Petroleum

Interchange: 1.73% + $0.05 Premium Plus Rewards Petroleum Interchange Category is the Discover Interchange Rate for a card present premium plus rewards card credit transaction at a fuel location. Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 1 day of authorization STAN number required in…

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Express Services

Interchange: 2.05% + $0.00 Premium Plus Rewards Express Services Interchange Category is the Discover Interchange Rate for a premium plus rewards card small ticket card present credit transaction. Change History: 2.10% + $0.05 October 2011 Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 2 days…

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Recurring Payments

Interchange: 1.80% + $0.05 Premium Plus Rewards Recurring Payments Interchange Category is the Discover Interchange Rate for a premium plus rewards card recurring payment credit transaction. Primary Qualifications: Recurring payment transactions from one of the following sic codes: 4812 4814 4899 4900 5960 5968 6300 7298 7997 8675 and 8699. Transactions can be face-to-face or…

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Card Not Present / E-Commerce

Interchange: 2.30% + $0.10 Premium Plus Rewards Card Not Present / E-Commerce Interchange Category is the Discover Interchange Rate for a card nor present premium plus rewards card credit transaction. Primary Qualifications: Card not present at time of authorization approved authorization reponse transaction settled within 1 day of authorization and System Trace Audit Number. AVS…

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Key Entered

Interchange: 2.10% + $0.10 Premium Plus Rewards Key Entered Interchange Category is the Discover Interchange Rate for a card present premium plus rewards card credit transaction. Primary Qualifications: Cardholder and card present at time of authorization single electronic authorization transaction settled within 1 day of authorization and System Trace Audit Number. MCC must not be…

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Retail

Interchange: 2.10% + $0.10 Premium Plus Rewards Retail Interchange Category is the Discover Interchange Rate for a card present premium plus rewards card credit transaction. Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 1 day of authorization System Trace Audit Number or STAN (Discover’s Transaction…

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Commercial Large Ticket

Interchange: 0.90% + $20.00 Commercial Large Ticket is a Discover Interchange Rate on commercial card credit transactions. Change History: Introduced April 2012 Primary Qualifications: Transaction amount is greater than $5000. Level 2 and Level 3 card data are not required. Merchant registration is not required. Eligible MCCs: 2741 2791 2842 5013 5021 5039 5044 5045…

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Commercial Utilities

Interchange: 0.00% + $1.50 Commercial Utilities Interchange Category is the Discover Interchange Rate for a commercial credit transaction accepted at a registered utility merchant location. Primary Qualifications: Card present or card not present valid auth MCC 4900 10% amt tolerance and 1 day timeliness.

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Commercial Electronic Submission

Interchange: 2.30% + $0.10 Commercial Electronic Submission Interchange Category is the Discover Interchange Rate for a commercial credit transaction. Primary Qualifications: Card Present and Card Not Present sales approved auth response transaction settled within 7 days of authorization for Passenger Transport MCCs; 2 days for Emerging Markets and Public Services MCCs; and 1 day for…

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Utility Debit Regulated

Interchange: 0.05% + $0.22 Regulated Debit Interchange is the Discover Interchange Rate set by the Federal Reserve capping Interchange Fees charged by US credit card issuing banks with over $10 billion in assets. Transaction is on a Discover Debit Card issued by a US bank with over $10 billion in assets. Change History: Introduced October…

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