRM DB | MC PR Utilities Premium DB | 1.85% | $0.00 | M12501 |
| Puerto Rico Regulated Utilities Markets–Premium Debit | LD | 12502 | 2KG | MC Puerto Rico REG Utilities Markets Premium Debit | PR REG DB | MC PR REG Utilities Premium DB | 0.05% | $0.21 | M12502 |
| Puerto Rico Regulated w/Fraud Utilities Markets–Premium Debit | LF | 12503 | 2KH | MC Puerto Rico REGF Utilities Markets Premium DB | PR REG DB FA | MC PR REGF Utilities Premium DB | 0.05% | $0.22 | M12503 |
| IRD 71—Puerto Rico Intracountry Utilities Markets–Super Premium Credit | 71 | 12504 | 2VS | MC Puerto Rico Utilities Markets Super Premium CR | PR UTIL SPR CR | MC PR Utilities Super Premium CR | 1.98% | $0.00 | M12504 |
| IRD 71—Puerto Rico Intracountry Utilities Markets–Super Premium Debit | 71 | 12505 | 2VT | MC Puerto Rico Utilities Markets Super Premium DB | PR UTIL SPR DB | MC PR Utilities Super Premium DB | 1.98% | $0.00 | M12505 |
| Puerto Rico Regulated Utilities Markets–Super Premium Debit | LD | 12506 | 2KG | MC Puerto Rico REG Utilities Markets Super Prem DB | PR REG DB | MC PR REG Utilities Super Premium DB | 0.05% | $0.21 | M12506 |
| Puerto Rico Regulated w/Fraud Utilities Markets–Super Premium Debit | LF | 12507 | 2KH | MC Puerto Rico REGF Utilities Markets SuperPrem DB | PR REG DB FA | MC PR REGF Utilities Super Premium DB | 0.05% | $0.22 | M12507 |
| IRD 71—Puerto Rico Intracountry Utilities Markets–Commercial Credit | 71 | 12508 | 2VU | MC Puerto Rico Utilities Markets Commercial Credit | PR UTIL COM CR | MC PR Utilities Commercial CR | 2.00% | $0.00 | M12508 |
| IRD 71—Puerto Rico Intracountry Utilities Markets–Commercial Debit | 71 | 12509 | 2VV | MC Puerto Rico Utilities Markets Commercial Debit | PR UTIL COM DB | MC PR Utilities Commercial DB | 2.00% | $0.00 | M12509 |
| Puerto Rico Regulated Utilities Markets–Commercial Debit | LD | 12510 | 2KG | MC Puerto Rico REG Utilities Markets Commercial DB | PR REG DB | MC PR REG Utilities Commercial DB | 0.05% | $0.21 | M12510 |
| Puerto Rico Regulated w/Fraud Utilities Markets–Commercial Debit | LF | 12511 | 2KH | MC Puerto Rico REGF Utilities Markets Comm Debit | PR REG DB FA | MC PR REGF Utilities Commercial DB | 0.05% | $0.22 | M12511 |
| IRD 72 – Puerto Rico Intracountry Rapid Payments–Premium Credit | 72 | 12512 | 2VW | MC Puerto Rico Rapid Payments Premium Credit | PR RPDPAYPRMCR | MC PR Rapid Payments Premium CR | 2.12% | $0.00 | M12512 |
| IRD 72—Puerto Rico Intracountry Rapid Payments–Premium Debit | 72 | 12513 | 2VX | MC Puerto Rico Rapid Payments Premium Debit | PR RPDPAYPRMDB | MC PR Rapid Payments Premium DB | 1.85% | $0.00 | M12513 |
| Puerto Rico Regulated Rapid Payments–Premium Debit | LD | 12514 | 2KG | MC Puerto Rico REG Rapid Payments Premium Debit | PR REG DB | MC PR REG Rapid Payments Premium DB | 0.05% | $0.21 | M12514 |
| Puerto Rico Regulated w/Fraud Rapid Payments–Premium Debit | LF | 12515 | 2KH | MC Puerto Rico REGF Rapid Payments Premium Debit | PR REG DB FA | MC PR REGF Rapid Payments Premium DB | 0.05% | $0.22 | M12515 |
| IRD 72 – Puerto Rico Intracountry Rapid Payments–Super Premium Credit | 72 | 12516 | 2VY | MC Puerto Rico Rapid Payments Super Premium Credit | PR RPDPAYSPRCR | MC PR Rapid Payments Super Premium CR | 2.18% | $0.00 | M12516 |
| IRD 72—Puerto Rico Intracountry Rapid Payments–Super Premium Debit | 72 | 12517 | 2VZ | MC Puerto Rico Rapid Payments Super Premium Debit | PR RPDPAYSPRDB | MC PR Rapid Payments Super Premium DB | 1.98% | $0.00 | M12517 |
| Puerto Rico Regulated Rapid Payments–Super Premium Debit | LD | 12518 | 2KG | MC Puerto Rico REG Rapid Payments Super Premium DB | PR REG DB | MC PR REG Rapid Payments Super Prem DB | 0.05% | $0.21 | M12518 |
| Puerto Rico Regulated w/Fraud Rapid Payments–Super Premium Debit | LF | 12519 | 2KH | MC Puerto Rico REGF Rapid Payments Super Prem DB | PR REG DB FA | MC PR REGF Rapid Payments Super Prem DB | 0.05% | $0.22 | M12519 |
| IRD 72—Puerto Rico Intracountry Rapid Payments–Commercial Credit | 72 | 12520 | 2V0 | MC Puerto Rico Rapid Payments Commercial Credit | PR RPDPAYCOMCR | MC PR Rapid Payments Commercial CR | 2.37% | $0.00 | M12520 |
| IRD 72 – Puerto Rico Intracountry Rapid Payments–Commercial Debit | 72 | 12521 | 2V1 | MC Puerto Rico Rapid Payments Commercial Debit | PR RPDPAYCOMDB | MC PR Rapid Payments Commercial DB | 2.32% | $0.00 | M12521 |
| Puerto Rico Regulated Rapid Payments–Commercial Debit | LD | 12522 | 2KG | MC Puerto Rico REG Rapid Payments Commercial DB | PR REG DB | MC PR REG Rapid Payments Commercial DB | 0.05% | $0.21 | M12522 |
