Key Entered

Interchange: 1.97% + $0.10 Rewards Key Entered is the Discover Interchange Fee for a rewards card present key entered credit transaction. Primary Qualifications: Cardholder and card present at time of authorization single electronic authorization transaction settled within 1 day of authorization and System Trace Audit Number. MCC must not be 3000-3299 3351-3441 3501-3799 4112 4511…

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Retail

Interchange: 1.71% + $0.10 Rewards Retail Interchange is the Discover Interchange Fee for a card present rewards card credit transaction. Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 1 day of authorization System Trace Audit Number or STAN (Discover’s Transaction ID/Banknet Info) and CVV data…

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Utility

Interchange: 0.00% + $0.75 Utility Premium Rewards Interchange Category is the Discover Interchange Rate for a premium rewards card credit transaction accepted at a registered utility merchant location. Primary Qualifications: Transaction can be full magnetic stripe read or key-entered. Transaction settled within 1 day of authorization authorization response data included in settled transaction. Transactions must…

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Passenger Transport

Interchange: 2.30% + $0.10 Passenger Transport Premium Rewards Interchange Category is the Discover Interchange Fee for a premium rewards card credit transaction accepted at a passenger transport merchant location. Primary Qualifications: Card Present and Card Not Present sales approved auth response transaction settled within 7 days of authorization STAN required in clearing transaction. Sic code…

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Hotel / Car Rental

Interchange: 2.30% + $0.10 Hotel / Car Rental Premium Rewards Interchange Category is the Discover Interchange Rate for a premium rewards card credit transaction accepted at a lodging / rental merchant location. Primary Qualifications: Must receive an approved auth response. Settled within 1 day. Must be MCC 3351-3441 3501-3799 7011 7012 7512 7513 7519.

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Restaurant

Interchange: 2.20% + $0.10 Restaurant Premium Rewards Interchange Category is the Discover Interchange Rate for a card present premium rewards card credit transaction at a T&E merchant location. Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 1 day of authorization STAN required in clearing transaction.…

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Supermarket / Warehouse Clubs

Interchange: 1.65% + $0.05 Supermarket / Warehouse Clubs Premium Rewards Interchange Category is the Discover Interchange Fee for a premium rewards card credit transaction at a supermarket / warehouse club merchant location. Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 1 day of authorization System…

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Emerging Markets

Interchange: 1.45% + $0.05 Emerging Markets Premium Rewards Interchange Category is the Discover Interchange Rate for a premium rewards card credit transaction at an Emerging Markets merchant location. Primary Qualifications: Card Present and Card Not Present sales approved authorization response transaction settled within 2 days of authorization STAN required in clearing transaction. Sic code is…

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Public Services

Interchange: 1.50% + $0.10 Public Services Premium Interchange Category is the Discover Interchange Rate for a premium rewards card credit transaction for public services. Primary Qualifications: Card Present and Card Not Present sales approved authorization response transaction settled within 2 days of authorization STAN required in clearing transaction. Sic code is 9211 9222 9223 9311…

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Petroleum

Interchange: 1.73% + $0.05 Petroleum Premium Rewards Interchange Category is the Discover Interchange Fee for a card present premium rewards card credit transaction at a fuel location. Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 1 day of authorization STAN number required in clearing transaction.…

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