Visa is updating U.S. credit interchange rates and related modifications that will be effective in April 2022. Please see below for more details.

Canada Domestic Interchange Programs

Utility Fee Program

New Interchange Fee Programs for US Manual Cash Disbursement Transactions

Additional Interchange Rates for Commercial Choice Program in the US Region

Merchant Segment Interchange Fee Programs for Visa Consumer Credit Transactions

Product 1 Interchange Fee Programs for Visa Consumer Credit Transactions

MasterCard: Interregional and Intraregional Interchange Programs

MasterCard: Puerto Rico

Discover: New US Consumer Charity Interchange Programs

US Manual Cash Disbursement Transactions

Existing Visa Consumer Credit Fee Programs

MasterCard: U.S. Domestic Consumer and Commercial Interchange

Discover: Consumer and Commercial Interchange Programs

MasterCard: New Acquirer Merchant Advice Code Transaction Processing Excellence Program – Canada Region

Discover:  Acquirer Assessment Fee – Card Brand Fee

Visa LAC Acquirer Chip

MasterCard: Additional Rates to Support Mastercard Installment Payment Product Codes in the U.S. Region

MasterCard: Expanding Digital Enablement in the United States Region

Changes to Canada Domestic Interchange Programs for Visa Consumer Credit Products

Card Brand Description FPI IQSTA IC Level New Fee Program (PPM Description Name) New MAS and TSYS Express Fee Descriptor New e-Connections Description New Interchange Rate % New Interchange Per Item $ PPM Key Value Code
CAN Performance Token Consumer NNSS C59 12292 11G VS CA Performance Token Consumer NNSS CA PTKCNSNNSS VS CA Performance Token Consumer NNSS 1.30% $0.00 V12292
CAN Performance Token Consumer ISS C60 12293 11H VS CA Performance Token Consumer ISS CA PTKCNS ISS VS CA Performance Token Consumer ISS 1.30% $0.00 V12293
CAN Performance Token Infinite NNSS C57 12290 11I VS CA Performance Token Infinite NNSS CA PTKINFNNSS VS CA Performance Token Infinite NNSS 1.55% $0.00 V12290
CAN Performance Token Infinite ISS C58 12291 11J VS CA Performance Token Infinite ISS CA PTKINF ISS VS CA Performance Token Infinite ISS 1.55% $0.00 V12291
CAN Performance Token Infinite Privilege NNSS FE3 12288 11K VS CA Performance Token Infinite Privilege NNSS CA PTINFPNNSS VS CA Performance Token Inf Priv NNSS 2.30% $0.00 V12288
CAN Performance Token Infinite Privilege ISS FE4 12289 11L VS CA Performance Token Infinite Privilege ISS CA PTKINFPISS VS CA Performance Token Inf Priv ISS 2.30% $0.00 V12289
CAN Card Not Present Token Consumer NNSS C55 12298 11M VS CA Card Not Present Token Consumer NNSS CA CNPTKCNNSS VS CA Card Not Present Token Cons NNSS 1.35% $0.00 V12298
CAN Card Not Present Token Consumer ISS C56 12299 11N VS CA Card Not Present Token Consumer ISS CA CNPTKCISS VS CA Card Not Present Token Cons ISS 1.35% $0.00 V12299
CAN Card Not Present Token Infinite NNSS FE1 12296 11O VS CA Card Not Present Token Infinite NNSS CA CNPTKINNSS VS CA Card Not Present Token Inf NNSS 1.60% $0.00 V12296
CAN Card Not Present Token Infinite ISS FE2 12297 11P VS CA Card Not Present Token Infinite ISS CA CNPTKIISS VS CA Card Not Present Token Inf ISS 1.60% $0.00 V12297
CAN Card Not Present Token Infinite Privilege  NNSS FD9 12294 11R VS CA CNP Token Infinite Privilege NNSS CA CNPTIPNNSS VS CA CNP Token Infinite Privilege NNSS 2.35% $0.00 V12294
CAN Card Not Present Token Infinite Privilege ISS FD0 12295 11S VS CA CNP Token Infinite Privilege ISS CA CNP TIPISS VS CA CNP Token Infinite Privilege ISS 2.35% $0.00 V12295
CAN Recurring Payment Token Consumer NNSS B37 12304 11T VS CA Recurring Payment Token Consumer NNSS CA RPTKCNNSS VS CA Recurring Payment Token Cons NNSS 1.20% $0.00 V12304
CAN Recurring Payment Token Consumer ISS B38 12305 11U VS CA Recurring Payment Token Consumer ISS CA RPTKCNSISS VS CA Recurring Payment Token Cons ISS 1.20% $0.00 V12305
CAN Recurring Payment Token Infinite NNSS FD7 12302 11V VS CA Recurring Payment Token Infinite NNSS CA RPTKINNSS VS CA Recurring Payment Token Inf NNSS 1.48% $0.00 V12302
CAN Recurring Payment Infinite ISS FD8 12303 11W VS CA Recurring Payment Infinite ISS CA RCPYINFISS VS CA Recurring Payment Infinite ISS 1.48% $0.00 V12303
CAN Recurring Payment Token Infinite Privilege NNSS FD5 12300 11X VS CA Rec Pay Token Infinite Privilege NNSS CA RPTIPNNSS VS CA Rec Pay Token Inf Privilege NS 1.90% $0.00 V12300
CAN Recurring Payment Token Infinite Privilege ISS FD6 12301 11Y VS CA Recurring Pay Token Infinite Privilege ISS CA RPTIP ISS VS CA Recurring Pay Token Inf Priv ISS 1.90% $0.00 V12301

Changes to the Visa Utility Fee Program

Card Brand Description FPI IQSTA IC Level New Fee Program (PPM Description Name) New MAS and TSYS Express Fee Descriptor New e-Connections Description New Interchange Rate % New Interchange Per Item $ PPM Key Value Code
Utility Recurring Consumer DB PPD UTR 12306 11Z VS Utility Recurring Payment DB/PPD UTILRECPAYDBPP VS Utility Recurring Payment DB/PPD 0.00% $0.45 V12306
US Regulated 338 12308 1L5 VS REG DB Utility Recurring Payment DB/PPD US REG VS REG DB Utility Recurring Payment DB/PPD 0.05% $0.22 V12308
Utility Recurring Business DB PPD UBR 12307 12A VS Utility Recurring Payment Bus DB/PPD UTILRECBUSDBPP VS Utility Recurring Payment Bus DB/PPD 0.00% $0.75 V12307
US Regulated 338 12309 1L5 VS REG DB Utility Recurring Payment Bus DB/PPD US REG VS REG DB Utility Recurring Payment Bus DB/PPD 0.05% $0.22 V12309

New Interchange Fee Programs for US Manual Cash Disbursement Transactions

Card Brand Description FPI IQSTA IC Level New Fee Program (PPM Description Name) New MAS and TSYS Express Fee Descriptor New e-Connections Description New Interchange Rate % New Interchange Per Item $ PPM Key Value Code
Manual Cash Consumer Government and Payroll 8E1 12310 12B VS Manual Cash Consumer Government and Payroll MAN CSH GVT/PR VS Manual Cash Consumer Gov and Payroll 0.00% $2.00 V12310
Manual Cash Surcharge 8E2 12311 12C VS Manual Cash Surcharge MAN CSH SURCHG VS Manual Cash Surcharge 0.00% $0.60 V12311
Manual Cash No Surcharge 8E3 12312 12D VS Manual Cash No Surcharge MAN CSH N/SRCG VS Manual Cash No Surcharge 0.35% $0.55 V12312
Manual Cash No Surcharge Cap 12313 12E VS Manual Cash No Surcharge Cap MN CSH N/SCCAP VS Manual Cash No Surcharge Cap 0.00% $3.00 V12313

Changes to Support Additional Interchange Rates for Commercial Choice Program in the US Region

Card Brand Description FPI IQSTA IC Level New Fee Program (PPM Description Name) New MAS and TSYS Express Fee Descriptor New e-Connections Description New Interchange Rate % New Interchange Per Item $ PPM Key Value Code
Commercial Choice Program 978 12314 12F VS Commerical Choice A001 COMM CHC A001 VS Commerical Choice A001 0.40% $0.00 V12314
12315 12G VS Commerical Choice A002 COMM CHC A002 VS Commerical Choice A002 0.45% $0.00 V12315
12316 12H VS Commerical Choice A003 COMM CHC A003 VS Commerical Choice A003 0.50% $0.00 V12316
12317 12I VS Commerical Choice A004 COMM CHC A004 VS Commerical Choice A004 0.55% $0.00 V12317
12318 12J VS Commerical Choice A005 COMM CHC A005 VS Commerical Choice A005 0.60% $0.00 V12318
12319 12K VS Commerical Choice A006 COMM CHC A006 VS Commerical Choice A006 0.65% $0.00 V12319
12320 12L VS Commerical Choice A007 COMM CHC A007 VS Commerical Choice A007 0.70% $0.00 V12320
12321 12M VS Commerical Choice A008 COMM CHC A008 VS Commerical Choice A008 0.75% $0.00 V12321
12322 12N VS Commerical Choice A009 COMM CHC A009 VS Commerical Choice A009 0.80% $0.00 V12322
12323 12O VS Commerical Choice A010 COMM CHC A010 VS Commerical Choice A010 0.85% $0.00 V12323
12324 12P VS Commerical Choice A011 COMM CHC A011 VS Commerical Choice A011 0.90% $0.00 V12324
12325 12Q VS Commerical Choice A012 COMM CHC A012 VS Commerical Choice A012 0.95% $0.00 V12325
12326 12R VS Commerical Choice A013 COMM CHC A013 VS Commerical Choice A013 1.00% $0.00 V12326
12327 12S VS Commerical Choice A014 COMM CHC A014 VS Commerical Choice A014 1.05% $0.00 V12327
12328 12T VS Commerical Choice A015 COMM CHC A015 VS Commerical Choice A015 1.10% $0.00 V12328
12329 12U VS Commerical Choice A016 COMM CHC A016 VS Commerical Choice A016 1.15% $0.00 V12329
12330 12V VS Commerical Choice A017 COMM CHC A017 VS Commerical Choice A017 1.20% $0.00 V12330
12331 12W VS Commerical Choice A018 COMM CHC A018 VS Commerical Choice A018 1.25% $0.00 V12331
12332 12X VS Commerical Choice A019 COMM CHC A019 VS Commerical Choice A019 1.30% $0.00 V12332
12333 12Y VS Commerical Choice A020 COMM CHC A020 VS Commerical Choice A020 1.35% $0.00 V12333
12334 12Z VS Commerical Choice A021 COMM CHC A021 VS Commerical Choice A021 1.40% $0.00 V12334
12335 13A VS Commerical Choice A022 COMM CHC A022 VS Commerical Choice A022 1.45% $0.00 V12335
12336 13B VS Commerical Choice A023 COMM CHC A023 VS Commerical Choice A023 0.00% $0.00 V12336
12337 13C VS Commerical Choice A024 COMM CHC A024 VS Commerical Choice A024 0.05% $0.00 V12337
12338 13D VS Commerical Choice A025 COMM CHC A025 VS Commerical Choice A025 0.10% $0.00 V12338
12339 13E VS Commerical Choice A026 COMM CHC A026 VS Commerical Choice A026 0.15% $0.00 V12339
12340 13F VS Commerical Choice A027 COMM CHC A027 VS Commerical Choice A027 0.20% $0.00 V12340
12341 13G VS Commerical Choice A028 COMM CHC A028 VS Commerical Choice A028 0.25% $0.00 V12341
12342 13H VS Commerical Choice A029 COMM CHC A029 VS Commerical Choice A029 0.30% $0.00 V12342
12343 13I VS Commerical Choice A030 COMM CHC A030 VS Commerical Choice A030 0.35% $0.00 V12343
12344 13J VS Commerical Choice A031 COMM CHC A031 VS Commerical Choice A031 1.50% $0.00 V12344
12345 13K VS Commerical Choice A032 COMM CHC A032 VS Commerical Choice A032 1.55% $0.00 V12345
12346 13L VS Commerical Choice A033 COMM CHC A033 VS Commerical Choice A033 1.60% $0.00 V12346
12347 13M VS Commerical Choice A034 COMM CHC A034 VS Commerical Choice A034 1.65% $0.00 V12347
12348 13N VS Commerical Choice A035 COMM CHC A035 VS Commerical Choice A035 1.70% $0.00 V12348
12349 13O VS Commerical Choice A036 COMM CHC A036 VS Commerical Choice A036 1.75% $0.00 V12349
12350 13P VS Commerical Choice A037 COMM CHC A037 VS Commerical Choice A037 1.80% $0.00 V12350
12351 13Q VS Commerical Choice A038 COMM CHC A038 VS Commerical Choice A038 1.85% $0.00 V12351
12352 13R VS Commerical Choice A039 COMM CHC A039 VS Commerical Choice A039 1.90% $0.00 V12352
12353 13S VS Commerical Choice A040 COMM CHC A040 VS Commerical Choice A040 1.95% $0.00 V12353
12354 13T VS Commerical Choice A041 COMM CHC A041 VS Commerical Choice A041 2.00% $0.00 V12354
12355 13U VS Commerical Choice A042 COMM CHC A042 VS Commerical Choice A042 2.05% $0.00 V12355
12356 13V VS Commerical Choice A043 COMM CHC A043 VS Commerical Choice A043 2.10% $0.00 V12356
12357 13W VS Commerical Choice A044 COMM CHC A044 VS Commerical Choice A044 2.15% $0.00 V12357
12358 13X VS Commerical Choice A045 COMM CHC A045 VS Commerical Choice A045 2.20% $0.00 V12358
12359 13Y VS Commerical Choice A046 COMM CHC A046 VS Commerical Choice A046 2.25% $0.00 V12359

