Express Services

Interchange: 1.95% + $0.00 Express Services Premium Rewards Interchange Category is the Discover Interchange Rate for a card present small ticket credit transaction. Change History: 1.70% + $0.03 October 2011 Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 2 days of authorization STAN number in…

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Recurring Payments

Interchange: 1.20% + $0.05 Recurring Payments Premium Rewards Interchange Category is the Discover Interchange Rate for a recurring payment premium rewards card credit transaction. Primary Qualifications: Recurring payment transactions from one of the following sic codes: 4812 4814 4899 4900 5960 5968 6300 7298 7997 8675 and 8699. Transactions can be face-to-face or card not…

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Card Not Present / E-Commerce

Interchange: 2.00% + $0.10 Card Not Present / E-Commerce Premium Rewards Interchange Category is the Discover Interchange Rate for a card not present or ecommerce rewards card credit transaction. Primary Qualifications: Card not present at time of authorization approved authorization reponse transaction settled within 1 day of authorization and System Trace Audit Number. AVS required.…

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Key Entered

Interchange: 2.00% + $0.10 Key Entered Premium Rewards Interchange Category is the Discover Interchange Fee for a card present rewards card credit transaction. Primary Qualifications: Cardholder and card present at time of authorization single electronic authorization transaction settled within 1 day of authorization and System Trace Audit Number. MCC must not be 3000-3299 3351-3441 3501-3799…

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Retail

Interchange: 1.71% + $0.10 Retail Premium Rewards Interchange Category is the Discover Interchange Rate for a card present rewards card credit transaction. Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 1 day of authorization System Trace Audit Number or STAN (Discover’s Transaction ID/Banknet Info) and…

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Utility

Interchange: 0.00% + $0.75 Premium Plus Rewards Utility Interchange Category is the Discover Interchange Rate for a premium plus rewards card accepted at a registered utility merchant location. Primary Qualifications: Transaction can be full magnetic stripe read or key-entered. Transaction settled within 1 day of authorization authorization response data included in settled transaction. Transactions must…

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Passenger Transport

Interchange: 2.30% + $0.10 Premium Plus Rewards Passenger Transport Interchange Category is the Discover Interchange Rate for a premium plus rewards card credit transaction accepted at a passenger transport merchant location. Primary Qualifications: Card Present and Card Not Present sales approved auth response transaction settled within 7 days of authorization STAN required in clearing transaction.…

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Hotel / Car Rental

Interchange: 2.30% + $0.10 Premium Plus Rewards Hotel / Car Rental Interchange Category is the Discover Interchange Rate for a premium plus rewards card credit transaction accepted at a hotel / car rental merchant location. Primary Qualifications: Must receive an approved auth response. Settled within 1 day. Must be MCC 3351-3441 3501-3799 7011 7012 7512…

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Restaurant

Interchange: 2.30% + $0.10 Premium Plus Rewards Restaurant Interchange Category is the Discover Interchange Rate for a premium plus rewards card credit transaction accepted at a travel & entertainment merchant location. Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 1 day of authorization STAN required…

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Supermarket / Warehouse Clubs

Interchange: 1.90% + $0.10 Premium Plus Rewards SuperMarket / Warehouse Club Interchange Category is the Discover Interchange Rate for a premium plus rewards card credit transaction accepted at a supermarket or warehouse club merchant location. Primary Qualifications: Cardholder and card present single electronic authorization read & transmit complete magnetic stripe transaction settled within 1 day…

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