| Puerto Rico Regulated w/Fraud Rapid Payments–Commercial Debit | LF | 12523 | 2KH | MC Puerto Rico REGF Rapid Payments Commercial DB | PR REG DB FA | MC PR REGF Rapid Payments Commercial DB | 0.05% | $0.22 | M12523 |
| IRD 76—Puerto Rico Intracountry Charities–Premium Credit | 76 | 12524 | 2V2 | MC Puerto Rico Charities Premium Credit | PR CHRTYPRM CR | MC PR Charities Premium CR | 1.85% | $0.00 | M12524 |
| IRD 76—Puerto Rico Intracountry Charities–Premium Debit | 76 | 12525 | 2V3 | MC Puerto Rico Charities Premium Debit | PR CHRTYPRM DB | MC PR Charities Premium DB | 1.85% | $0.00 | M12525 |
| Puerto Rico Regulated Charities–Premium Debit | LD | 12526 | 2KG | MC Puerto Rico REG Charities Premium Debit | PR REG DB | MC PR REG Charities Premium DB | 0.05% | $0.21 | M12526 |
| Puerto Rico Regulated w/Fraud Charities–Premium Debit | LF | 12527 | 2KH | MC Puerto Rico REGF Charities Premium Debit | PR REG DB FA | MC PR REGF Charities Premium DB | 0.05% | $0.22 | M12527 |
| IRD 76—Puerto Rico Intracountry Charities–Super Premium Credit | 76 | 12528 | 2V4 | MC Puerto Rico Charities Super Premium Credit | PR CHRTYSPR CR | MC PR Charities Super Premium CR | 1.98% | $0.00 | M12528 |
| IRD 76—Puerto Rico Intracountry Charities–Super Premium Debit | 76 | 12529 | 2V5 | MC Puerto Rico Charities Super Premium Debit | PR CHRTYSPR DB | MC PR Charities Super Premium DB | 1.98% | $0.00 | M12529 |
| Puerto Rico Regulated Charities–Super Premium Debit | LD | 12530 | 2KG | MC Puerto Rico REG Charities Super Premium Debit | PR REG DB | MC PR REG Charities Super Premium DB | 0.05% | $0.21 | M12530 |
| Puerto Rico Regulated w/Fraud Charities–Super Premium Debit | LF | 12531 | 2KH | MC Puerto Rico REGF Charities Super Premium Debit | PR REG DB FA | MC PR REGF Charities Super Premium DB | 0.05% | $0.22 | M12531 |
| IRD 76—Puerto Rico Intracountry Charities–Commercial Credit | 76 | 12532 | 2V6 | MC Puerto Rico Charities Commercial Credit | PR CHRTYCOM CR | MC PR Charities Commercial CR | 2.00% | $0.00 | M12532 |
| IRD 76—Puerto Rico Intracountry Charities–Commercial Debit | 76 | 12533 | 2V7 | MC Puerto Rico Charities Commercial Debit | PR CHRTYCOM DB | MC PR Charities Commercial DB | 2.00% | $0.00 | M12533 |
| Puerto Rico Regulated Charities–Commercial Debit | LD | 12534 | 2KG | MC Puerto Rico REG Charities Commercial Debit | PR REG DB | MC PR REG Charities Commercial DB | 0.05% | $0.21 | M12534 |
| Puerto Rico Regulated w/Fraud Charities–Commercial Debit | LF | 12535 | 2KH | MC Puerto Rico REGF Charities Commercial Debit | PR REG DB FA | MC PR REGF Charities Commercial DB | 0.05% | $0.22 | M12535 |
| IRD PS—Puerto Rico Intracountry Premium Debit | PS | 12536 | 2V8 | MC Puerto Rico Premium Debit | PR PREMIUM DB | MC PR Premium DB | 1.85% | $0.00 | M12536 |
| Puerto Rico Regulated Premium Debit | LD | 12537 | 2KG | MC Puerto Rico REG Premium Debit | PR REG DB | MC PR REG Premium DB | 0.05% | $0.21 | M12537 |
| Puerto Rico Regulated w/Fraud Premium Debit | LF | 12538 | 2KH | MC Puerto Rico REGF Premium Debit | PR REG DB FA | MC PR REGF Premium DB | 0.05% | $0.22 | M12538 |
| IRD ES—Puerto Rico Intracountry Super Premium Debit | ES | 12539 | 2V9 | MC Puerto Rico Super Premium Debit | PR SUP PREM DB | MC PR Super Premium DB | 1.98% | $0.00 | M12539 |
| Puerto Rico Regulated Super Premium Debit | LD | 12540 | 2KG | MC Puerto Rico REG Super Premium Debit | PR REG DB | MC PR REG Super Premium DB | 0.05% | $0.21 | M12540 |
| Puerto Rico Regulated w/Fraud Super Premium Debit | LF | 12541 | 2KH | MC Puerto Rico REGF Super Premium Debit | PR REG DB FA | MC PR REGF Super Premium DB | 0.05% | $0.22 | M12541 |
| IRD 61 – Puerto Rico Intracountry Commercial Debit | 61 | 12542 | 2WA | MC Puerto Rico Commercial Debit | PR COMM DB | MC PR Commercial DB | 2.32% | $0.00 | M12542 |
| Puerto Rico Regulated Commercial Debit | LD | 12543 | 2KG | MC Puerto Rico REG Commercial Debit | PR REG DB | MC PR REG Commercial DB | 0.05% | $0.21 | M12543 |
| Puerto Rico Regulated w/Fraud Commercial Debit | LF | 12544 | 2KH | MC Puerto Rico REGF Commercial Debit | PR REG DB FA | MC PR REGF Commercial DB | 0.05% | $0.22 | M12544 |
Discover: New US Consumer Charity Interchange Programs
| Current Card Brand Description | AIPC | IQSTA | IC Level | New Fee Program (PPM Description Name) | New MAS and TSYS Express Fee Descriptor | New e-Connections Description | New Interchange Rate % | New Interchange Per Item $ | PPM Key Value Code |