Changes to Merchant Segment Interchange Fee Programs for Visa Consumer Credit Transactions

Card Brand Description FPI IQSTA IC Level New Fee Program (PPM Description Name) New MAS and TSYS Express Fee Descriptor New e-Connections Description New Interchange Rate % New Interchange Per Item $ PPM Key Value Code
VT Real Estate Non Token 617 12360 13Z VS VT Real Estate Non Token VT RE NON TKN VS VT Real Estate Non Token 1.53% $0.05 V12360
VTR Real Estate Non Token 618 12361 14A VS VTR Real Estate Non Token VTR RE NON TKN VS VTR Real Estate Non Token 1.53% $0.05 V12361
VS VIN Real Estate Non Token 619 12362 14B VS VIN Real Estate Non Token VIN RE NON TKN VS VIN Real Estate Non Token 1.53% $0.05 V12362
VSP VIQ Real Estate Non Token 620 12363 14C VS VSP VIQ Real Estate Non Token VSPVIQRENONTKN VS VSP VIQ Real Estate Non Token 2.25% $0.10 V12363
VT Education Non Token 621 12364 14D VS VT Education Non Token VT ED NONTOKEN VS VT Education Non Token 1.53% $0.05 V12364
VTR Education Non Token 622 12365 14E VS VTR Education Non Token VTR ED NON TKN VS VTR Education Non Token 1.53% $0.05 V12365
VS VIN Education Non Token 623 12366 14F VS VIN Education Non Token VIN ED NON TKN VS VIN Education Non Token 1.53% $0.05 V12366
VSP VIQ Education Non Token 624 12367 14G VS VSP VIQ Education Non Token VSPVIQED N/TKN VS VSP VIQ Education Non Token 2.25% $0.10 V12367
VT Health Non Token 613 12368 14H VS VT Health Non Token VT HLTH N/TKN VS VT Health Non Token 1.53% $0.05 V12368
VTR Health Non Token 614 12369 14I VS VTR Health Non Token VTR HLTH N/TKN VS VTR Health Non Token 1.53% $0.05 V12369
VS VIN Health Non Token 615 12370 14J VS VIN Health Non Token VIN HLTH N/TKN VS VIN Health Non Token 1.53% $0.05 V12370
VSP VIQ Health Non Token 616 12371 14K VS VSP VIQ Health Non Token VSPVIQHLTHNTKN VS VSP VIQ Health Non Token 2.40% $0.10 V12371
VT Advertisement Non Token 605 12372 14L VS VT Advertisement Non Token VT ADVMT N/TKN VS VT Advertisement Non Token 1.65% $0.10 V12372
VTR Advertisement Non Token 606 12373 14M VS VTR Advertisement Non Token VTRADVMT N/TKN VS VTR Advertisement Non Token 1.80% $0.10 V12373
VS VIN Advertisement Non Token 607 12374 14N VS VIN Advertisement Non Token VINADVMT N/TKN VS VIN Advertisement Non Token 1.85% $0.10 V12374
VSP VIQ Advertisement Non Token 608 12375 14O VS VSP VIQ Advertisement Non Token VSPVIQADMTNTKN VS VSP VIQ Advertisement Non Token 2.40% $0.10 V12375
VT Insurance Non Token 609 12376 14P VS VT Insurance Non Token VT INS N/TKN VS VT Insurance Non Token 1.53% $0.05 V12376
VTR Insurance Non Token 610 12377 14Q VS VTR Insurance Non Token VTR INS NONTKN VS VTR Insurance Non Token 1.53% $0.05 V12377
VS VIN Insurance Non Token 611 12378 14R VS VIN Insurance Non Token VIN INS NONTKN VS VIN Insurance Non Token 1.53% $0.05 V12378
VSP VIQ Insurance Non Token 612 12379 14S VS VSP VIQ Insurance Non Token VSPVIQINSN/TKN VS VSP VIQ Insurance Non Token 2.35% $0.10 V12379
VT Services Non Token 625 12380 14T VS VT Services Non Token VT SRVC N/TKN VS VT Services Non Token 1.65% $0.10 V12380
VTR Services Non Token 626 12381 14U VS VTR Services Non Token VTR SRVC N/TKN VS VTR Services Non Token 1.80% $0.10 V12381
VS VIN Services Non Token 627 12382 14V VS VIN Services Non Token VIN SRVC N/TKN VS VIN Services Non Token 1.95% $0.10 V12382
VSP VIQ Services Non Token 628 12383 14W VS VSP VIQ Services Non Token VSPVIQSRVCNTKN VS VSP VIQ Services Non Token 2.40% $0.10 V12383
Recurring Payment Non Token 629 12384 14X VS Recurring Payment Non Token RECPAY NON/TKN VS Recurring Payment Non Token 1.53% $0.05 V12384
VSP VIQ Recurring Payment Non Token 630 12385 14Y VS VSP VIQ Recurring Payment Non Token VSPVIQRECPNTKN VS VSP VIQ Recurring Payment Non Token 2.30% $0.05 V12385

Changes to Product 1 Interchange Fee Programs for Visa Consumer Credit Transactions

Card Brand Description FPI IQSTA IC Level New Fee Program (PPM Description Name) New MAS and TSYS Express Fee Descriptor New e-Connections Description New Interchange Rate % New Interchange Per Item $ PPM Key Value Code
Small Merchant VT Product 1 SM3 12545 14Z VS Small Merchant VT Product 1 SM VT PROD1 VS Small Merchant VT Product 1 1.58% $0.10 V12545
Small Merchant VTR Product 1 12546 15A VS Small Merchant VTR Product 1 SM VTR PROD1 VS Small Merchant VTR Product 1 1.73% $0.10 V12546
Small Merchant VS VIN Product 1 12547 15B VS Small Merchant VS VIN Product 1 SM VSVIN PRD1 VS Small Merchant VS VIN Product 1 1.73% $0.10 V12547
Small Merchant VSP VIQ Product 1 12548 15C VS Small Merchant VSP VIQ Product 1 SM VSPVIQ PRD1 VS Small Merchant VSP VIQ Product 1 2.18% $0.10 V12548
Small Merchant VT Product 2 SM4 12549 15D VS Small Merchant VT Product 2 SM VT PROD2 VS Small Merchant VT Product 2 1.29% $0.10 V12549
Small Merchant VTR Product 2 12550 15E VS Small Merchant VTR Product 2 SM VTR PROD2 VS Small Merchant VTR Product 2 1.43% $0.10 V12550
Small Merchant VS VIN Product 2 12551 15F VS Small Merchant VS VIN Product 2 SM VSVIN PRD2 VS Small Merchant VS VIN Product 2 1.43% $0.10 V12551
Small Merchant VSP VIQ Product 2 12552 15G VS Small Merchant VSP VIQ Product 2 SM VSPVIQ PRD2 VS Small Merchant VSP VIQ Product 2 1.88% $0.10 V12552
VT Product 1 Token 631 12386 15H VS VT Product 1 Token VT PROD 1 TKN VS VT Product 1 Token 1.80% $0.10 V12386
VTR Product 1 Token 632 12387 15I VS VTR Product 1 Token VTR PROD 1 TKN VS VTR Product 1 Token 1.95% $0.10 V12387
VS VIN Product 1 Token 633 12388 15J VS VIN Product 1 Token VSVIN PROD1TKN VS VIN Product 1 Token 1.95% $0.10 V12388
VSP VIQ Product 1 Token 634 12389 15K VS VSP VIQ Product 1 Token VSPVIQPROD1TKN VS VSP VIQ Product 1 Token 2.40% $0.10 V12389

Mastercard AN 4743: Enhancements to Interregional and Intraregional Interchange Programs

