Card Not Present / E-Commerce Debit

Interchange: 1.62% + $0.16 Card Not Present / E-Commerce Debit Core Interchange Category is the Discover Interchange Fee for a card not present debit transaction. Primary Qualifications: Card not present at time of authorization approved authorization reponse transaction settled within 1 day of authorization and System Trace Audit Number. AVS required. MCC must not be…

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Card Not Present / E-Commerce

Interchange: 1.87% + $0.10 Card Not Present / E-Commerce Core Interchange Category is the Discover Interchange Rate for a card not present credit transaction. Primary Qualifications: Card not present at time of authorization approved authorization reponse transaction settled within 1 day of authorization and System Trace Audit Number. AVS required. MCC must not be 3000-3299…

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Key Entered Debit Regulated

Interchange: 0.05% + $0.22 Regulated Debit Interchange is the Discover Interchange Rate set by the Federal Reserve capping Interchange Fees charged by US credit card issuing banks with over $10 billion in assets. Transaction is on a Discover Debit Card issued by a US bank with over $10 billion in assets. Change History: Introduced October…

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Key Entered Debit

Interchange: 1.62% + $0.16 Key Entered Debit Core Interchange Category is the Discover Interchange Rate for a key entered card present debit transaction. Primary Qualifications: Cardholder and card present at time of authorization single electronic authorization transaction settled within 1 day of authorization and System Trace Audit Number. MCC must not be 3000-3299 3351-3441 3501-3799…

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Key Entered

Interchange: 1.87% + $0.10 Key Entered Core Interchange Category is the Discover Interchange Rate for a card present key entered credit transaction. Primary Qualifications: Cardholder and card present at time of authorization single electronic authorization transaction settled within 1 day of authorization and System Trace Audit Number. MCC must not be 3000-3299 3351-3441 3501-3799 4112…

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Retail Debit Regulated

Interchange: 0.05% + $0.22 Regulated Debit Interchange is the Discover Interchange Rate set by the Federal Reserve capping Interchange Fees charged by US credit card issuing banks with over $10 billion in assets. Transaction is on a Discover Debit Card issued by a US bank with over $10 billion in assets. Change History: Introduced October…

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Retail Debit

Interchange: 1.02% + $0.16 Retail Debit Core Interchange Category is the Discover Interchange Fee for card present debit transactions. Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 1 day of authorization System Trace Audit Number or STAN (Discover’s Transaction ID/Banknet Info) and CVV data present…

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Retail Core

Interchange: 1.56% + $0.10 Retail Core Interchange Category is the Discover Interchange Fee for a core retail credit transaction. Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 1 day of authorization System Trace Audit Number or STAN (Discover’s Transaction ID/Banknet Info) and CVV data present…

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International Service Fee

Assessment: 0.55% + $0.00 Discover International Service Fee is the Discover Assessment billed on transactions at US merchants where the card issuing country is outside of the US. Primary Qualifications: Assessment % fee billed on transactions at US merchants where the card issuing country is outside of the US. JCB and China Union Pay BIN…

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International Processing Fee

Assessment: 0.40% + $0.00 Discover International Processing Fee is the Discover Assessment billed on transactions at US merchants where the card issuing country is outside of the US. Primary Qualifications: Assessment % fee billed on transactions at US merchants where the card issuing country is outside of the US. JCB and China Union Pay BIN…

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