| PSL Charity Debit | 840 | 12390 | 7KZ | DS Charity Debit | CHRTY DB | DS Charity Debit | 0.90% | $0.20 | D12390 |
| PSL Charity Prepaid | 841 | 12391 | 7K0 | DS Charity Prepaid | CHRTY PPD | DS Charity Prepaid | 0.90% | $0.20 | D12391 |
| PSL Charity Core | 844 | 12392 | 7K1 | DS Charity Core | CHRTY CORE | DS Charity Core | 1.45% | $0.05 | D12392 |
| PSL Charity Rewards | 845 | 12393 | 7K2 | DS Charity Rewards | CHRTY REW | DS Charity Rewards | 1.50% | $0.05 | D12393 |
| PSL Charity Premium | 846 | 12394 | 7K3 | DS Charity Premium | CHRTY PREM | DS Charity Premium | 1.50% | $0.05 | D12394 |
| PSL Charity Premium Plus | 847 | 12395 | 7K4 | DS Charity Premium Plus | CHRTY PPLUS | DS Charity Premium Plus | 2.30% | $0.10 | D12395 |
| PSL Charity Debit Regulated with Fraud | 842 | 12396 | 7K5 | DS REGF Charity Debit | REGF CHRTY DB | DS REGF Charity Debit | 0.05% | $0.21 | D12396 |
| PSL Charity Prepaid Regulated with Fraud | 843 | 12397 | 7K6 | DS REGF Charity Prepaid | REGF CHRTY PPD | DS REGF Charity Prepaid | 0.05% | $0.21 | D12397 |
| PSL Charity Debit Regulated without Fraud | 452 | 12398 | 7K7 | DS REG Charity Debit | REG CHRTY DB | DS REG Charity Debit | 0.05% | $0.22 | D12398 |
| PSL Charity Prepaid Regulated without Fraud | 453 | 12399 | 7K8 | DS REG Charity Prepaid | REG CHRTY PPD | DS REG Charity Prepaid | 0.05% | $0.22 | D12399 |
Interchange Fee Programs for US Manual Cash Disbursement Transactions
| Card Brand Description | FPI | IQSTA | IC Level | Current Fee Program (PPM Description Name) | Current MAS and TSYS Express Fee Descriptor | Current e-Connections Description | New Fee Program (PPM Description Name) | New MAS and TSYS Express Fee Descriptor | New e-Connections Description | PPM Key Value Code |
| Manual Cash Disbursement | 8E4 | 0003 | 102 | VS Cash Fee | DOMESTIC CASH | Visa Cash Fee | VS Manual Cash Disbursement Default | MNLCASHDSBRDF | VS Manual Cash Disbursement Default | V0003 |
Rate Changes for Existing Visa Consumer Credit Fee Programs
| Card Brand Description | FPI | IQSTA | IC Level | Current Fee Program (PPM Description Name) | Current MAS and TSYS Express Fee Descriptor | Current Interchange Rate % | Current Interchange Per Item $ | New Interchange Rate % | New Interchange Per Item $ | PPM Key Value Code |
| Visa Traditional Product 1 | 492 | 12106 | 1ZL | VS VT Product 1 | VT PRODUCT 1 | 1.80% | $0.10 | 1.89% | $0.10 | V12106 |
| Visa Traditional Rewards Product 1 | 494 | 12107 | 1ZM | VS VTR Product 1 | VTR PRODUCT1 | 1.95% | $0.10 | 2.04% | $0.10 | V12107 |
| Visa Signature and Infinite SNQ Product 1 | 496 | 12108 | 1ZN | VS VIN Product 1 | VIN PRODUCT1 | 1.95% | $0.10 | 2.05% | $0.10 | V12108 |
| Visa Signature Preferred and Infinite SQ Product 1 | 498 | 12109 | 1ZO | VS VSP VIQ Product 1 | VSPVIQPROD1 | 2.40% | $0.10 | 2.50% | $0.10 | V12109 |
| Non-Qualified Consumer Credit | 105 | 11868 | 1VI | VS Non Qual Cons Cr | NONQUALCONCR | 2.70% | $0.10 | 3.15% | $0.10 | V11868 |
| CBPS VT | 401 | 12123 | 1Z2 | VS CBPS VT | CBPS VT | 1.80% | $0.10 | 1.89% | $0.10 | V12123 |
| CPBS VTR | 402 | 12124 | 1Z3 | VS CBPS VTR | CBPS VTR | 1.95% | $0.10 | 2.04% | $0.10 | V12124 |
| CBPS VS VIN | 403 | 12125 | 1Z4 | VS CBPS VS VIN | CBPS VS VIN | 1.95% | $0.10 | 2.05% | $0.10 | V12125 |
| CBPS VSQ VIQ | 404 | 12126 | 1Z5 | VS CBPS VSP VIQ | CBPS VSP VIQ | 2.40% | $0.10 | 2.50% | $0.10 | V12126 |
Mastercard AN 3467: Rate changes for U.S. Domestic Consumer and Commercial Interchange
| Card Brand Description | IRD | IQSTA | IC Level | Current Fee Program (PPM Description Name) | Current TSYS Express Fee Descriptor | Current e-Connections Description | Current Interchange Rate % | Current Interchange Per Item $ | New Interchange Rate % | New Interchange Per Item $ | PPM Key Value Code | PPM Key Value Code |
| IRD 78, 88, 98: Merit I | 78,88,98 | 12142 | 2SY | MC Merit 1 Real Estate Cap Debit | MERIT 1 RE CAP | MC Merit1 Real Estate Cap DB | 1.10% | $0.00 | 0.00% | $5.00 | M12142 | |
| IRD 78, 88, 98: Merit I | 78,88,98 | 11961 | 2SU | MC Merit 1 Day Care | MERIT 1 D-C | MC Merit 1 Day Care | 1.89% | $0.10 | 1.60% | $0.10 | M11961 | |
| IRD 02: World Merit I | 02 | 11962 | 2SV | MC World Merit 1 Day Care | WRLD M1 D-C | MC World Merit 1 Day Care | 2.04% | $0.10 | 1.60% | $0.10 | M11962 | |
| IRD RP: Enhanced Merit I | RP | 11963 | 2SW | MC Enhanced Merit 1 Day Care | ENH M1 D-C | MC Enhanced Merit 1 Day Care | 2.05% | $0.10 | 1.60% | $0.10 | M11963 | |
| IRD 70, 80: Merit III Base | 70 | 11964 | 2SX | MC Merit 3 Prepaid | MERIT3 PPD | MC Merit 3 – Prepaid | 1.05% | $0.02 | 1.15% | $0.15 | M11964 | |