Card Brand Description IRD IQSTA IC Level New Fee Program (PPM Description Name) New MAS and TSYS Express Fee Descriptor New e-Connections Description New Interchange Rate % New Interchange Per Item $ PPM Key Value Code
IRD YA – Interregional Consumer Rate I – Digital Commerce – Core YA 12226 2TW MC Consumer Rate 1-Digital Commerce Core CNSRATE1DIGCOM MC Consumer Rate1-Digital Comm Core 1.60% $0.00 M12226
IRD YB – Interregional Consumer Rate I – Digital Commerce – Premium YB 12227 2TX MC Consumer Rate 1-Digital Commerce Prem CNSRT1DIGCOMPR MC Consumer Rate 1-DigitalComm Prem 1.85% $0.00 M12227
IRD YC – Interregional Consumer Rate I – Digital Commerce – Super Premium YC 12228 2TY MC Consumer Rate 1-Digital Commerce Super Prem CNSRT1DIGCMSPR MC Consumer Rate 1-DigitCommSupPrem 1.98% $0.00 M12228
IRD YD – Interregional Consumer Rate II – Card Present – Core YD 12229 2TZ MC Consumer Rate 2-Card Present Core CNSRT2CPCORE MC Consumer Rate 2-Card Present Core 1.10% $0.00 M12229
IRD YE – Interregional Consumer Rate II – Card Present – Premium YE 12230 2T0 MC Consumer Rate 2-Card Present Premium CNSRT2CPPREM MC Consumer Rate 2-Card Present Premium 1.85% $0.00 M12230
IRD YF – Interregional Consumer Rate II – Card Present – Super Premium YF 12231 2T1 MC Consumer Rate 2-Card Present Super Premium CNSRT2CPSPREM MC Consumer Rate 2-CardPres Sup Premium 1.98% $0.00 M12231
IRD YG – Interregional Consumer Rate III – Base – Core YG 12232 2T2 MC Consumer Rate 3-Base Core CNSRATE3BASE MC Consumer Rate 3-Base Core 1.60% $0.00 M12232
IRD YH – Interregional Consumer Rate III – Base – Premium YH 12233 2T3 MC Consumer Rate 3-Base Premium CNSRATE3BASEPR MC Consumer Rate 3-Base Premium 1.85% $0.00 M12233
IRD YI – Interregional Consumer Rate III – Base – Super Premium YI 12234 2T4 MC Consumer Rate 3-Base Super Premium CNSRT3BASESPR MC Consumer Rate 3-Base Super Premium 1.98% $0.00 M12234
IRD YA – Interregional Consumer Rate I – Digital Commerce – Core Refund YA 12235 2T5 MC Consumer Rate 1-Digital Commerce Core Refund CNSR1DIGCOMREF MC Consumer Rate 1-Digital Comm Core Ref 1.00% $0.00 M12235
IRD YB – Interregional Consumer Rate I – Digital Commerce – Premium Refund YB 12236 2T6 MC Consumer Rate 1-Digital Commerce Prem Refund CNSRT1DCOMPRRF MC Consumer Rate 1-Digital Comm Prem Ref 1.00% $0.00 M12236
IRD YC – Interregional Consumer Rate I – Digital Commerce – Super Premium Refund YC 12237 2T7 MC Consumer Rate 1-Digital Comm Super Prem Refund CNSRT1DCMSPRRF MC Consumer Rate1-DigitComm Sup Prem Ref 1.00% $0.00 M12237
IRD YD – Interregional Consumer Rate II – Card Present – Core Refund YD 12238 2T8 MC Consumer Rate 2-Card Present Refund CNSR2CPREFCORE MC Consumer Rate 2-Card Present Refund 1.00% $0.00 M12238
IRD YE – Interregional Consumer Rate II – Card Present – Premium Refund YE 12239 2T9 MC Consumer Rate 2-Card Present Premium Refund CNSR2CPREMREF MC Consumer Rate 2-Card Present Prem Ref 1.00% $0.00 M12239
IRD YF – Interregional Consumer Rate II – Card Present – Super Premium Refund YF 12240 2UA MC Cons Rate 2-Card Present Super Premium Refund CNSR2CPSPREMRF MC Consumer Rate2-Card Pres Sup Prem Ref 1.00% $0.00 M12240
IRD YG – Interregional Consumer Rate III – Base – Core Refund YG 12241 2UB MC Consumer Rate 3-Base Core Refund CNSR3BASECORE MC Consumer Rate 3-Base Core Refund 1.00% $0.00 M12241
IRD YH – Interregional Consumer Rate III – Base – Premium Refund YH 12242 2UC MC Consumer Rate 3-Base Premium Refund CNSR3BASEPRREF MC Consumer Rate 3-Base Premium Ref 1.00% $0.00 M12242
IRD YI – Interregional Consumer Rate III – Base – Super Premium Refund YI 12243 2UD MC Consumer Rate 3-Base Super Premium Refund CNSR3BASESPRRF MC Consumer Rate 3-Base Super Prem Ref 1.00% $0.00 M12243
IRD YA – Intraregional Consumer Rate I – Digital Commerce – Core YA 12244 2UE MC LAC Consumer Rate 1-Digital Commerce Core LACCNSRT1DGCOM MC LAC Cons Rate 1-Digital Commerce Core 1.60% $0.00 M12244
IRD YB – Intraregional Consumer Rate I – Digital Commerce – Premium YB 12245 2UF MC LAC Consumer Rate 1-Digital Commerce Premium LACCNRT1DGCMPR MC LAC Cons Rate 1-Digital Comm Premium 1.85% $0.00 M12245
IRD YC – Intraregional Consumer Rate I – Digital Commerce – Super Premium YC 12246 2UG MC LAC Consumer Rate 1-Digital Commerce Super Prem LACCNR1DGCMSPR MC LAC Cons Rate 1-Digit Comm Sup Prem 1.98% $0.00 M12246
IRD YD – Intraregional Consumer Rate II – Card Present – Core YD 12247 2UH MC LAC Consumer Rate 2-Card Present Core LACCNSR2CPCORE MC LAC Consumer Rate 2-Card Present Core 1.10% $0.00 M12247
IRD YE – Intraregional Consumer Rate II – Card Present – Premium YE 12248 2UI MC LAC Consumer Rate 2-Card Present Premium LACCNSR2CPREM MC LAC Cons Rate 2-Card Present Premium 1.85% $0.00 M12248
IRD YF – Intraregional Consumer Rate II – Card Present – Super Premium YF 12249 2UJ MC LAC Consumer Rate 2-Card Present Super Premium LACCNR2CPSPREM MC LAC Cons Rate 2-Card Pres Super Prem 1.98% $0.00 M12249
IRD YG – Intraregional Consumer Rate III – Base – Core YG 12250 2UK MC LAC Consumer Rate 3-Base Core LACCNSRT2BASE MC LAC Consumer Rate 3-Base Core 1.60% $0.00 M12250
IRD YH – Intraregional Consumer Rate III – Base – Premium YH 12251 2UL MC LAC Consumer Rate 3-Base Premium LACCNSRT3BASPR MC LAC Consumer Rate 3-Base Premium 1.85% $0.00 M12251
IRD YI – Intraregional Consumer Rate III – Base – Super Premium YI 12252 2UM MC LAC Consumer Rate 3-Base Super Premium LACCNSRT3BSSPR MC LAC Cons Rate 3-Base Super Premium 1.98% $0.00 M12252
IRD YA – Intraregional Consumer Rate I – Digital Commerce – Core Refund YA 12253 2UN MC LAC Consumer Rate 1-Digital Commerce Refund LACCNSR1DGCMRF MC LAC Cons Rate 1-Digital Comm Refund 1.00% $0.00 M12253
IRD YB – Intraregional Consumer Rate I – Digital Commerce – Premium Refund YB 12254 2UO MC LAC CNS Rate 1-Digital Comm Premium Refund LACCNR1DGCMPRF MC LAC Cons Rate 1-Digital Comm Prem Ref 1.00% $0.00 M12254
IRD YC – Intraregional Consumer Rate I – Digital Commerce – Super Premium Refund YC 12255 2UP MC LAC CNS Rate 1-Digital Comm Super Prem Refund LACCNR1DCMSPRF MC LAC Cons Rate 1-Digtl Comm S Prem Ref 1.00% $0.00 M12255
IRD YD – Intraregional Consumer Rate II – Card Present – Core Refund YD 12256 2UQ MC LAC Consumer Rate 2-Card Present Refund LACCNSR2CPREF MC LAC Cons Rate 2-Card Present Refund 1.00% $0.00 M12256
IRD YE – Intraregional Consumer Rate II – Card Present – Premium Refund YE 12257 2UR MC LAC Consumer Rate 2-Card Present Prem Refund LACCNSR2CPRMRF MC LAC Cons Rate 2-Card Present Prem Ref 1.00% $0.00 M12257
IRD YF – Intraregional Consumer Rate II – Card Present – Super Premium Refund YF 12258 2US MC LAC CNS Rate 2-Card Present Super Prem Refund LACCNR2CPSPMRF MC LAC Cons Rate 2-Card Pres S Prem Ref 1.00% $0.00 M12258
IRD YG – Intraregional Consumer Rate III – Base – Core Refund YG 12259 2UT MC LAC Consumer Rate 3-Base Core Refund LACCNSR2BASERF MC LAC Cons Rate 3-Base Core Refund 1.00% $0.00 M12259
IRD YH – Intraregional Consumer Rate III – Base – Premium Refund YH 12260 2UU MC LAC Consumer Rate 3-Base Premium Refund LACCNSR3BPRRF MC LAC Cons Rate 3-Base Premium Refund 1.00% $0.00 M12260
IRD YI – Intraregional Consumer Rate III – Base – Super Premium Refund YI 12261 2UV MC LAC Consumer Rate 3-Base Super Premium Refund LACCNSR3BSPRRF MC LAC Cons Rate 3-Base Super Prem Ref 1.00% $0.00 M12261
Interregional Consumer Rate I – Digital Commerce – Core Regulated LD 12400 2KE MC REG Consumer Rate 1-Digital Commerce Core REGCNSR1DCOMM MC REG Cons Rate 1-Digital Commerce Core 0.05% $0.21 M12400
Interregional Consumer Rate I – Digital Commerce – Core Regulated w/Fraud LF 12420 2KF MC REGF Consumer Rate 1-Digital Commerce Core REGFCNSR1DCOMM MC REGF Cons Rate 1-Digital Comm Core 0.05% $0.22 M12420
Interregional Consumer Rate I – Digital Commerce – Premium Regulated LD 12401 2KE MC REG Consumer Rate 1-Digital Commerce Premium REGCNSR1DCOMPR MC REG Cons Rate 1-Digital Comm Premium 0.05% $0.21 M12401
Interregional Consumer Rate I – Digital Commerce – Premium Regulated w/Fraud LF 12421 2KF MC REGF Consumer Rate 1-Digital Commerce Premium REGFCNSR1DCMPR MC REGF Cons Rate 1-Digital Comm Premium 0.05% $0.22 M12421
Interregional Consumer Rate I – Digital Commerce – Super Premium Regulated LD 12402 2KE MC REG Consumer Rate 1-Digital Comm Super Premium REGCNSRT1DCSPR MC REG Cons Rate 1-Digtl Comm S Premium 0.05% $0.21 M12402
Interregional Consumer Rate I – Digital Commerce – Super Premium Regulated w/Fraud LF 12422 2KF MC REGF Consumer Rate 1-Digital Comm Super Premium REGFCNSRT1DCSP MC REG Cons Rate 1-Digit Comm Super Prem 0.05% $0.22 M12422
Interregional Consumer Rate II – Card Present – Core Regulated LD 12403 2KE MC REG Consumer Rate 2-Card Present Core REGCNSR2CPCORE MC REG Cons Rate 2-Card Present Core 0.05% $0.21 M12403
Interregional Consumer Rate II – Card Present – Core Regulated w/Fraud LF 12423 2KF MC REGF Consumer Rate 2-Card Present Core REGFCNSR2CPCRE MC REGF Cons Rate 2-Card Present Core 0.05% $0.22 M12423
Interregional Consumer Rate II – Card Present – Premium Regulated LD 12404 2KE MC REG Consumer Rate 2-Card Present Premium REGCNSR2CPPREM MC REG Cons Rate 2-Card Present Premium 0.05% $0.21 M12404
Interregional Consumer Rate II – Card Present – Premium Regulated w/Fraud LF 12424 2KF MC REGF Consumer Rate 2-Card Present Premium REGFCNSR2CPPRM MC REGF Cons Rate 2-Card Present Premium 0.05% $0.22 M12424
Interregional Consumer Rate II – Card Present – Super Premium Regulated LD 12405 2KE MC REG Consumer Rate 2-Card Present Super Premium REGCNSR2CPSPRM MC REG Cons Rate 2-Card Present Sup Prem 0.05% $0.21 M12405
Interregional Consumer Rate II – Card Present – Super Premium Regulated w/Fraud LF 12425 2KF MC REGF Consumer Rate 2-Card Present Super Premium REGFCNSR2CPSPRM MC REGF Cons Rate 2-CardPresent Sup Prem 0.05% $0.22 M12425
Interregional Consumer Rate III – Base – Core Regulated LD 12406 2KE MC REG Consumer Rate 3-Base Core REGCNSR3BASE MC REG Consumer Rate 3-Base Core 0.05% $0.21 M12406
Interregional Consumer Rate III – Base – Core Regulated w/Fraud LF 12426 2KF MC REGF Consumer Rate 3-Base Core REGFCNSR3BASE MC REGF Consumer Rate 3-Base Core 0.05% $0.22 M12426
Interregional Consumer Rate III – Base – Premium Regulated LD 12407 2KE MC REG Consumer Rate 3-Base Premium REGCNSR3BASEPR MC REG Consumer Rate 3-Base Premium 0.05% $0.21 M12407
Interregional Consumer Rate III – Base – Premium Regulated w/Fraud LF 12427 2KF MC REGF Consumer Rate 3-Base Premium REGFCNSR3BPR MC REGF Consumer Rate 3-Base Premium 0.05% $0.22 M12427
Interregional Consumer Rate III – Base – Super Premium Regulated LD 12408 2KE MC REG Consumer Rate 3-Base Super Premium REGCNSR3BSPR MC REG Cons Rate 3-Base Super Premium 0.05% $0.21 M12408
Interregional Consumer Rate III – Base – Super Premium Regulated w/Fraud LF 12428 2KF MC REGF Consumer Rate 3-Base Super Premium REGFCNSRT3BSPR MC REGF Cons Rate 3-Base Super Premium 0.05% $0.22 M12428
Intraregional Consumer Rate I – Digital Commerce – Core Regulated LD 12410 2KC MC LAC REG Consumer Rate 1-Digital Commerce Core LACREGCNSR1DGC MC LAC REG Cons R1-Digital Commerce Core 0.05% $0.21 M12410
Intraregional Consumer Rate I – Digital Commerce – Core Regulated w/Fraud LF 12430 2KD MC LAC REGF Consumer Rate 1-Digital Commerce Core LACREGFCNSR1DC MC LAC REGF Cons R1-Digital Comm Core 0.05% $0.22 M12430
Intraregional Consumer Rate I – Digital Commerce – Premium Regulated LD 12411 2KC MC LAC REG Consumer Rate 1-Digital Commerce Prem LACREGCNR1DCPR MC LAC REG Cons R1-Digital Commerce Prem 0.05% $0.21 M12411
Intraregional Consumer Rate I – Digital Commerce – Premium Regulated w/Fraud LF 12431 2KD MC LAC REGF Consumer Rate 1-Digital Commerce Prem LACREGFCR1DCPR MC LAC REGF Cons R1-Digital Comm Prem 0.05% $0.22 M12431
Intraregional Consumer Rate I – Digital Commerce – Super Premium Regulated LD 12412 2KC MC LAC REG Consumer Rate 1-Digital Comm Super Prem LACREGCR1DCSPR MC LAC REG Cons R1-Digital Comm Sup Prem 0.05% $0.21 M12412
Intraregional Consumer Rate I – Digital Commerce – Super Premium Regulated w/Fraud LF 12432 2KD MC LAC REGF Consumer Rate 1-Digital Comm SuperPrem LACREGFCR1DCSP MC LAC REGF Cons R1-Digital Comm S Prem 0.05% $0.22 M12432
Intraregional Consumer Rate II – Card Present – Core Regulated LD 12413 2KC MC LAC REG Consumer Rate 2-Card Present Core LACREGCNSR2CP MC LAC REG Cons R2-Card Present Core 0.05% $0.21 M12413
Intraregional Consumer Rate II – Card Present – Core Regulated w/Fraud LF 12433 2KD MC LAC REGF Consumer Rate 2-Card Present Core LACREGFCNSR2CP MC LAC REGF Cons R2-Card Present Core 0.05% $0.22 M12433
Intraregional Consumer Rate II – Card Present – Premium Regulated LD 12414 2KC MC LAC REG Consumer Rate 2-Card Present Premium LACREGCNR2CPPR MC LAC REG Cons R2-Card Present Premium 0.05% $0.21 M12414
Intraregional Consumer Rate II – Card Present – Premium Regulated w/Fraud LF 12434 2KD MC LAC REGF Consumer Rate 2-Card Present Premium LACREGFCR2CPPR MC LAC REGF Cons R2-Card Present Premium 0.05% $0.22 M12434
Intraregional Consumer Rate II – Card Present – Super Premium Regulated LD 12415 2KC MC LAC REG Consumer Rate 2-Card Present Super Prem LACREGCNR2CPSP MC LAC REG Cons R2-Card Present Sup Prem 0.05% $0.21 M12415
Intraregional Consumer Rate II – Card Present – Super Premium Regulated w/Fraud LF 12435 2KD MC LAC REGF Consumer Rate 2-Card Present SuperPrem LACREGFR2CPSPR MC LAC REGF Cons R2-Card Pres Super Prem 0.05% $0.22 M12435
Intraregional Consumer Rate III – Base – Core Regulated LD 12416 2KC MC LAC REG Consumer Rate 3-Base Core LACREGCNR2BASE MC LAC REG Consumer Rate 3-Base Core 0.05% $0.21 M12416
Intraregional Consumer Rate III – Base – Core Regulated w/Fraud LF 12436 2KD MC LAC REGF Consumer Rate 3-Base Core LACREGFCR3BASE MC LAC REGF Consumer Rate 3-Base Core 0.05% $0.22 M12436
Intraregional Consumer Rate III – Base – Premium Regulated LD 12417 2KC MC LAC REG Consumer Rate 3-Base Premium LACREGFCNR3BPR MC LAC REG Consumer Rate 3-Base Premium 0.05% $0.21 M12417
Intraregional Consumer Rate III – Base – Premium Regulated w/Fraud LF 12437 2KD MC LAC REGF Consumer Rate 3-Base Premium LACREGFCR3BSPR MC LAC REGF Consumer Rate 3-Base Premium 0.05% $0.22 M12437
Intraregional Consumer Rate III – Base – Super Premium Regulated LD 12418 2KC MC LAC REG Consumer Rate 3-Base Super Premium LACREGCNR3BSPR MC LAC REG Cons Rate 3-Base Super Prem 0.05% $0.21 M12418
Intraregional Consumer Rate III – Base – Super Premium Regulated w/Fraud LF 12438 2KD MC LAC REGF Consumer Rate 3-Base SuperPrem LACREGFCR3BSPR MC LAC REGF Cons Rate3-Base Super Prem 0.05% $0.22 M12438
Interregional Consumer Rate III – Base Core Refund Regulated LD 12409 2KE MC REG Consumer Rate Refund REGCNSRATEREF MC Regulated Consumer Rate Refund 0.05% $0.21 M12409
Interregional Consumer Rate III – Base Core Refund Regulated w/Fraud LF 12429 2KF MC REGF Consumer Rate Refund REGFCNSRATEREF MC REG w/Fraud Consumer Rate Refund 0.05% $0.22 M12429
Intraregional Consumer Rate III – Base Core Refund Regulated LD 12419 2KC MC LAC REG Consumer Rate Refund LACREGCNSRTREF MC LAC Regulated Consumer Rate Refund 0.05% $0.21 M12419
Intraregional Consumer Rate III – Base Core Refund Regulated w/Fraud LF 12439 2KD MC LAC REGF Consumer Rate Refund LACREGFCNRTREF MC LAC REG w/Fraud Consumer Rate Refund 0.05% $0.22 M12439

