EIRF Debit
Interchange: 1.75% + $0.20 EIRF Debit stands for Electronic Interchange Reimbursement Fee. It is the Visa Interchange rate for a base card type debit transaction electronically authorized and settled transaction without CPS compliance data elements, or settled within 2 days of authorization. Electronically authorized and settled transaction without CPS compliance data elements. Transaction settled within 2 days of authorization.