| IRD HU: World High Value Airline | HU | 02201 | 2GH | High Value Airline | HV AIRLINE | High Value Airline | 2.30% | $0.10 | 2.55% | $0.10 | M02201 | M2201 |
| IRD WU: World Elite Airline | WU | 00756 | 2BM | World Elite Airline | ELITEAIRLINE | World Elite Airline | 2.30% | $0.10 | 2.55% | $0.10 | M00756 | M0756 |
| IRD 23: Convenience Purchases | 23 | 00043 | 216 | MC Convenience Purchases Credit | CONV PUR BASE | Convenience Purchases – Credit | 1.90% | $0.00 | 1.65% | $0.04 | M00043 | M0043 |
| IRD RL: Enhanced Convenience Purchases | RL | 00364 | 2B8 | Enhanced Convenience Purchases Base | ENHCONV PURBSE | Enhanced Convenience Purchases | 1.90% | $0.00 | 1.80% | $0.04 | M00364 | M0364 |
| IRD 06: World Convenience Purchases | 06 | 00646 | 2AA | World Convenience Purchases Base | WRLDCONVPURBSE | World MC Convenience Purchases | 2.00% | $0.00 | 1.90% | $0.04 | M00646 | M0646 |
| IRD HH: World High Value Convenience Purchases | HH | 02188 | 2F4 | High Value Convenience Purchases Base | HV CONV PURBSE | High Value Convenience Purchases | 2.00% | $0.00 | 2.30% | $0.04 | M02188 | M2188 |
| IRD WH: World Elite Convenience Purchases | WH | 00743 | 2A9 | World Elite Convenience Purchases Base | ELITECONVPURBSE | World Elite Convenience Purchases | 2.00% | $0.00 | 2.30% | $0.04 | M00743 | M0743 |
| IRD 79: Full UCAF | 79 | 00217 | 2AO | Full UCAF | FULL UCAF | Full UCAF | 1.89% | $0.10 | 1.95% | $0.10 | M00217 | M0217 |
| IRD RO: Enhanced Full UCAF | RO | 00367 | 2CB | Enhanced Full UCAF | ENH FULL UCAF | Enhanced Full UCAF | 2.04% | $0.10 | 2.10% | $0.10 | M00367 | M0367 |
| IRD 53: World Full UCAF | 53 | 00152 | 2AQ | World Full UCAF | WRLD FULL UCAF | World Full UCAF | 2.05% | $0.10 | 2.20% | $0.10 | M00152 | M0152 |
| IRD HT: World High Value Full UCAF | HT | 02200 | 2GG | High Value Full UCAF | HV FULL UCAF | High Value Full UCAF | 2.50% | $0.10 | 2.60% | $0.10 | M02200 | M2200 |
| IRD WT: World Elite Full UCAF | WT | 00755 | 2BL | World Elite Full UCAF | ELITEFULLUCAF | World Elite Full UCAF | 2.50% | $0.10 | 2.60% | $0.10 | M00755 | M0755 |
| IRD 92: Key-entered | 92 | 00059 | 219 | MC Key Entered Credit | KEY ENTERED | Key Entered – Credit | 1.89% | $0.10 | 1.95% | $0.10 | M00059 | M0059 |
| IRD RQ: Enhanced Key-entered | RQ | 00581 | 2CD | Enhanced Key-Entered | ENH KEY ENT | Enhanced Key Entered | 2.04% | $0.10 | 2.10% | $0.10 | M00581 | M0581 |
| IRD 03: World Keyentered | 03 | 00643 | 293 | World Key-Entered | WRLD KEY ENT | World MC Key-Entered | 2.05% | $0.10 | 2.20% | $0.10 | M00643 | M0643 |
| IRD HC: World High Value Key-entered | HC | 02183 | 2FZ | High Value Key-Entered | HV KEY ENT | High Value Key-Entered | 2.50% | $0.10 | 2.60% | $0.10 | M02183 | M2183 |
| IRD WC: World Elite Key-entered | WC | 00738 | 2A4 | World Elite Key-Entered | ELITEKEYENT | World Elite Key-Entered | 2.50% | $0.10 | 2.60% | $0.10 | M00738 | M0738 |
| IRD 97: Lodging and Auto Rental | 97 | 00057 | 218 | MC Lodging & Auto Rental CR | LODG AUTO | MC LODGING & AUTO RENTAL | 1.58% | $0.10 | 1.65% | $0.10 | M00057 | M0057 |
| IRD RS: Enhanced Lodging and Auto Rental | RS | 00583 | 2CF | MC Enhanced Lodging & Auto Rental | ENH LODG AUTO | MC ENH LODGING & AUTO RENTAL | 1.80% | $0.10 | 1.75% | $0.10 | M00583 | M0583 |
| IRD 24: Merchant UCAF | 24 | 00662 | 2AL | Merchant UCAF | MERCHANT UCAF | Merchant UCAF | 1.89% | $0.10 | 1.95% | $0.10 | M00662 | M0662 |
| IRD RN: Enhanced Merchant UCAF | RN | 00366 | 2CA | Enhanced Merchant UCAF | ENH MERCH UCAF | Enhanced Merchant UCAF | 2.04% | $0.10 | 2.10% | $0.10 | M00366 | M0366 |
| RD 52: World Merchant UCAF | 52 | 00663 | 2AN | World Merchant UCAF | WRLD MRCH UCAF | World Merchant UCAF | 2.05% | $0.10 | 2.20% | $0.10 | M00663 | M0663 |
| IRD HS: World High Value Merchant UCAF | HS | 02199 | 2GF | High Value Merchant UCAF | HV MRCH UCAF | High Value Merchant UCAF | 2.50% | $0.10 | 2.60% | $0.10 | M02199 | M2199 |
| IRD WS: World Elite Merchant UCAF | WS | 00754 | 2BK | World Elite Merchant UCAF | ELITEMRCHUCAF | World Elite Merchant UCAF | 2.50% | $0.10 | 2.60% | $0.10 | M00754 | M0754 |
| IRD 78, 88, 98: Merit I | 78 | 00013 | 210 | MC Merit I Credit | MERIT I | Merit I – Credit | 1.89% | $0.10 | 1.95% | $0.10 | M00013 | M0013 |
| IRD RP: Enhanced Merit I | RP | 00580 | 2CC | Enhanced Merit I | ENH MERIT 1 | Enhanced Merit 1 | 2.04% | $0.10 | 2.10% | $0.10 | M00580 | M0580 |
| IRD 02: World Merit I | 02 | 00642 | 292 | World Merit I | WRLD MERIT 1 | World MC Merit 1 | 2.05% | $0.10 | 2.20% | $0.10 | M00642 | M0642 |
