Restaurant

Interchange: 1.90% + $0.10 Restaurant Rewards Interchange Category is the Discover Interchange Fee for a card present credit transaction at a restaurant merchant location. Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 1 day of authorization STAN required in clearing transaction. Sic code is 5812…

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Supermarket / Warehouse Clubs

Interchange: 1.65% + $0.05 Supermarkets / Warehouse Clubs Rewards is the Discover Interchange Rate for a card present rewards credit transaction at a supermarket / warehouse club merchant location. Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 1 day of authorization System Trace Audit Number…

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Emerging Markets

Interchange: 1.45% + $0.05 Rewards Emerging Markets is the Discover Interchange Fee for a rewards card credit transaction accepted at an emerging markets merchant location. Primary Qualifications: Card Present and Card Not Present sales approved authorization response transaction settled within 2 days of authorization STAN required in clearing transaction. Sic code is 4899 5968 5983…

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Public Services

Interchange: 1.50% + $0.10 Rewards Public Services Interchange is the Discover Interchange Rate for a rewards card credit transaction for government services. Primary Qualifications: Card Present and Card Not Present sales approved authorization response transaction settled within 2 days of authorization STAN required in clearing transaction. Sic code is 9211 9222 9223 9311 or 9399.

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Petroleum

Interchange: 1.73% + $0.05 Rewards Petroleum is the Discover Interchange Fee for a rewards card credit transaction at a petroleum merchant location. Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 1 day of authorization STAN number required in clearing transaction. Sic code is 5541 or…

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Express Services

Interchange: 1.95% + $0.00 Rewards Express Services is the Discover Interchange Fee for a rewards small ticket card present credit card transaction. Change History: 1.70% + $0.03 October 2011 Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 2 days of authorization STAN number in the…

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Recurring Payments

Interchange: 1.20% + $0.05 Rewards Recurring Payments is the Discover Interchange Rate for a rewards card recurring payments credit transaction. Primary Qualifications: Recurring payment transactions from one of the following sic codes: 4812 4814 4899 4900 5960 5968 6300 7298 7997 8675 and 8699. Transactions can be face-to-face or card not present approved authorization reponse…

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Card Not Present / E-Commerce

Interchange: 1.97% + $0.10 Rewards Card Not Present / E-Commerce is the Discover Interchange Rate for a card not present or e-commerce credit transaction. Primary Qualifications: Card not present at time of authorization approved authorization reponse transaction settled within 1 day of authorization and System Trace Audit Number. AVS required. MCC must not be 3000-3299…

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Key Entered

Interchange: 1.97% + $0.10 Rewards Key Entered is the Discover Interchange Fee for a rewards card present key entered credit transaction. Primary Qualifications: Cardholder and card present at time of authorization single electronic authorization transaction settled within 1 day of authorization and System Trace Audit Number. MCC must not be 3000-3299 3351-3441 3501-3799 4112 4511…

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Retail

Interchange: 1.71% + $0.10 Rewards Retail Interchange is the Discover Interchange Fee for a card present rewards card credit transaction. Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 1 day of authorization System Trace Audit Number or STAN (Discover’s Transaction ID/Banknet Info) and CVV data…

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