Recurring Payments

Interchange: 1.20% + $0.05 Rewards Recurring Payments is the Discover Interchange Rate for a rewards card recurring payments credit transaction. Primary Qualifications: Recurring payment transactions from one of the following sic codes: 4812 4814 4899 4900 5960 5968 6300 7298 7997 8675 and 8699. Transactions can be face-to-face or card not present approved authorization reponse…

Card Not Present / E-Commerce

Interchange: 1.97% + $0.10 Rewards Card Not Present / E-Commerce is the Discover Interchange Rate for a card not present or e-commerce credit transaction. Primary Qualifications: Card not present at time of authorization approved authorization reponse transaction settled within 1 day of authorization and System Trace Audit Number. AVS required. MCC must not be 3000-3299…

Key Entered

Interchange: 1.97% + $0.10 Rewards Key Entered is the Discover Interchange Fee for a rewards card present key entered credit transaction. Primary Qualifications: Cardholder and card present at time of authorization single electronic authorization transaction settled within 1 day of authorization and System Trace Audit Number. MCC must not be 3000-3299 3351-3441 3501-3799 4112 4511…

Retail

Interchange: 1.71% + $0.10 Rewards Retail Interchange is the Discover Interchange Fee for a card present rewards card credit transaction. Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 1 day of authorization System Trace Audit Number or STAN (Discover’s Transaction ID/Banknet Info) and CVV data…

Utility

Interchange: 0.00% + $0.75 Utility Premium Rewards Interchange Category is the Discover Interchange Rate for a premium rewards card credit transaction accepted at a registered utility merchant location. Primary Qualifications: Transaction can be full magnetic stripe read or key-entered. Transaction settled within 1 day of authorization authorization response data included in settled transaction. Transactions must…

Passenger Transport

Interchange: 2.30% + $0.10 Passenger Transport Premium Rewards Interchange Category is the Discover Interchange Fee for a premium rewards card credit transaction accepted at a passenger transport merchant location. Primary Qualifications: Card Present and Card Not Present sales approved auth response transaction settled within 7 days of authorization STAN required in clearing transaction. Sic code…

Hotel / Car Rental

Interchange: 2.30% + $0.10 Hotel / Car Rental Premium Rewards Interchange Category is the Discover Interchange Rate for a premium rewards card credit transaction accepted at a lodging / rental merchant location. Primary Qualifications: Must receive an approved auth response. Settled within 1 day. Must be MCC 3351-3441 3501-3799 7011 7012 7512 7513 7519.

Restaurant

Interchange: 2.20% + $0.10 Restaurant Premium Rewards Interchange Category is the Discover Interchange Rate for a card present premium rewards card credit transaction at a T&E merchant location. Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 1 day of authorization STAN required in clearing transaction.…

Supermarket / Warehouse Clubs

Interchange: 1.65% + $0.05 Supermarket / Warehouse Clubs Premium Rewards Interchange Category is the Discover Interchange Fee for a premium rewards card credit transaction at a supermarket / warehouse club merchant location. Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 1 day of authorization System…

Emerging Markets

Interchange: 1.45% + $0.05 Emerging Markets Premium Rewards Interchange Category is the Discover Interchange Rate for a premium rewards card credit transaction at an Emerging Markets merchant location. Primary Qualifications: Card Present and Card Not Present sales approved authorization response transaction settled within 2 days of authorization STAN required in clearing transaction. Sic code is…