Mastercard: Puerto Rico

Card Brand Description IRD IQSTA IC Level New Fee Program (PPM Description Name) New MAS and TSYS Express Fee Descriptor New e-Connections Description New Interchange Rate % New Interchange Per Item $ PPM Key Value Code
IRD 30—Puerto Rico Intracountry Petroleum–Premium Credit 30 12440 2UW MC Puerto Rico Petroleum Premium Credit PR PETROPRM CR MC PR Petro Premium CR 1.85% $0.00 M12440
IRD 30—Puerto Rico Intracountry Petroleum–Premium Debit 30 12441 2UX MC Puerto Rico Petroleum Premium Debit PR PETROPRM DB MC PR Petro Premium DB 1.85% $0.00 M12441
Puerto Rico Regulated Petroleum–Premium Debit LD 12442 2KG MC Puerto Rico REG Petroleum Premium Debit PR REG DB MC PR REG Petro Premium DB 0.05% $0.21 M12442
Puerto Rico Regulated w/Fraud Petroleum–Premium Debit LF 12443 2KH MC Puerto Rico REGF Petroleum Premium Debit PR REG DB FA MC PR REGF Petro Premium DB 0.05% $0.22 M12443
IRD 30—Puerto Rico Intracountry Petroleum–Super Premium Credit 30 12444 2UY MC Puerto Rico Petroleum Super Premium Credit PR PETRO SP CR MC PR Petro Super Premium CR 1.98% $0.00 M12444
IRD 30—Puerto Rico Intracountry Petroleum–Super Premium Debit 30 12445 2UZ MC Puerto Rico Petroleum Super Premium Debit PR PETRO SP DB MC PR Petro Super Premium DB 1.98% $0.00 M12445
Puerto Rico Regulated Petroleum–Super Premium Debit LD 12446 2KG MC Puerto Rico REG Petroleum Super Premium Debit PR REG DB MC PR REG Petro Super Premium DB 0.05% $0.21 M12446
Puerto Rico Regulated w/Fraud Petroleum–Super Premium Debit LF 12447 2KH MC Puerto Rico REGF Petroleum Super Premium Debit PR REG DB FA MC PR REGF Petro Super Premium DB 0.05% $0.22 M12447
IRD 30—Puerto Rico Intracountry Petroleum–Commercial Credit 30 12448 2U0 MC Puerto Rico Petroleum Commercial Credit PR COMM CR MC PR Petro Commercial CR 2.00% $0.00 M12448
IRD 30—Puerto Rico Intracountry Petroleum–Commercial Debit 30 12449 2U1 MC Puerto Rico Petroleum Commercial Debit PR COMM DB MC PR Petro Commercial DB 2.00% $0.00 M12449
Puerto Rico Regulated Petroleum–Commercial Debit LD 12450 2KG MC Puerto Rico REG Petroleum Commercial Debit PR REG DB MC PR REG Petro Commercial DB 0.05% $0.21 M12450
Puerto Rico Regulated w/Fraud Petroleum–Commercial Debit LF 12451 2KH MC Puerto Rico REGF Petroleum Commercial Debit PR REG DB FA MC PR REGF Petro Commercial DB 0.05% $0.22 M12451
IRD 31—Puerto Rico Intracountry Warehouse–Premium Credit 31 12452 2U2 MC Puerto Rico Warehouse Premium Credit PR WHSE PRM CR MC PR Warehouse Premium CR 1.85% $0.00 M12452
IRD 31—Puerto Rico Intracountry Warehouse–Premium Debit 31 12453 2U3 MC Puerto Rico Warehouse Premium Debit PR WHSE PRM DB MC PR Warehouse Premium DB 1.85% $0.00 M12453
Puerto Rico Regulated Warehouse–Premium Debit LD 12454 2KG MC Puerto Rico REG Warehouse Premium Debit PR REG DB MC PR REG Warehouse Premium DB 0.05% $0.21 M12454
Puerto Rico Regulated w/Fraud Warehouse–Premium Debit LF 12455 2KH MC Puerto Rico REGF Warehouse Premium Debit PR REG DB FA MC PR REGF Warehouse Premium DB 0.05% $0.22 M12455
IRD 31—Puerto Rico Intracountry Warehouse–Super Premium Credit 31 12456 2U4 MC Puerto Rico Warehouse Super Premium Credit PR WHSE SPR CR MC PR Warehouse Super Premium CR 1.98% $0.00 M12456
IRD 31—Puerto Rico Intracountry Warehouse–Super Premium Debit 31 12457 2U5 MC Puerto Rico Warehouse Super Premium Debit PR WHSE SPR DB MC PR Warehouse Super Premium DB 1.98% $0.00 M12457
Puerto Rico Regulated Warehouse–Super Premium Debit LD 12458 2KG MC Puerto Rico REG Warehouse Super Premium Debit PR REG DB MC PR REG Warehouse Super Premium DB 0.05% $0.21 M12458
Puerto Rico Regulated w/Fraud Warehouse–Super Premium Debit LF 12459 2KH MC Puerto Rico REGF Warehouse Super Premium Debit PR REG DB FA MC PR REGF Warehouse Super Premium DB 0.05% $0.22 M12459
IRD 31—Puerto Rico Intracountry Warehouse–Commercial Credit 31 12460 2U6 MC Puerto Rico Warehouse Commercial Credit PR WHSE COM CR MC PR Warehouse Commercial CR 2.00% $0.00 M12460
IRD 31—Puerto Rico Intracountry Warehouse–Commercial Debit 31 12461 2U7 MC Puerto Rico Warehouse Commercial Debit PR WHSE COM DB MC PR Warehouse Commercial DB 2.00% $0.00 M12461
Puerto Rico Regulated Warehouse–Commercial Debit LD 12462 2KG MC Puerto Rico REG Warehouse Commercial Debit PR REG DB MC PR REG Warehouse Commercial DB 0.05% $0.21 M12462
Puerto Rico Regulated w/Fraud Warehouse–Commercial Debit LF 12463 2KH MC Puerto Rico REGF Warehouse Commercial Debit PR REG DB FA MC PR REGF Warehouse Commercial DB 0.05% $0.22 M12463
IRD 40—Puerto Rico Intracountry Government–Premium Credit 40 12464 2U8 MC Puerto Rico Government Premium Credit PR GOVT PRM CR MC PR Government Premium CR 1.85% $0.00 M12464
IRD 40—Puerto Rico Intracountry Government–Premium Debit 40 12465 2U9 MC Puerto Rico Government Premium Debit PR GOVT PRM DB MC PR Government Premium DB 1.85% $0.00 M12465
Puerto Rico Regulated Government–Premium Debit LD 12466 2KG MC Puerto Rico REG Government Premium Debit PR REG DB MC PR REG Government Premium DB 0.05% $0.21 M12466
Puerto Rico Regulated w/Fraud Government–Premium Debit LF 12467 2KH MC Puerto Rico REGF Government Premium Debit PR REG DB FA MC PR REGF Government Premium DB 0.05% $0.22 M12467
IRD 40—Puerto Rico Intracountry Government–Super Premium Credit 40 12468 2VA MC Puerto Rico Government Super Premium Credit PR GOVT SPR CR MC PR Government Super Premium CR 1.98% $0.00 M12468
IRD 40—Puerto Rico Intracountry Government–Super Premium Debit 40 12469 2VB MC Puerto Rico Government Super Premium Debit PR GOVT SPR DB MC PR Government Super Premium DB 1.98% $0.00 M12469
Puerto Rico Regulated Government–Super Premium Debit LD 12470 2KG MC Puerto Rico REG Government Super Premium Debit PR REG DB MC PR REG Government Super Premium DB 0.05% $0.21 M12470
Puerto Rico Regulated w/Fraud Government–Super Premium Debit LF 12471 2KH MC Puerto Rico REGF Government Super Premium Debit PR REG DB FA MC PR REGF Government SupPremium DB 0.05% $0.22 M12471
IRD 40—Puerto Rico Intracountry Government–Commercial Credit 40 12472 2VC MC Puerto Rico Government Commercial Credit PR GOVT COM CR MC PR Government Commercial CR 2.00% $0.00 M12472
IRD 40—Puerto Rico Intracountry Government–Commercial Debit 40 12473 2VD MC Puerto Rico Government Commercial Debit PR GOVT COM DB MC PR Government Commercial DB 2.00% $0.00 M12473
Puerto Rico Regulated Government–Commercial Debit LD 12474 2KG MC Puerto Rico REG Government Commercial Debit PR REG DB MC PR REG Government Commercial DB 0.05% $0.21 M12474
Puerto Rico Regulated w/Fraud Government–Commercial Debit LF 12475 2KH MC Puerto Rico REGF Government Commercial Debit PR REG DB FA MC PR REGF Government Commercial DB 0.05% $0.22 M12475
IRD 60—Puerto Rico Intracountry Supermarket–Premium Credit 60 12476 2VE MC Puerto Rico Supermarket Premium Credit PR SMKT PRM CR MC PR Supermarket Premium CR 1.85% $0.00 M12476
IRD 60—Puerto Rico Intracountry Supermarket–Premium Debit 60 12477 2VF MC Puerto Rico Supermarket Premium Debit PR SMKT PRM DB MC PR Supermarket Premium DB 1.85% $0.00 M12477
Puerto Rico Regulated Supermarket–Premium Debit LD 12478 2KG MC Puerto Rico REG Supermarket Premium Debit PR REG DB MC PR REG Supermarket Premium DB 0.05% $0.21 M12478
Puerto Rico Regulated w/Fraud Supermarket–Premium Debit LF 12479 2KH MC Puerto Rico REGF Supermarket Premium Debit PR REG DB FA MC PR REGF Supermarket Premium DB 0.05% $0.22 M12479
IRD 60—Puerto Rico Intracountry Supermarket–Super Premium Credit 60 12480 2VG MC Puerto Rico Supermarket Super Premium Credit PR SMKT SPR CR MC PR Supermarket Super Premium CR 1.98% $0.00 M12480
IRD 60—Puerto Rico Intracountry Supermarket–Super Premium Debit 60 12481 2VH MC Puerto Rico Supermarket Super Premium Debit PR SMKT SPR DB MC PR Supermarket Super Premium DB 1.98% $0.00 M12481
Puerto Rico Regulated Supermarket–Super Premium Debit LD 12482 2KG MC Puerto Rico REG Supermarket Super Premium Debit PR REG DB MC PR REG Supermarket Super Premium DB 0.05% $0.21 M12482
Puerto Rico Regulated w/Fraud Supermarket–Super Premium Debit LF 12483 2KH MC Puerto Rico REGF Supermarket Super Premium DB PR REG DB FA MC PR REGF Supermarket Super Premium DB 0.05% $0.22 M12483
IRD 60—Puerto Rico Intracountry Supermarket–Commercial Credit 60 12484 2VI MC Puerto Rico Supermarket Commercial Credit PR SMKT COM CR MC PR Supermarket Commercial CR 2.00% $0.00 M12484
IRD 60—Puerto Rico Intracountry Supermarket–Commercial Debit 60 12485 2VJ MC Puerto Rico Supermarket Commercial Debit PR SMKT COM DB MC PR Supermarket Commercial DB 2.00% $0.00 M12485
Puerto Rico Regulated Supermarket–Commercial Debit LD 12486 2KG MC Puerto Rico REG Supermarket Commercial Debit PR REG DB MC PR REG Supermarket Commercial DB 0.05% $0.21 M12486
Puerto Rico Regulated w/Fraud Supermarket–Commercial Debit LF 12487 2KH MC Puerto Rico REGF Supermarket Commercial Debit PR REG DB FA MC PR REGF Supermarket Commercial DB 0.05% $0.22 M12487
IRD 70 – Puerto Rico Intracountry Emerging Markets–Premium Credit 70 12488 2VK MC Puerto Rico Emerging Markets Premium Credit PR EMRGMKPRMCR MC PR Emerging Market Premium CR 2.12% $0.00 M12488
IRD 70—Puerto Rico Intracountry Emerging Markets–Premium Debit 70 12489 2VL MC Puerto Rico Emerging Markets Premium Debit PR EMRGMKPRMDB MC PR Emerging Market Premium DB 1.85% $0.00 M12489
Puerto Rico Regulated Emerging Markets–Premium Debit LD 12490 2KG MC Puerto Rico REG Emerging Markets Premium Debit PR REG DB MC PR REG Emerging Market Premium DB 0.05% $0.21 M12490
Puerto Rico Regulated w/Fraud Emerging Markets–Premium Debit LF 12491 2KH MC Puerto Rico REGF Emerging Markets Premium Debit PR REG DB FA MC PR REGF Emerging Market Premium DB 0.05% $0.22 M12491