| IRD HB: World High Value Merit I | HB | 02182 | 2FY | High Value Merit 1 | HV MERIT 1 | High Value Merit 1 | 2.50% | $0.10 | 2.60% | $0.10 | M02182 | M2182 |
| IRD WB: World Elite Merit I | WB | 00737 | 2A3 | World Elite Merit I | ELITEMERIT1 | World Elite Merit I | 2.50% | $0.10 | 2.60% | $0.10 | M00737 | M0737 |
| IRD HB: World High Value Merit I | HB | 02250 | 2GM | High Value Merit 1 Insurance | HV M1 INS | High Value Merit 1 Insurance | 2.20% | $0.10 | 2.25% | $0.10 | M02250 | M2250 |
| IRD WB: World Elite Merit I | WB | 01481 | 2ES | World Elite Merit I (Insurance MCCs) | ELITE M1 INS | World Elite Merit 1 – Insurance | 2.20% | $0.10 | 2.25% | $0.10 | M01481 | M1481 |
| IRD 78, 88, 98: Merit I | 78 | 01482 | 2ET | Merit I (Real Estate MCCs) | MERIT 1 R-E | Merit 1 – Real Estate | 1.10% | $0.00 | 1.43% | $0.05 | M01482 | M1482 |
| IRD RP: Enhanced Merit I | RP | 01483 | 2EU | Enhanced Merit I (Real Estate MCCs) | ENH M1 R-E | Enhanced Merit 1 – Real Estate | 1.10% | $0.00 | 1.43% | $0.05 | M01483 | M1482 |
| IRD 02: World Merit I | 02 | 01484 | 2EV | World Merit I (Real Estate MCCs) | WRLD M1 R-E | World Merit 1 – Real Estate | 1.10% | $0.00 | 1.43% | $0.05 | M01484 | M1484 |
| IRD 70, 80: Merit III Base | 70 | 00015 | 212 | MC Merit III Credit | MERIT III | Merit III – Credit | 1.58% | $0.10 | 1.65% | $0.10 | M00015 | M0015 |
| IRD RA: Enhanced Merit III Base | RA | 00353 | 2BX | Enhanced Merit III Base | ENH MERIT3 | Enhanced Merit III Base | 1.73% | $0.10 | 1.80% | $0.10 | M00353 | M0353 |
| IRD 04: World Merit III Base | 04 | 00644 | 294 | World Merit III Base | WRLD MERIT 3 | World MC Merit III | 1.77% | $0.10 | 1.90% | $0.10 | M00644 | M0644 |
| IRD HD: World High Value Merit III Base | HD | 02184 | 2F0 | High Value Merit III Base 1 | HV MERIT 3 | High Value Merit III Base 1 | 2.20% | $0.10 | 2.30% | $0.10 | M02184 | M2184 |
| IRD WD: World Elite Merit III Base | WD | 00739 | 2A5 | World Elite Merit III Base | ELITEMERIT3 | World Elite Merit III | 2.20% | $0.10 | 2.30% | $0.10 | M00739 | M0739 |
| IRD 93: Passenger Transport | 93 | 00014 | 211 | MC Passenger Transport Credit | CONSUMER P/T | Passenger Transport – Credit | 1.75% | $0.10 | 1.65% | $0.10 | M00014 | M0014 |
| IRD RR: Enhanced Passenger Transport | RR | 00582 | 2CE | Enhanced Passenger Transport | ENH PASS TRAN | Enhanced Passenger Transport | 1.90% | $0.10 | 1.75% | $0.10 | M00582 | M0582 |
| IRD 58: World Restaurant | 58 | 00653 | 2AH | World Restaurant | WRLD RESTRNT | World MC Restaurant | 1.73% | $0.10 | 1.85% | $0.10 | M00653 | M0653 |
| IRD HQ: World High Value Restaurant | HQ | 02197 | 2GD | High Value Restaurant | HV RESTRNT | High Value Restaurant | 2.20% | $0.10 | 2.00% | $0.10 | M02197 | M2197 |
| IRD WQ: World Elite Restaurant | WQ | 00752 | 2BI | World Elite Restaurant | ELITERESTRNT | World Elite Restaurant | 2.20% | $0.10 | 2.00% | $0.10 | M00752 | M0752 |
| IRD 75, 85, 95: Standard | 75 | 00001 | 201 | MC Standard Domestic Fees Credit | DOMESTIC SALES | Standard Domestic Fees – Credit | 2.95% | $0.10 | 3.15% | $0.10 | M00001 | M0001 |
| IRD RU: Enhanced Standard | RU | 00585 | 2CH | Enhanced Standard | ENH STANDARD | Enhanced Standard | 2.95% | $0.10 | 3.15% | $0.10 | M00585 | M0585 |
| IRD 01: World Standard | 01 | 00641 | 291 | World Standard | WRLD STD | World MC Standard | 2.95% | $0.10 | 3.15% | $0.10 | M00641 | M0641 |
| IRD HA: World High Value Standard | HA | 02181 | 2FX | High Value Standard | HV STD | High Value Standard | 3.25% | $0.10 | 3.15% | $0.10 | M02181 | M2181 |
| IRD WA: World Elite Standard | WA | 00736 | 2A2 | World Elite Standard | ELITESTD | World Elite Standard | 3.25% | $0.10 | 3.15% | $0.10 | M00736 | M0736 |
| IRD 71, 81: Supermarket Base | 71 | 00027 | 213 | MC Supermarket Credit | SMK2 | Supermarket – Credit | 1.48% | $0.10 | 1.45% | $0.10 | M00027 | M0027 |
| IRD RE: Enhanced Supermarket Base | RE | 00357 | 2B1 | Enhanced Supermarket Base | ENH SMK | Enhanced Supermarket Base | 1.48% | $0.10 | 1.60% | $0.10 | M00357 | M0357 |
| IRD 07: World Supermarket Base | 07 | 00647 | 2AB | World Supermarket Base | WRLD SMK | World MC Supermarket | 1.58% | $0.10 | 1.70% | $0.10 | M00647 | M0647 |
| IRD HI: World High Value Supermarket Base | HI | 02189 | 2F5 | High Value Supermarket Base | HV SMK | High Value Supermarket Base | 1.90% | $0.10 | 2.10% | $0.10 | M02189 | M2189 |
| IRD WI: World Elite Supermarket Base | WI | 00744 | 2BA | World Elite Supermarket Base | ELITESMKT | World Elite Supermarket Base | 1.90% | $0.10 | 2.10% | $0.10 | M00744 | M0744 |
