Retail Debit

Interchange: 1.02% + $0.16 Retail Debit Core Interchange Category is the Discover Interchange Fee for card present debit transactions. Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 1 day of authorization System Trace Audit Number or STAN (Discover’s Transaction ID/Banknet Info) and CVV data present…

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Retail Core

Interchange: 1.56% + $0.10 Retail Core Interchange Category is the Discover Interchange Fee for a core retail credit transaction. Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 1 day of authorization System Trace Audit Number or STAN (Discover’s Transaction ID/Banknet Info) and CVV data present…

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International Service Fee

Assessment: 0.55% + $0.00 Discover International Service Fee is the Discover Assessment billed on transactions at US merchants where the card issuing country is outside of the US. Primary Qualifications: Assessment % fee billed on transactions at US merchants where the card issuing country is outside of the US. JCB and China Union Pay BIN…

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International Processing Fee

Assessment: 0.40% + $0.00 Discover International Processing Fee is the Discover Assessment billed on transactions at US merchants where the card issuing country is outside of the US. Primary Qualifications: Assessment % fee billed on transactions at US merchants where the card issuing country is outside of the US. JCB and China Union Pay BIN…

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International Base Submission

Interchange: 1.70% + $0.10 International Base Submission Interchange Category is the Discover Interchange Rate for an international credit transaction settled within 3 days of authorization or key entered. Primary Qualifications: Does not meet requirements for International Electronic. No timeliness requirement. Keyed International transactions will always fall here.

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Base Submission Debit Regulated

Interchange: 0.05% + $0.22 Regulated Debit Interchange is the Discover Interchange Rate set by the Federal Reserve capping Interchange Fees charged by US credit card issuing banks with over $10 billion in assets. Transaction is on a Discover Debit Card issued by a US bank with over $10 billion in assets. Change History: Introduced October…

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