IRD 70—Puerto Rico Emerging Markets–Super Premium Credit 70 12492 2VM MC Puerto Rico Emerging Markets Super Premium CR PR EMRGMKSPRCR MC PR Emerging Market Super Premium CR 2.18% $0.00 M12492
IRD 70—Puerto Rico Emerging Markets–Super Premium Debit 70 12493 2VN MC Puerto Rico Emerging Markets Super Premium DB PR EMRGMKSPRDB MC PR Emerging Market Super Premium DB 1.98% $0.00 M12493
Puerto Rico Regulated Emerging Markets–Super Premium Debit LD 12494 2KG MC Puerto Rico REG Emerging Markets Super Prem DB PR REG DB MC PR REG Emerging Market Super Prem DB 0.05% $0.21 M12494
Puerto Rico Regulated w/Fraud Emerging Markets–Super Premium Debit LF 12495 2KH MC Puerto Rico REGF Emerging Markets Super Prem DB PR REG DB FA MC PR REGF Emerging Market Super Prem DB 0.05% $0.22 M12495
IRD 70—Puerto Rico Intracountry Emerging Markets–Commercial Credit 70 12496 2VO MC Puerto Rico Emerging Markets Commercial Credit PR EMRGMKCOMCR MC PR Emerging Market Commercial CR 2.37% $0.00 M12496
IRD 70 – Puerto Rico Intracountry Emerging Markets–Commercial Debit 70 12497 2VP MC Puerto Rico Emerging Markets Commercial Debit PR EMRGMKCOMDB MC PR Emerging Market Commercial DB 2.32% $0.00 M12497
Puerto Rico Regulated Emerging Markets–Commercial Debit LD 12498 2KG MC Puerto Rico REG Emerging Markets Commercial DB PR REG DB MC PR REG Emerging Market Commercial DB 0.05% $0.21 M12498
Puerto Rico Regulated w/Fraud Emerging Markets–Commercial Debit LF 12499 2KH MC Puerto Rico REGF Emerging Markets Commercial DB PR REG DB FA MC PR REGF Emerging Market Commercial DB 0.05% $0.22 M12499
IRD 71—Puerto Rico Intracountry Utilities Markets–Premium Credit 71 12500 2VQ MC Puerto Rico Utilities Markets Premium Credit PR UTIL PRM CR MC PR Utilities Premium CR 1.85% $0.00 M12500
IRD 71—Puerto Rico Intracountry Utilities Markets–Premium Debit 71 12501 2VR MC Puerto Rico Utilities Markets Premium Debit PR UTIL PRM DB MC PR Utilities Premium DB 1.85% $0.00 M12501
Puerto Rico Regulated Utilities Markets–Premium Debit LD 12502 2KG MC Puerto Rico REG Utilities Markets Premium Debit PR REG DB MC PR REG Utilities Premium DB 0.05% $0.21 M12502
Puerto Rico Regulated w/Fraud Utilities Markets–Premium Debit LF 12503 2KH MC Puerto Rico REGF Utilities Markets Premium DB PR REG DB FA MC PR REGF Utilities Premium DB 0.05% $0.22 M12503
IRD 71—Puerto Rico Intracountry Utilities Markets–Super Premium Credit 71 12504 2VS MC Puerto Rico Utilities Markets Super Premium CR PR UTIL SPR CR MC PR Utilities Super Premium CR 1.98% $0.00 M12504
IRD 71—Puerto Rico Intracountry Utilities Markets–Super Premium Debit 71 12505 2VT MC Puerto Rico Utilities Markets Super Premium DB PR UTIL SPR DB MC PR Utilities Super Premium DB 1.98% $0.00 M12505
Puerto Rico Regulated Utilities Markets–Super Premium Debit LD 12506 2KG MC Puerto Rico REG Utilities Markets Super Prem DB PR REG DB MC PR REG Utilities Super Premium DB 0.05% $0.21 M12506
Puerto Rico Regulated w/Fraud Utilities Markets–Super Premium Debit LF 12507 2KH MC Puerto Rico REGF Utilities Markets SuperPrem DB PR REG DB FA MC PR REGF Utilities Super Premium DB 0.05% $0.22 M12507
IRD 71—Puerto Rico Intracountry Utilities Markets–Commercial Credit 71 12508 2VU MC Puerto Rico Utilities Markets Commercial Credit PR UTIL COM CR MC PR Utilities Commercial CR 2.00% $0.00 M12508
IRD 71—Puerto Rico Intracountry Utilities Markets–Commercial Debit 71 12509 2VV MC Puerto Rico Utilities Markets Commercial Debit PR UTIL COM DB MC PR Utilities Commercial DB 2.00% $0.00 M12509
Puerto Rico Regulated Utilities Markets–Commercial Debit LD 12510 2KG MC Puerto Rico REG Utilities Markets Commercial DB PR REG DB MC PR REG Utilities Commercial DB 0.05% $0.21 M12510
Puerto Rico Regulated w/Fraud Utilities Markets–Commercial Debit LF 12511 2KH MC Puerto Rico REGF Utilities Markets Comm Debit PR REG DB FA MC PR REGF Utilities Commercial DB 0.05% $0.22 M12511
IRD 72 – Puerto Rico Intracountry Rapid Payments–Premium Credit 72 12512 2VW MC Puerto Rico Rapid Payments Premium Credit PR RPDPAYPRMCR MC PR Rapid Payments Premium CR 2.12% $0.00 M12512
IRD 72—Puerto Rico Intracountry Rapid Payments–Premium Debit 72 12513 2VX MC Puerto Rico Rapid Payments Premium Debit PR RPDPAYPRMDB MC PR Rapid Payments Premium DB 1.85% $0.00 M12513
Puerto Rico Regulated Rapid Payments–Premium Debit LD 12514 2KG MC Puerto Rico REG Rapid Payments Premium Debit PR REG DB MC PR REG Rapid Payments Premium DB 0.05% $0.21 M12514
Puerto Rico Regulated w/Fraud Rapid Payments–Premium Debit LF 12515 2KH MC Puerto Rico REGF Rapid Payments Premium Debit PR REG DB FA MC PR REGF Rapid Payments Premium DB 0.05% $0.22 M12515
IRD 72 – Puerto Rico Intracountry Rapid Payments–Super Premium Credit 72 12516 2VY MC Puerto Rico Rapid Payments Super Premium Credit PR RPDPAYSPRCR MC PR Rapid Payments Super Premium CR 2.18% $0.00 M12516
IRD 72—Puerto Rico Intracountry Rapid Payments–Super Premium Debit 72 12517 2VZ MC Puerto Rico Rapid Payments Super Premium Debit PR RPDPAYSPRDB MC PR Rapid Payments Super Premium DB 1.98% $0.00 M12517
Puerto Rico Regulated Rapid Payments–Super Premium Debit LD 12518 2KG MC Puerto Rico REG Rapid Payments Super Premium DB PR REG DB MC PR REG Rapid Payments Super Prem DB 0.05% $0.21 M12518
Puerto Rico Regulated w/Fraud Rapid Payments–Super Premium Debit LF 12519 2KH MC Puerto Rico REGF Rapid Payments Super Prem DB PR REG DB FA MC PR REGF Rapid Payments Super Prem DB 0.05% $0.22 M12519
IRD 72—Puerto Rico Intracountry Rapid Payments–Commercial Credit 72 12520 2V0 MC Puerto Rico Rapid Payments Commercial Credit PR RPDPAYCOMCR MC PR Rapid Payments Commercial CR 2.37% $0.00 M12520
IRD 72 – Puerto Rico Intracountry Rapid Payments–Commercial Debit 72 12521 2V1 MC Puerto Rico Rapid Payments Commercial Debit PR RPDPAYCOMDB MC PR Rapid Payments Commercial DB 2.32% $0.00 M12521
Puerto Rico Regulated Rapid Payments–Commercial Debit LD 12522 2KG MC Puerto Rico REG Rapid Payments Commercial DB PR REG DB MC PR REG Rapid Payments Commercial DB 0.05% $0.21 M12522
Puerto Rico Regulated w/Fraud Rapid Payments–Commercial Debit LF 12523 2KH MC Puerto Rico REGF Rapid Payments Commercial DB PR REG DB FA MC PR REGF Rapid Payments Commercial DB 0.05% $0.22 M12523
IRD 76—Puerto Rico Intracountry Charities–Premium Credit 76 12524 2V2 MC Puerto Rico Charities Premium Credit PR CHRTYPRM CR MC PR Charities Premium CR 1.85% $0.00 M12524
IRD 76—Puerto Rico Intracountry Charities–Premium Debit 76 12525 2V3 MC Puerto Rico Charities Premium Debit PR CHRTYPRM DB MC PR Charities Premium DB 1.85% $0.00 M12525
Puerto Rico Regulated Charities–Premium Debit LD 12526 2KG MC Puerto Rico REG Charities Premium Debit PR REG DB MC PR REG Charities Premium DB 0.05% $0.21 M12526
Puerto Rico Regulated w/Fraud Charities–Premium Debit LF 12527 2KH MC Puerto Rico REGF Charities Premium Debit PR REG DB FA MC PR REGF Charities Premium DB 0.05% $0.22 M12527
IRD 76—Puerto Rico Intracountry Charities–Super Premium Credit 76 12528 2V4 MC Puerto Rico Charities Super Premium Credit PR CHRTYSPR CR MC PR Charities Super Premium CR 1.98% $0.00 M12528
IRD 76—Puerto Rico Intracountry Charities–Super Premium Debit 76 12529 2V5 MC Puerto Rico Charities Super Premium Debit PR CHRTYSPR DB MC PR Charities Super Premium DB 1.98% $0.00 M12529
Puerto Rico Regulated Charities–Super Premium Debit LD 12530 2KG MC Puerto Rico REG Charities Super Premium Debit PR REG DB MC PR REG Charities Super Premium DB 0.05% $0.21 M12530
Puerto Rico Regulated w/Fraud Charities–Super Premium Debit LF 12531 2KH MC Puerto Rico REGF Charities Super Premium Debit PR REG DB FA MC PR REGF Charities Super Premium DB 0.05% $0.22 M12531
IRD 76—Puerto Rico Intracountry Charities–Commercial Credit 76 12532 2V6 MC Puerto Rico Charities Commercial Credit PR CHRTYCOM CR MC PR Charities Commercial CR 2.00% $0.00 M12532
IRD 76—Puerto Rico Intracountry Charities–Commercial Debit 76 12533 2V7 MC Puerto Rico Charities Commercial Debit PR CHRTYCOM DB MC PR Charities Commercial DB 2.00% $0.00 M12533
Puerto Rico Regulated Charities–Commercial Debit LD 12534 2KG MC Puerto Rico REG Charities Commercial Debit PR REG DB MC PR REG Charities Commercial DB 0.05% $0.21 M12534
Puerto Rico Regulated w/Fraud Charities–Commercial Debit LF 12535 2KH MC Puerto Rico REGF Charities Commercial Debit PR REG DB FA MC PR REGF Charities Commercial DB 0.05% $0.22 M12535
IRD PS—Puerto Rico Intracountry Premium Debit PS 12536 2V8 MC Puerto Rico Premium Debit PR PREMIUM DB MC PR Premium DB 1.85% $0.00 M12536
Puerto Rico Regulated Premium Debit LD 12537 2KG MC Puerto Rico REG Premium Debit PR REG DB MC PR REG Premium DB 0.05% $0.21 M12537
Puerto Rico Regulated w/Fraud Premium Debit LF 12538 2KH MC Puerto Rico REGF Premium Debit PR REG DB FA MC PR REGF Premium DB 0.05% $0.22 M12538
IRD ES—Puerto Rico Intracountry Super Premium Debit ES 12539 2V9 MC Puerto Rico Super Premium Debit PR SUP PREM DB MC PR Super Premium DB 1.98% $0.00 M12539
Puerto Rico Regulated Super Premium Debit LD 12540 2KG MC Puerto Rico REG Super Premium Debit PR REG DB MC PR REG Super Premium DB 0.05% $0.21 M12540
Puerto Rico Regulated w/Fraud Super Premium Debit LF 12541 2KH MC Puerto Rico REGF Super Premium Debit PR REG DB FA MC PR REGF Super Premium DB 0.05% $0.22 M12541
IRD 61 – Puerto Rico Intracountry Commercial Debit 61 12542 2WA MC Puerto Rico Commercial Debit PR COMM DB MC PR Commercial DB 2.32% $0.00 M12542
Puerto Rico Regulated Commercial Debit LD 12543 2KG MC Puerto Rico REG Commercial Debit PR REG DB MC PR REG Commercial DB 0.05% $0.21 M12543
Puerto Rico Regulated w/Fraud Commercial Debit LF 12544 2KH MC Puerto Rico REGF Commercial Debit PR REG DB FA MC PR REGF Commercial DB 0.05% $0.22 M12544