| 96: World T&E | 96 | 00075 | 230 | MC World T/E | WORLD T&E | World T/E | 2.30% | $0.10 | 2.25% | $0.10 | M00075 | M0075 |
| IRD HR: World High Value T&E | HR | 02198 | 2GE | High Value T&E | HV T&E | High Value T&E | 2.75% | $0.10 | 2.55% | $0.10 | M02198 | M2198 |
| IRD WR: World Elite T&E | WR | 00753 | 2BJ | World Elite T&E | ELITET&E | World Elite T/E | 2.75% | $0.10 | 2.55% | $0.10 | M00753 | M0753 |
| IRD HZ: World High Value T&E Large Ticket | HZ | 02204 | 2GK | High Value T&E Large Ticket | HV T&E LT | High Value T&E Large Ticket | 2.00% | $0.00 | 2.55% | $0.00 | M02204 | M2204 |
| IRD WZ: World Elite T&E Large Ticket | WZ | 00311 | 2BU | World Elite T&E Large Ticket | ELITE T&E LT | World Elite T/E Large Ticket | 2.00% | $0.00 | 2.55% | $0.00 | M00311 | M0311 |
| IRD CU: Utilities | CU | 00153 | 2BO | MC Consumer Credit Utilities | UTILITIES CR | Consumer Credit Utilities | 0.00% | $0.65 | 0.00% | $0.75 | M00153 | M0153 |
| IRD RT: Enhanced Utilities | RT | 00584 | 2CG | Enhanced Utilities | ENH UTILITIES | Enhanced Utilities | 0.00% | $0.65 | 0.00% | $0.75 | M00584 | M0584 |
| IRD CW: World Utilities | CW | 00635 | 2BQ | World Utilities | WRLD UTILITIES | World Utilities | 0.00% | $0.65 | 0.00% | $0.75 | M00635 | M0635 |
| IRD 34—Consumer Credit Refund Group 1 | 34 | 00561 | 282 | Consumer Credit Refund Group 1 | CON CR RF GR1 | Consumer Credit Refund Group 1 | 2.42% | $0.00 | 2.30% | $0.00 | M00561 | M0561 |
| IRD 34—Consumer Credit Refund Group 2 | 35 | 00562 | 283 | Consumer Credit Refund Group 2 | CON CR RF GR2 | Consumer Credit Refund Group 2 | 2.09% | $0.00 | 1.75% | $0.00 | M00562 | M0562 |
| IRD 34—Consumer Credit Refund Group 3 | 36 | 00563 | 284 | Consumer Credit Refund Group 3 | CON CR RF GR3 | Consumer Credit Refund Group 3 | 1.95% | $0.00 | 1.75% | $0.00 | M00563 | M0563 |
| IRD 34—Consumer Credit Refund Group 4 | 37 | 00564 | 285 | Consumer Credit Refund Group 4 | CON CR RF GR4 | Consumer Credit Refund Group 4 | 1.82% | $0.00 | 1.75% | $0.00 | M00564 | M0564 |
| IRD 34—Consumer Credit Refund Group 5 | 38 | 00565 | 286 | Consumer Credit Refund Group 5 | CON CR RF GR5 | Consumer Credit Refund Group 5 | 1.73% | $0.00 | 1.75% | $0.00 | M00565 | M0565 |
| IRD 78, 88, 98: Merit I | 78 | 01478 | 2EP | MC Merit I Debit Real Estate | MERIT 1 R-E DB | Merit 1 Debit – Real Estate | 1.10% | $0.00 | 0.80% | $0.25 | M01478 | M1478 |
| IRD 09: Core Small Ticket Card Present | 09 | 12143 | 2SZ | MC Small Ticket Card Present | MC SM TKT CP | MC Small Tkt Card Present | 1.58% | $0.10 | 1.65% | $0.02 | M12143 | |
| IRD RV: Enhanced Small Ticket Card Present | RV | 12144 | 2S0 | MC Enhanced Small Ticket Card Present | MC ENHSMTKT CP | MC Enh Small Tkt CardPres | 1.73% | $0.10 | 1.80% | $0.02 | M12144 | |
| IRD 16: World Small Ticket Card Present | 16 | 12145 | 2S1 | MC World Small Ticket Card Present | MC WRLDSMTKTCP | MC World Small Tkt CardPres | 1.77% | $0.10 | 1.90% | $0.02 | M12145 | |
| IRD HM: World High Value Small Ticket Card Present | HM | 12146 | 2S2 | MC World High Value Small Ticket Card Present | MCWLDHVSMTKTCP | MC World Hi Val SmTkt CdPres | 2.20% | $0.10 | 2.30% | $0.02 | M12146 | |
| IRD WM: World Elite Small Ticket Card Present | WM | 12147 | 2S3 | MC World Elite Small Ticket Card Present | MCWLDELSMTKTCP | MC World Elite SmTkt CdPres | 2.20% | $0.10 | 2.30% | $0.02 | M12147 | |
| IRD 17: Core Small Ticket Card Not Present | 17 | 12148 | 2S4 | MC Small Ticket Card Not Present | MC SM TKT CNP | MC Small Ticket CNP | 1.89% | $0.10 | 1.95% | $0.02 | M12148 | |
| IRD RX: Enhanced Small Ticket Card Not Present | RX | 12149 | 2S5 | MC Enhanced Small Ticket Card Not Present | MC ENHSMTKTCNP | MC Enh Small Ticket CNP | 2.04% | $0.10 | 2.10% | $0.02 | M12149 | |
| IRD 18: World Small Ticket Card Not Present | 18 | 12150 | 2S6 | MC World Small Ticket Card Not Present | MCWRLDSMTKTCNP | MC World Small Ticket CNP | 2.05% | $0.10 | 2.20% | $0.02 | M12150 | |
| IRD HN: World High Value Small Ticket Card Not Present | HN | 12151 | 2S7 | MC World High Value Small Ticket Card Not Present | MCWDHVSMTKTCNP | MC World Hi Value Sm Tkt CNP | 2.50% | $0.10 | 2.60% | $0.02 | M12151 | |
| IRD WN: World Elite Small Ticket Card Not Present | WN | 12152 | 2S8 | MC World Elite Small Ticket Card Not Present | MCWDELSMTKTCNP | MC World Elite Sm Tkt CNP | 2.50% | $0.10 | 2.60% | $0.02 | M12152 |
Discover Rate Changes for Consumer and Commercial Interchange Programs
