CPS/Retail Base Prepaid

Interchange: 1.15% + $0.15 CPS/Retail Base Prepaid is the Visa Interchange Rate for a card present prepaid card transaction. Change History: Introduced October 2011 Primary Qualifications: Cardholder and card present, signature obtained, single electronic authorization, merchant name, city, and state included in authorization Read & transmit complete magnetic stripe, transaction settled within 1 day of…

CPS/Retail Debit Regulated

Interchange: 0.05% + $0.22 Regulated Debit Interchange is the Visa Interchange Rate set by the Federal Reserve capping Interchange Fees charged by US credit card issuing banks with over $10 billion in assets. Transaction is on a Visa Debit card issued by a US bank with over $10 billion in assets. Change History: Introduced October…

CPS/Retail Debit

Interchange: 0.80% + $0.15 CPS/Retail Debit is Visa’s Interchange rate for base debit card types in a card present or signature debit transaction. Unregulated debit cards issued by banks with less than $10 billion in assets (small banks, credit unions, etc.) will clear at this interchange rate. These cards are exempt from the Durbin Amendment.…

CPS/Retail

Interchange: 1.51% + $0.10 CPS/Retail is Visa’s Interchange rate for base card types in a card present or signature credit transaction. Change History: 1.54% + $0.10 April 2011 Primary Qualifications: Cardholder and card present, signature obtained, single electronic authorization, merchant name, city, and state included in authorization Read & transmit complete magnetic stripe, transaction settled…

Signature Card Electronic

Interchange: 2.30% + $0.10 Signature Card Electronic is the Visa Interchange rate for a signature rewards card type card present credit transaction. Primary Qualifications: Signature card accepted at T&E location. Cardholder and card present, signature obtained, single electronic authorization, read & transmit complete magnetic stripe, Transaction settled within 1 day of authorization, authorization response data…

Signature Preferred Card Not Present

Interchange: 2.40% + $0.10 Signature Preferred Card Not Present is the Visa Interchange rate for a rewards card type Signature Preferred Card transaction at a Non-T&E location. Primary Qualifications: Meets criteria for either: CPS Card Not Present CPS Electronic Commerce Preferred CPS Electronic Commerce Basic CPS Retail 2 CPS Account Funding. Level 2 data not…

CPS Rewards 2 T&E

Interchange: 1.95% + $0.10 CPS/Rewards 2 T&E is the Visa Interchange rate for a reward card type card present and signature credit transaction and a card not present, e-commerce, or retail key entered transaction. Transactions meets the requirements for either: CPS Restaurant CPS Card Not Present CPS E-Commerce Basic CPS Hotel/Auto Rental CPS Retail Key…

CPS Rewards 2

Interchange: 1.95% + $0.10 CPS/Rewards 2 is the Visa Interchange rate for a reward card type card present and signature credit transaction and a card not present, e-commerce, or retail key entered transaction. Primary Qualifications Transactions meets the requirements for either: CPS Restaurant CPS Card Not Present CPS E-Commerce Basic CPS Hotel/Auto Rental CPS Retail…