Discover: New US Consumer Charity Interchange Programs

Current Card Brand Description AIPC IQSTA IC Level New Fee Program (PPM Description Name) New MAS and TSYS Express Fee Descriptor New e-Connections Description New Interchange Rate % New Interchange Per Item $ PPM Key Value Code
PSL Charity Debit 840 12390 7KZ DS Charity Debit CHRTY DB DS Charity Debit 0.90% $0.20 D12390
PSL Charity Prepaid 841 12391 7K0 DS Charity Prepaid CHRTY PPD DS Charity Prepaid 0.90% $0.20 D12391
PSL Charity Core 844 12392 7K1 DS Charity Core CHRTY CORE DS Charity Core 1.45% $0.05 D12392
PSL Charity Rewards 845 12393 7K2 DS Charity Rewards CHRTY REW DS Charity Rewards 1.50% $0.05 D12393
PSL Charity Premium 846 12394 7K3 DS Charity Premium CHRTY PREM DS Charity Premium 1.50% $0.05 D12394
PSL Charity Premium Plus 847 12395 7K4 DS Charity Premium Plus CHRTY PPLUS DS Charity Premium Plus 2.30% $0.10 D12395
PSL Charity Debit Regulated with Fraud 842 12396 7K5 DS REGF Charity Debit REGF CHRTY DB DS REGF Charity Debit 0.05% $0.21 D12396
PSL Charity Prepaid Regulated with Fraud 843 12397 7K6 DS REGF Charity Prepaid REGF CHRTY PPD DS REGF Charity Prepaid 0.05% $0.21 D12397
PSL Charity Debit Regulated without Fraud 452 12398 7K7 DS REG Charity Debit REG CHRTY DB DS REG Charity Debit 0.05% $0.22 D12398
PSL Charity Prepaid Regulated without Fraud 453 12399 7K8 DS REG Charity Prepaid REG CHRTY PPD DS REG Charity Prepaid 0.05% $0.22 D12399

Interchange Fee Programs for US Manual Cash Disbursement Transactions

Card Brand Description FPI IQSTA IC Level Current Fee Program (PPM Description Name) Current MAS and TSYS Express Fee Descriptor Current e-Connections Description New Fee Program (PPM Description Name) New MAS and TSYS Express Fee Descriptor New e-Connections Description PPM Key Value Code
Manual Cash Disbursement 8E4 0003 102 VS Cash Fee DOMESTIC CASH Visa Cash Fee VS Manual Cash Disbursement Default MNLCASHDSBRDF VS Manual Cash Disbursement Default  V0003

Rate Changes for Existing Visa Consumer Credit Fee Programs

Card Brand Description FPI IQSTA IC Level Current Fee Program (PPM Description Name) Current  MAS and TSYS Express Fee Descriptor Current Interchange Rate % Current  Interchange Per Item $ New Interchange Rate % New Interchange Per Item $ PPM Key Value Code
Visa Traditional Product 1 492 12106 1ZL VS VT Product 1 VT PRODUCT 1 1.80% $0.10 1.89% $0.10 V12106
Visa Traditional Rewards Product 1 494 12107 1ZM VS VTR Product 1 VTR PRODUCT1 1.95% $0.10 2.04% $0.10 V12107
Visa Signature and Infinite SNQ Product 1 496 12108 1ZN VS VIN Product 1 VIN PRODUCT1 1.95% $0.10 2.05% $0.10 V12108
Visa Signature Preferred and Infinite SQ Product 1 498 12109 1ZO VS VSP VIQ Product 1 VSPVIQPROD1 2.40% $0.10 2.50% $0.10 V12109
Non-Qualified Consumer Credit 105 11868 1VI VS Non Qual Cons Cr NONQUALCONCR 2.70% $0.10 3.15% $0.10 V11868
CBPS VT 401 12123 1Z2 VS CBPS VT CBPS VT 1.80% $0.10 1.89% $0.10 V12123
CPBS VTR 402 12124 1Z3 VS CBPS VTR CBPS VTR 1.95% $0.10 2.04% $0.10 V12124
CBPS VS VIN 403 12125 1Z4 VS CBPS VS VIN CBPS VS VIN 1.95% $0.10 2.05% $0.10 V12125
CBPS VSQ VIQ 404 12126 1Z5 VS CBPS VSP VIQ CBPS VSP VIQ 2.40% $0.10 2.50% $0.10 V12126

Mastercard AN 3467: Rate changes for U.S. Domestic Consumer and Commercial Interchange