| Current Card Brand Description | AIPC | IQSTA | IC Level | Current Fee Program (PPM Description Name) | Current MAS and TSYS Express Fee Descriptor | Current Interchange Rate % | Current Interchange Per Item $ | New Interchange Rate % | New Interchange Per Item $ | PPM Key Value Code |
| PSL Restaurants Debit | 115 | 1003 | 7A2 | DS PSL Restaurants Debit | RESTAURANT DB | 1.10% | $0.16 | 1.14% | $0.15 | D1003 |
| PSL Retail Rewards | 112 | 1000 | 7A4 | DS PSL Retail Rewards | RETAIL RW | 1.71% | $0.10 | 1.72% | $0.10 | D1000 |
| PSL Retail Premium | 146 | 1118 | 7A6 | DS PSL Retail Premium | RETAIL PR | 1.71% | $0.10 | 1.74% | $0.10 | D1118 |
| PSL Supermarkets/Warehouse Clubs Rewards | 102 | 990 | 7A7 | DS PSL Supermarkets/Whs Clubs Rewards | SMKT/WHSE RW | 1.60% | $0.10 | 1.62% | $0.10 | D0990 |
| PSL Card Not Present Rewards | 120 | 1008 | 7AD | DS Card Not Present Rewards | CNP REWARDS | 2.00% | $0.10 | 2.03% | $0.10 | D1008 |
| PSL Emerging Markets Rewards | 104 | 992 | 7AG | DS PSL Emerging Markets Rewards | EMERG MKTS RW | 1.45% | $0.05 | 1.50% | $0.05 | D0992 |
| PSL Emerging Markets Premium | 142 | 1114 | 7AI | DS PSL Emerging Markets Premium | EMERG MKTS PR | 1.45% | $0.05 | 1.50% | $0.05 | D1114 |
| PSL Express Services Premium | 144 | 1116 | 7AL | DS PSL Express Services Premium | EXPRES SVCS PR | 1.95% | $0.00 | 1.97% | $0.00 | D1116 |
| PSL Hotels/Car Rentals Rewards | 116 | 1004 | 7AM | DS PSL Hotels/Car Rentals Rewards | HOTEL/CAR RW | 1.90% | $0.10 | 1.92% | $0.10 | D1004 |
| PSL Hotel/Car Rentals Premium Plus | 219 | 2818 | 7C5 | DS Hotel/Car Rental (Premium Plus) | HOTEL/CAR PP | 2.40% | $0.10 | 2.57% | $0.10 | D2818 |
| Key Entry Rewards | 122 | 1010 | 7AP | DS PSL Key Entry Rewards | KEY ENTRY RW | 2.00% | $0.10 | 2.03% | $0.10 | D1010 |
| Key Entry Premium | 151 | 1123 | 7AR | DS PSL Key Entry Premium | KEY ENTRY PR | 2.00% | $0.10 | 2.05% | $0.10 | D1123 |
| PSL Passenger Transport Rewards | 118 | 1006 | 7AS | DS PSL Passenger Trans Rewards | PASS TRNSPT RW | 1.90% | $0.10 | 1.92% | $0.10 | D1006 |
| PSL Retail Core | 164 | 1527 | 7CB | DS Retail Core | RETAIL | 1.56% | $0.10 | 1.57% | $0.10 | D1527 |
| PSL Card Not Present Core | 168 | 1531 | 7CF | DS Card Not Present Core | CNP CORE | 1.89% | $0.10 | 1.91% | $0.10 | D1531 |
| PSL E-Commerce Core | 463 | 11328 | 7JW | DS E-Commerce Core | ECOM CORE | 1.89% | $0.10 | 1.91% | $0.10 | D11328 |
| Key Entry Core | 169 | 1532 | 7CG | DS Key Entry Core | KEY ENTRY | 1.89% | $0.10 | 1.91% | $0.10 | D1532 |
| Base Submission Level Core | 171 | 1534 | 7CI | DS Base Submission Level Core | BASE SUBM | 2.95% | $0.10 | 3.05% | $0.10 | D1534 |
| Base Submission Level Rewards | 127 | 1015 | 7BH | DS Base Submission Level Rewards | BASE SUBM RW | 2.95% | $0.10 | 3.05% | $0.10 | D1015 |
| Base Submission Level Premium | 153 | 1125 | 7BJ | DS Base Submission Level Premium | BASE SUBM PR | 2.95% | $0.10 | 3.05% | $0.10 | D1125 |
| Base Submission Level Premium Plus | 230 | 2823 | 7DA | DS Base Submission Level PremiumPlus | BASE SUBM PP | 2.95% | $0.10 | 3.05% | $0.10 | D2823 |
| Commercial Base Submission Level | 129 | 1017 | 7BK | DS Commercial Base Submission Level | COMM BASE SUBM | 2.95% | $0.10 | 3.05% | $0.10 | D1017 |
| Commercial Base Submission Level Debit | 429 | 11103 | 7HY | DS Commercial Base Submission Level Debit | COMM BASE DB | 2.95% | $0.10 | 3.05% | $0.10 | D11103 |
| Commercial Base Submission Level Prepaid | 362 | 10146 | 7FY | DS Commercial Base Submission Level Prepaid | COMM BASE PPD | 2.95% | $0.10 | 3.05% | $0.10 | D10146 |
| PSL Retail Premium Plus | 217 | 2816 | 7C3 | DS Retail PremiumPlus | RETAIL PP | 2.15% | $0.10 | 2.17% | $0.10 | D2816 |
| Card Not Present Premium Plus | 221 | 2820 | 7C7 | DS Card Not Present PremiumPlus | CNP PREM PLS | 2.40% | $0.10 | 2.50% | $0.10 | D2820 |
| Key Entry Premium Plus | 222 | 2821 | 7C8 | DS Key Entry PremiumPlus | KEY ENTRY PP | 2.40% | $0.10 | 2.50% | $0.10 | D2821 |
| PSL – Supermarkets/Warehouse Clubs Prepaid | 342 | 10152 | 7FI | DS PSL – Supermarkets/Whs Clubs Prepaid | SMKT/WHSE PPD | 1.10% | $0.16 | 1.12% | $0.16 | D10152 |
| PSL – Retail Prepaid | 350 | 10157 | 7FN | DS PSL – Retail Prepaid | RETAIL PPD | 1.10% | $0.16 | 1.12% | $0.16 | D10157 |
| PSL – Restaurants Prepaid | 351 | 10158 | 7FO | DS PSL – Restaurants Prepaid | RESTAURANT PPD | 1.10% | $0.16 | 1.14% | $0.15 | D10158 |
| Card Not Present Prepaid | 333 | 10161 | 7FR | DS Card Not Present Prepaid | CNP PREPAID | 1.75% | $0.20 | 1.76% | $0.20 | D10161 |
| Key Entry Prepaid | 334 | 10162 | 7FS | DS Key Entry Prepaid | KEY ENTRY PPD | 1.75% | $0.20 | 1.76% | $0.20 | D10162 |
| Commercial Electronic Prepaid | 361 | 10145 | 7FX | DS Commercial Electronic Prepaid | COMM ELEC PPD | 2.30% | $0.10 | 2.65% | $0.10 | D10145 |
| Commercial Electronic Debit | 428 | 11102 | 7HX | DS Commercial Electronic Debit | COMM ELEC DB | 2.30% | $0.10 | 2.45% | $0.15 | D11102 |
| Commercial Electronic Submisson Level | 124 | 1012 | 7BD | DS Commercial Electronic Submisson Level | COMM ELEC | 2.30% | $0.10 | 2.45% | $0.15 | D1012 |
| PSL E-Commerce Rewards | 460 | 11325 | 7JT | DS E-Commerce Rewards | ECOM REWDS | 2.00% | $0.10 | 2.03% | $0.10 | D11325 |
| Card Not Present Premium | 150 | 1122 | 7AF | DS Card Not Present Premium | CNP PREM | 2.00% | $0.10 | 2.05% | $0.10 | D1122 |
| PSL E-Commerce Premium | 462 | 11327 | 7JV | DS E-Commerce Premium | ECOM PREM | 2.00% | $0.10 | 2.05% | $0.10 | D11327 |
| PSL E-Commerce Premium Plus | 464 | 11329 | 7JX | DS E-Commerce PremiumPlus | ECOMPREMPL | 2.40% | $0.10 | 2.50% | $0.10 | D11329 |
| PSL E-Commerce Prepaid | 465 | 11330 | 7JY | DS E-Commerce Prepaid | ECOM PPD | 1.75% | $0.20 | 1.76% | $0.20 | D11330 |
Mastercard AN 5234: New Acquirer Merchant Advice Code Transaction Processing Excellence Program - Canada Region
| Card Brand Description | IRD | IQSTA | IC Level | New Fee Program (PPM Description Name) | New MAS and TSYS Express Fee Descriptor | New e-Connections Description | New Interchange Rate % | New Interchange Per Item $ | PPM Key Value Code |
| Transaction Processing Excellence – Acquirer Merchant Advice Code | N/A | N/A | N/A | MC Canada Acquirer Merchant Advice Code | MC CAN Acq MAC | MC CAN Acquirer Merchant Advice Code | N/A | $0.03 | N/A |
Visa LAC Acquirer Chip
| Card Brand Description | FPI | IQSTA | IC Level | New Fee Program (PPM Description Name) | Current MAS and TSYS Express Fee Descriptor | Current e-Connections Description | Interchange Rate % | Interchange Per Item $ | PPM Key Value Code |
| LAC Acquirer Chip | N/A | 0178 | 154 | VS LAC Acquirer Chip | LAC ACQ CHIP | LAC Acquirer Chip | 1.00% | $0.00 | V0178 |
Discover Acquirer Assessment Fee - Card Brand Fee
| Current Card Brand Description | Current Fee Program (PPM Description Name) | Current Interchange Rate % | Current Interchange Per Item $ | New Interchange Rate % | New Interchange Per Item $ | PPM Key Value Code |
| Discover Acquirer Assessment Fee | Discover Acquirer Assessment Fee | 0.130% | N/A | 0.140% | N/A | 007ASM |
Mastercard AN 5973: Introducing Additional Rates to Support Mastercard Installment Payment Product Codes in the U.S. Region
| Card Brand Description | IRD | IQSTA | IC Level | New Fee Program (PPM Description Name) | New MAS and TSYS Express Fee Descriptor | New e-Connections Description | New Interchange Rate % | New Interchange Per Item $ | PPM Key Value Code |
| IRD 35 – Consumer Installment Refund GRP2 | 35 | 12555 | 2WB | MC Consumer Installment Refund GRP2 | INSTALLREFGRP2 | MC Consumer Installment Refund GRP2 | 0.00% | $0.00 | M12555 |
| IRD 36 – Consumer Installment Refund GRP3 | 36 | 12556 | 2WC | MC Consumer Installment Refund GRP3 | INSTALLREFGRP3 | MC Consumer Installment Refund GRP3 | 0.00% | $0.00 | M12556 |
| IRD 37 – Consumer Installment Refund GRP4 | 36 | 12557 | 2WD | MC Consumer Installment Refund GRP4 | INSTALLREFGRP4 | MC Consumer Installment Refund GRP4 | 0.00% | $0.00 | M12557 |
| IRD 38 – Consumer Installment Refund GRP5 | 38 | 12558 | 2WE | MC Consumer Installment Refund GRP5 | INSTALLREFGRP5 | MC Consumer Installment Refund GRP5 | 0.00% | $0.00 | M12558 |
Mastercard AN 5767: Expanding Digital Enablement in the United States Region
| Card Brand Description | IRD | IQSTA | IC Level | Fee Program (PPM Description Name) | Current MAS and TSYS Express Fee Descriptor | New MAS and TSYS Express Fee Descriptor | Current e-Connections Description | New e-Connections Description | Current Fee Rate % | Current Fee Per Item $ | New Fee Rate % | New Fee Per Item $ | PPM Key Value Code |
| Acquirer Digital Enablement Fee | N/A | N/A | N/A | MC Digital Enablement Fee | DIGITAL ENBLMT | N/A | MC Digital Enablement Fee | N/A | 0.00% | 0.0001 | 0.02% | $0.00 | 0022M7 |
| Address Verification Service Acquirer Fee | N/A | N/A | N/A | AVS Card Not Present | AVS CardNotPres | N/A | AVS Card Not Present | N/A | 0.00% | $0.01 | 0.00% | $0.00 | 002ACNP |
| CVC 2 Transaction Fee | N/A | N/A | N/A | CVC2 | CVC2 | N/A | CVC2 | N/A | 0.00% | 0.0025 | 0.00% | $0.00 | 002CVC2 |