Card Brand Description IRD IQSTA IC Level Current Fee Program (PPM Description Name) Current TSYS Express Fee Descriptor Current e-Connections Description Current Interchange Rate % Current  Interchange Per Item $ New Interchange Rate % New Interchange Per Item $ PPM Key Value Code PPM Key Value Code
IRD 78, 88, 98: Merit I 78,88,98 12142 2SY MC Merit 1 Real Estate Cap Debit MERIT 1 RE CAP MC Merit1 Real Estate Cap DB 1.10% $0.00 0.00% $5.00 M12142
IRD 78, 88, 98: Merit I 78,88,98 11961 2SU MC Merit 1 Day Care MERIT 1 D-C MC Merit 1 Day Care 1.89% $0.10 1.60% $0.10 M11961
IRD 02: World Merit I 02 11962 2SV MC World Merit 1 Day Care WRLD M1 D-C MC World Merit 1 Day Care 2.04% $0.10 1.60% $0.10 M11962
IRD RP: Enhanced Merit I RP 11963 2SW MC Enhanced Merit 1 Day Care ENH M1 D-C MC Enhanced Merit 1 Day Care 2.05% $0.10 1.60% $0.10 M11963
IRD 70, 80: Merit III Base 70 11964 2SX MC Merit 3 Prepaid MERIT3 PPD MC Merit 3 – Prepaid 1.05% $0.02 1.15% $0.15 M11964
IRD HU: World High Value Airline HU 02201 2GH High Value Airline HV AIRLINE High Value Airline 2.30% $0.10 2.55% $0.10 M02201 M2201
IRD WU: World Elite Airline WU 00756 2BM World Elite Airline ELITEAIRLINE World Elite Airline 2.30% $0.10 2.55% $0.10 M00756 M0756
IRD 23: Convenience Purchases 23 00043 216 MC Convenience Purchases Credit CONV PUR BASE Convenience Purchases – Credit 1.90% $0.00 1.65% $0.04 M00043 M0043
IRD RL: Enhanced Convenience Purchases RL 00364 2B8 Enhanced Convenience Purchases Base ENHCONV PURBSE Enhanced Convenience Purchases 1.90% $0.00 1.80% $0.04 M00364 M0364
IRD 06: World Convenience Purchases 06 00646 2AA World Convenience Purchases Base WRLDCONVPURBSE World MC Convenience Purchases 2.00% $0.00 1.90% $0.04 M00646 M0646
IRD HH: World High Value Convenience Purchases HH 02188 2F4 High Value Convenience Purchases Base HV CONV PURBSE High Value Convenience Purchases 2.00% $0.00 2.30% $0.04 M02188 M2188
IRD WH: World Elite Convenience Purchases WH 00743 2A9 World Elite Convenience Purchases Base ELITECONVPURBSE World Elite Convenience Purchases 2.00% $0.00 2.30% $0.04 M00743 M0743
IRD 79: Full UCAF 79 00217 2AO Full UCAF FULL UCAF Full UCAF 1.89% $0.10 1.95% $0.10 M00217 M0217
IRD RO: Enhanced Full UCAF RO 00367 2CB Enhanced Full UCAF ENH FULL UCAF Enhanced Full UCAF 2.04% $0.10 2.10% $0.10 M00367 M0367
IRD 53: World Full UCAF 53 00152 2AQ World Full UCAF WRLD FULL UCAF World Full UCAF 2.05% $0.10 2.20% $0.10 M00152 M0152
IRD HT: World High Value Full UCAF HT 02200 2GG High Value Full UCAF HV FULL UCAF High Value Full UCAF 2.50% $0.10 2.60% $0.10 M02200 M2200
IRD WT: World Elite Full UCAF WT 00755 2BL World Elite Full UCAF ELITEFULLUCAF World Elite Full UCAF 2.50% $0.10 2.60% $0.10 M00755 M0755
IRD 92: Key-entered 92 00059 219 MC Key Entered Credit KEY ENTERED Key Entered – Credit 1.89% $0.10 1.95% $0.10 M00059 M0059
IRD RQ: Enhanced Key-entered RQ 00581 2CD Enhanced Key-Entered ENH KEY ENT Enhanced Key Entered 2.04% $0.10 2.10% $0.10 M00581 M0581
IRD 03: World Keyentered 03 00643 293 World Key-Entered WRLD KEY ENT World MC Key-Entered 2.05% $0.10 2.20% $0.10 M00643 M0643
IRD HC: World High Value Key-entered HC 02183 2FZ High Value Key-Entered HV KEY ENT High Value Key-Entered 2.50% $0.10 2.60% $0.10 M02183 M2183
IRD WC: World Elite Key-entered WC 00738 2A4 World Elite Key-Entered ELITEKEYENT World Elite Key-Entered 2.50% $0.10 2.60% $0.10 M00738 M0738
IRD 97: Lodging and Auto Rental 97 00057 218 MC Lodging & Auto Rental CR LODG AUTO MC LODGING & AUTO RENTAL 1.58% $0.10 1.65% $0.10 M00057 M0057
IRD RS: Enhanced Lodging and Auto Rental RS 00583 2CF MC Enhanced Lodging & Auto Rental ENH LODG AUTO MC ENH LODGING & AUTO RENTAL 1.80% $0.10 1.75% $0.10 M00583 M0583
IRD 24: Merchant UCAF 24 00662 2AL Merchant UCAF MERCHANT UCAF Merchant UCAF 1.89% $0.10 1.95% $0.10 M00662 M0662
IRD RN: Enhanced Merchant UCAF RN 00366 2CA Enhanced Merchant UCAF ENH MERCH UCAF Enhanced Merchant UCAF 2.04% $0.10 2.10% $0.10 M00366 M0366
RD 52: World Merchant UCAF 52 00663 2AN World Merchant UCAF WRLD MRCH UCAF World Merchant UCAF 2.05% $0.10 2.20% $0.10 M00663 M0663
IRD HS: World High Value Merchant UCAF HS 02199 2GF High Value Merchant UCAF HV MRCH UCAF High Value Merchant UCAF 2.50% $0.10 2.60% $0.10 M02199 M2199
IRD WS: World Elite Merchant UCAF WS 00754 2BK World Elite Merchant UCAF ELITEMRCHUCAF World Elite Merchant UCAF 2.50% $0.10 2.60% $0.10 M00754 M0754
IRD 78, 88, 98: Merit I 78 00013 210 MC Merit I Credit MERIT I Merit I – Credit 1.89% $0.10 1.95% $0.10 M00013 M0013
IRD RP: Enhanced Merit I RP 00580 2CC Enhanced Merit I ENH MERIT 1 Enhanced Merit 1 2.04% $0.10 2.10% $0.10 M00580 M0580
IRD 02: World Merit I 02 00642 292 World Merit I WRLD MERIT 1 World MC Merit 1 2.05% $0.10 2.20% $0.10 M00642 M0642
IRD HB: World High Value Merit I HB 02182 2FY High Value Merit 1 HV MERIT 1 High Value Merit 1 2.50% $0.10 2.60% $0.10 M02182 M2182
IRD WB: World Elite Merit I WB 00737 2A3 World Elite Merit I ELITEMERIT1 World Elite Merit I 2.50% $0.10 2.60% $0.10 M00737 M0737
IRD HB: World High Value Merit I HB 02250 2GM High Value Merit 1 Insurance HV M1 INS High Value Merit 1 Insurance 2.20% $0.10 2.25% $0.10 M02250 M2250
IRD WB: World Elite Merit I WB 01481 2ES World Elite Merit I (Insurance MCCs) ELITE M1 INS World Elite Merit 1 – Insurance 2.20% $0.10 2.25% $0.10 M01481 M1481
IRD 78, 88, 98: Merit I 78 01482 2ET Merit I (Real Estate MCCs) MERIT 1 R-E Merit 1 – Real Estate 1.10% $0.00 1.43% $0.05 M01482 M1482
IRD RP: Enhanced Merit I RP 01483 2EU Enhanced Merit I (Real Estate MCCs) ENH M1 R-E Enhanced Merit 1 – Real Estate 1.10% $0.00 1.43% $0.05 M01483 M1482
IRD 02: World Merit I 02 01484 2EV World Merit I (Real Estate MCCs) WRLD M1 R-E World Merit 1 – Real Estate 1.10% $0.00 1.43% $0.05 M01484 M1484
IRD 70, 80: Merit III Base 70 00015 212 MC Merit III Credit MERIT III Merit III – Credit 1.58% $0.10 1.65% $0.10 M00015 M0015
IRD RA: Enhanced Merit III Base RA 00353 2BX Enhanced Merit III Base ENH MERIT3 Enhanced Merit III Base 1.73% $0.10 1.80% $0.10 M00353 M0353
IRD 04: World Merit III Base 04 00644 294 World Merit III Base WRLD MERIT 3 World MC Merit III 1.77% $0.10 1.90% $0.10 M00644 M0644
IRD HD: World High Value Merit III Base HD 02184 2F0 High Value Merit III Base 1 HV MERIT 3 High Value Merit III Base 1 2.20% $0.10 2.30% $0.10 M02184 M2184
IRD WD: World Elite Merit III Base WD 00739 2A5 World Elite Merit III Base ELITEMERIT3 World Elite Merit III 2.20% $0.10 2.30% $0.10 M00739 M0739
IRD 93: Passenger Transport 93 00014 211 MC Passenger Transport Credit CONSUMER P/T Passenger Transport – Credit 1.75% $0.10 1.65% $0.10 M00014 M0014
IRD RR: Enhanced Passenger Transport RR 00582 2CE Enhanced Passenger Transport ENH PASS TRAN Enhanced Passenger Transport 1.90% $0.10 1.75% $0.10 M00582 M0582
IRD 58: World Restaurant 58 00653 2AH World Restaurant WRLD RESTRNT World MC Restaurant 1.73% $0.10 1.85% $0.10 M00653 M0653
IRD HQ: World High Value Restaurant HQ 02197 2GD High Value Restaurant HV RESTRNT High Value Restaurant 2.20% $0.10 2.00% $0.10 M02197 M2197
IRD WQ: World Elite Restaurant WQ 00752 2BI World Elite Restaurant ELITERESTRNT World Elite Restaurant 2.20% $0.10 2.00% $0.10 M00752 M0752
IRD 75, 85, 95: Standard 75 00001 201 MC Standard Domestic Fees Credit DOMESTIC SALES Standard Domestic Fees – Credit 2.95% $0.10 3.15% $0.10 M00001 M0001
IRD RU: Enhanced Standard RU 00585 2CH Enhanced Standard ENH STANDARD Enhanced Standard 2.95% $0.10 3.15% $0.10 M00585 M0585
IRD 01: World Standard 01 00641 291 World Standard WRLD STD World MC Standard 2.95% $0.10 3.15% $0.10 M00641 M0641
IRD HA: World High Value Standard HA 02181 2FX High Value Standard HV STD High Value Standard 3.25% $0.10 3.15% $0.10 M02181 M2181
IRD WA: World Elite Standard WA 00736 2A2 World Elite Standard ELITESTD World Elite Standard 3.25% $0.10 3.15% $0.10 M00736 M0736
IRD 71, 81: Supermarket Base 71 00027 213 MC Supermarket Credit SMK2 Supermarket – Credit 1.48% $0.10 1.45% $0.10 M00027 M0027
IRD RE: Enhanced Supermarket Base RE 00357 2B1 Enhanced Supermarket Base ENH SMK Enhanced Supermarket Base 1.48% $0.10 1.60% $0.10 M00357 M0357
IRD 07: World Supermarket Base 07 00647 2AB World Supermarket Base WRLD SMK World MC Supermarket 1.58% $0.10 1.70% $0.10 M00647 M0647
IRD HI: World High Value Supermarket Base HI 02189 2F5 High Value Supermarket Base HV SMK High Value Supermarket Base 1.90% $0.10 2.10% $0.10 M02189 M2189
IRD WI: World Elite Supermarket Base WI 00744 2BA World Elite Supermarket Base ELITESMKT World Elite Supermarket Base 1.90% $0.10 2.10% $0.10 M00744 M0744
96: World T&E 96 00075 230 MC World T/E WORLD T&E World T/E 2.30% $0.10 2.25% $0.10 M00075 M0075
IRD HR: World High Value T&E HR 02198 2GE High Value T&E HV T&E High Value T&E 2.75% $0.10 2.55% $0.10 M02198 M2198
IRD WR: World Elite T&E WR 00753 2BJ World Elite T&E ELITET&E World Elite T/E 2.75% $0.10 2.55% $0.10 M00753 M0753
IRD HZ: World High Value T&E Large Ticket HZ 02204 2GK High Value T&E Large Ticket HV T&E LT High Value T&E Large Ticket 2.00% $0.00 2.55% $0.00 M02204 M2204
IRD WZ: World Elite T&E Large Ticket WZ 00311 2BU World Elite T&E Large Ticket ELITE T&E LT World Elite T/E Large Ticket 2.00% $0.00 2.55% $0.00 M00311 M0311
IRD CU: Utilities CU 00153 2BO MC Consumer Credit Utilities UTILITIES CR Consumer Credit Utilities 0.00% $0.65 0.00% $0.75 M00153 M0153
IRD RT: Enhanced Utilities RT 00584 2CG Enhanced Utilities ENH UTILITIES Enhanced Utilities 0.00% $0.65 0.00% $0.75 M00584 M0584
IRD CW: World Utilities CW 00635 2BQ World Utilities WRLD UTILITIES World Utilities 0.00% $0.65 0.00% $0.75 M00635 M0635
IRD 34—Consumer Credit Refund Group 1 34 00561 282 Consumer Credit Refund Group 1 CON CR RF GR1 Consumer Credit Refund Group 1 2.42% $0.00 2.30% $0.00 M00561 M0561
IRD 34—Consumer Credit Refund Group 2 35 00562 283 Consumer Credit Refund Group 2 CON CR RF GR2 Consumer Credit Refund Group 2 2.09% $0.00 1.75% $0.00 M00562 M0562
IRD 34—Consumer Credit Refund Group 3 36 00563 284 Consumer Credit Refund Group 3 CON CR RF GR3 Consumer Credit Refund Group 3 1.95% $0.00 1.75% $0.00 M00563 M0563
IRD 34—Consumer Credit Refund Group 4 37 00564 285 Consumer Credit Refund Group 4 CON CR RF GR4 Consumer Credit Refund Group 4 1.82% $0.00 1.75% $0.00 M00564 M0564
IRD 34—Consumer Credit Refund Group 5 38 00565 286 Consumer Credit Refund Group 5 CON CR RF GR5 Consumer Credit Refund Group 5 1.73% $0.00 1.75% $0.00 M00565 M0565
IRD 78, 88, 98: Merit I 78 01478 2EP MC Merit I Debit Real Estate MERIT 1 R-E DB Merit 1 Debit – Real Estate 1.10% $0.00 0.80% $0.25 M01478 M1478
IRD 09: Core Small Ticket Card Present 09 12143 2SZ MC Small Ticket Card Present MC SM TKT CP MC Small Tkt Card Present 1.58% $0.10 1.65% $0.02 M12143
IRD RV: Enhanced Small Ticket Card Present RV 12144 2S0 MC Enhanced Small Ticket Card Present MC ENHSMTKT CP MC Enh Small Tkt CardPres 1.73% $0.10 1.80% $0.02 M12144
IRD 16: World Small Ticket Card Present 16 12145 2S1 MC World Small Ticket Card Present MC WRLDSMTKTCP MC World Small Tkt CardPres 1.77% $0.10 1.90% $0.02 M12145
IRD HM: World High Value Small Ticket Card Present HM 12146 2S2 MC World High Value Small Ticket Card Present MCWLDHVSMTKTCP MC World Hi Val SmTkt CdPres 2.20% $0.10 2.30% $0.02 M12146
IRD WM: World Elite Small Ticket Card Present WM 12147 2S3 MC World Elite Small Ticket Card Present MCWLDELSMTKTCP MC World Elite SmTkt CdPres 2.20% $0.10 2.30% $0.02 M12147
IRD 17: Core Small Ticket Card Not Present 17 12148 2S4 MC Small Ticket Card Not Present MC SM TKT CNP MC Small Ticket CNP 1.89% $0.10 1.95% $0.02 M12148
IRD RX: Enhanced Small Ticket Card Not Present RX 12149 2S5 MC Enhanced Small Ticket Card Not Present MC ENHSMTKTCNP MC Enh Small Ticket CNP 2.04% $0.10 2.10% $0.02 M12149
IRD 18: World Small Ticket Card Not Present 18 12150 2S6 MC World Small Ticket Card Not Present MCWRLDSMTKTCNP MC World Small Ticket CNP 2.05% $0.10 2.20% $0.02 M12150
IRD HN: World High Value Small Ticket Card Not Present HN 12151 2S7 MC World High Value Small Ticket Card Not Present MCWDHVSMTKTCNP MC World Hi Value Sm Tkt CNP 2.50% $0.10 2.60% $0.02 M12151
IRD WN: World Elite Small Ticket Card Not Present WN 12152 2S8 MC World Elite Small Ticket Card Not Present MCWDELSMTKTCNP MC World Elite Sm Tkt CNP 2.50% $0.10 2.60% $0.02 M12152

Discover Rate Changes for Consumer and Commercial Interchange Programs

Current Card Brand Description AIPC IQSTA IC Level Current Fee Program (PPM Description Name) Current  MAS and TSYS Express Fee Descriptor Current Interchange Rate % Current  Interchange Per Item $ New Interchange Rate % New Interchange Per Item $ PPM Key Value Code
PSL Restaurants Debit 115 1003 7A2 DS PSL Restaurants Debit RESTAURANT DB 1.10% $0.16 1.14% $0.15 D1003
PSL Retail Rewards 112 1000 7A4 DS PSL Retail Rewards RETAIL RW 1.71% $0.10 1.72% $0.10 D1000
PSL Retail Premium 146 1118 7A6 DS PSL Retail Premium RETAIL PR 1.71% $0.10 1.74% $0.10 D1118
PSL Supermarkets/Warehouse Clubs Rewards 102 990 7A7 DS PSL Supermarkets/Whs Clubs Rewards SMKT/WHSE RW 1.60% $0.10 1.62% $0.10 D0990
PSL Card Not Present Rewards 120 1008 7AD DS Card Not Present Rewards CNP REWARDS 2.00% $0.10 2.03% $0.10 D1008
PSL Emerging Markets Rewards 104 992 7AG DS PSL Emerging Markets Rewards EMERG MKTS RW 1.45% $0.05 1.50% $0.05 D0992
PSL Emerging Markets Premium 142 1114 7AI DS PSL Emerging Markets Premium EMERG MKTS PR 1.45% $0.05 1.50% $0.05 D1114
PSL Express Services Premium 144 1116 7AL DS PSL Express Services Premium EXPRES SVCS PR 1.95% $0.00 1.97% $0.00 D1116
PSL Hotels/Car Rentals Rewards 116 1004 7AM DS PSL Hotels/Car Rentals Rewards HOTEL/CAR RW 1.90% $0.10 1.92% $0.10 D1004
PSL Hotel/Car Rentals Premium Plus 219 2818 7C5 DS Hotel/Car Rental (Premium Plus) HOTEL/CAR PP 2.40% $0.10 2.57% $0.10 D2818
Key Entry Rewards 122 1010 7AP DS PSL Key Entry Rewards KEY ENTRY RW 2.00% $0.10 2.03% $0.10 D1010
Key Entry Premium 151 1123 7AR DS PSL Key Entry Premium KEY ENTRY PR 2.00% $0.10 2.05% $0.10 D1123
PSL Passenger Transport Rewards 118 1006 7AS DS PSL Passenger Trans Rewards PASS TRNSPT RW 1.90% $0.10 1.92% $0.10 D1006
PSL Retail Core 164 1527 7CB DS Retail Core RETAIL 1.56% $0.10 1.57% $0.10 D1527
PSL Card Not Present Core 168 1531 7CF DS Card Not Present Core CNP CORE 1.89% $0.10 1.91% $0.10 D1531
PSL E-Commerce Core 463 11328 7JW DS E-Commerce Core ECOM CORE 1.89% $0.10 1.91% $0.10 D11328
Key Entry Core 169 1532 7CG DS Key Entry Core KEY ENTRY 1.89% $0.10 1.91% $0.10 D1532
Base Submission Level Core 171 1534 7CI DS Base Submission Level Core BASE SUBM 2.95% $0.10 3.05% $0.10 D1534
Base Submission Level Rewards 127 1015 7BH DS Base Submission Level Rewards BASE SUBM RW 2.95% $0.10 3.05% $0.10 D1015
Base Submission Level Premium 153 1125 7BJ DS Base Submission Level Premium BASE SUBM PR 2.95% $0.10 3.05% $0.10 D1125
Base Submission Level Premium Plus 230 2823 7DA DS Base Submission Level PremiumPlus BASE SUBM PP 2.95% $0.10 3.05% $0.10 D2823
Commercial Base Submission Level 129 1017 7BK DS Commercial Base Submission Level COMM BASE SUBM 2.95% $0.10 3.05% $0.10 D1017
Commercial Base Submission Level Debit 429 11103 7HY DS Commercial Base Submission Level Debit COMM BASE  DB 2.95% $0.10 3.05% $0.10 D11103
Commercial Base Submission Level Prepaid 362 10146 7FY DS Commercial Base Submission Level Prepaid COMM BASE  PPD 2.95% $0.10 3.05% $0.10 D10146
PSL Retail Premium Plus 217 2816 7C3 DS Retail PremiumPlus RETAIL PP 2.15% $0.10 2.17% $0.10 D2816
Card Not Present Premium Plus 221 2820 7C7 DS Card Not Present PremiumPlus CNP PREM PLS 2.40% $0.10 2.50% $0.10 D2820
Key Entry Premium Plus 222 2821 7C8 DS Key Entry PremiumPlus KEY ENTRY PP 2.40% $0.10 2.50% $0.10 D2821
PSL – Supermarkets/Warehouse Clubs Prepaid 342 10152 7FI DS PSL – Supermarkets/Whs Clubs Prepaid SMKT/WHSE PPD 1.10% $0.16 1.12% $0.16 D10152
PSL – Retail Prepaid 350 10157 7FN DS PSL – Retail Prepaid RETAIL PPD 1.10% $0.16 1.12% $0.16 D10157
PSL – Restaurants Prepaid 351 10158 7FO DS PSL – Restaurants Prepaid RESTAURANT PPD 1.10% $0.16 1.14% $0.15 D10158
Card Not Present Prepaid 333 10161 7FR DS Card Not Present Prepaid CNP PREPAID 1.75% $0.20 1.76% $0.20 D10161
Key Entry Prepaid 334 10162 7FS DS Key Entry Prepaid KEY ENTRY PPD 1.75% $0.20 1.76% $0.20 D10162
Commercial Electronic Prepaid 361 10145 7FX DS Commercial Electronic Prepaid COMM ELEC PPD 2.30% $0.10 2.65% $0.10 D10145
Commercial Electronic Debit 428 11102 7HX DS Commercial Electronic Debit COMM ELEC DB 2.30% $0.10 2.45% $0.15 D11102
Commercial Electronic Submisson Level 124 1012 7BD DS Commercial Electronic Submisson Level COMM ELEC 2.30% $0.10 2.45% $0.15 D1012
PSL E-Commerce Rewards 460 11325 7JT DS E-Commerce Rewards ECOM REWDS 2.00% $0.10 2.03% $0.10 D11325
Card Not Present Premium 150 1122 7AF DS Card Not Present Premium CNP PREM 2.00% $0.10 2.05% $0.10 D1122
PSL E-Commerce Premium 462 11327 7JV DS E-Commerce Premium ECOM PREM 2.00% $0.10 2.05% $0.10 D11327
PSL E-Commerce Premium Plus 464 11329 7JX DS E-Commerce PremiumPlus ECOMPREMPL 2.40% $0.10 2.50% $0.10 D11329
PSL E-Commerce Prepaid 465 11330 7JY DS E-Commerce Prepaid ECOM PPD 1.75% $0.20 1.76% $0.20 D11330

Mastercard AN 5234: New Acquirer Merchant Advice Code Transaction Processing Excellence Program - Canada Region

Card Brand Description IRD IQSTA IC Level New Fee Program (PPM Description Name) New MAS and TSYS Express Fee Descriptor New e-Connections Description New Interchange Rate % New Interchange Per Item $ PPM Key Value Code
Transaction Processing Excellence – Acquirer Merchant Advice Code N/A N/A N/A MC Canada Acquirer Merchant Advice Code MC CAN Acq MAC MC CAN Acquirer Merchant Advice Code N/A $0.03 N/A

Visa LAC Acquirer Chip

Card Brand Description FPI IQSTA IC Level New Fee Program (PPM Description Name) Current MAS and TSYS Express Fee Descriptor Current e-Connections Description Interchange Rate % Interchange Per Item $ PPM Key Value Code
LAC Acquirer Chip N/A 0178 154 VS LAC Acquirer Chip LAC ACQ CHIP LAC Acquirer Chip 1.00% $0.00 V0178

Discover Acquirer Assessment Fee - Card Brand Fee

Current Card Brand Description Current Fee Program (PPM Description Name) Current Interchange Rate % Current  Interchange Per Item $ New Interchange Rate % New Interchange Per Item $ PPM Key Value Code
Discover Acquirer Assessment Fee Discover Acquirer Assessment Fee 0.130% N/A 0.140% N/A 007ASM

Mastercard AN 5973: Introducing Additional Rates to Support Mastercard Installment Payment Product Codes in the U.S. Region

Card Brand Description IRD IQSTA IC Level New Fee Program (PPM Description Name) New MAS and TSYS Express Fee Descriptor New e-Connections Description New Interchange Rate % New Interchange Per Item $ PPM Key Value Code
IRD 35 – Consumer Installment Refund GRP2 35 12555 2WB MC Consumer Installment Refund GRP2 INSTALLREFGRP2 MC Consumer Installment Refund GRP2 0.00% $0.00 M12555
IRD 36 – Consumer Installment Refund GRP3 36 12556 2WC MC Consumer Installment Refund GRP3 INSTALLREFGRP3 MC Consumer Installment Refund GRP3 0.00% $0.00 M12556
IRD 37 – Consumer Installment Refund GRP4 36 12557 2WD MC Consumer Installment Refund GRP4 INSTALLREFGRP4 MC Consumer Installment Refund GRP4 0.00% $0.00 M12557
IRD 38 – Consumer Installment Refund GRP5 38 12558 2WE MC Consumer Installment Refund GRP5 INSTALLREFGRP5 MC Consumer Installment Refund GRP5 0.00% $0.00 M12558

Mastercard AN 5767: Expanding Digital Enablement in the United States Region

Card Brand Description IRD IQSTA IC Level Fee Program (PPM Description Name) Current MAS and TSYS Express Fee Descriptor New MAS and TSYS Express Fee Descriptor Current e-Connections Description New e-Connections Description Current Fee Rate % Current Fee Per Item $ New Fee Rate % New Fee Per Item $ PPM Key Value Code
Acquirer Digital Enablement Fee N/A N/A N/A MC Digital Enablement Fee DIGITAL ENBLMT N/A MC Digital Enablement Fee N/A 0.00% 0.0001 0.02% $0.00 0022M7
Address Verification Service Acquirer Fee N/A N/A N/A AVS Card Not Present AVS CardNotPres N/A AVS Card Not Present N/A 0.00% $0.01 0.00% $0.00 002ACNP
CVC 2 Transaction Fee N/A N/A N/A CVC2 CVC2 N/A CVC2 N/A 0.00% 0.0025 0.00% $0.00 002CVC2